Pay vs Place

Vale of White Horse: what a home costs and what you need to earn

South East. House prices are based on 1,623 sales over the last 12 months.

Buying a home
Expensive
A typical home costs 8.8× median full-time pay
Renting a home
Expensive
Average rent takes 36% of median pay
Recorded crime
Low
46.4 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£44,454
Gross a year, people living in Vale of White Horse
Terraced house price ÷ pay
7.1×
A typical terraced house costs this many years of median pay
Renting a terraced house
37%
of median gross pay goes on rent (£1,355 a month)

What the numbers say about Vale of White Horse

Across all property types, the typical home sold in Vale of White Horse over the past year cost £390,000, which is 8.8× median full-time pay. Measured against pay, Vale of White Horse is the 102nd most expensive of 316 areas for buying; the typical area is 7.6×. Within the South East it is the 23rd least expensive of 64 areas.

For a terraced house at £315,000, a lender would typically look for an income of around £63,000, and the 10% deposit would be £31,500, about 9 months of median gross pay. Median full-time pay here is £44,454, 71% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £1,355 a month, which is 37% of median gross pay. Across all property types the average rent is £1,352 a month. Measured against pay, it is the 117th most expensive of 316 areas for renting. Rents rose 2.9% over the latest year ONS measured, slower than the typical area (3.9%).

Median full-time pay of £44,454 is the 54th highest of 316 areas; the typical area is £38,328. This is pay for people who live in Vale of White Horse, wherever they work.

Police recorded 46.4 crimes per 1,000 residents in the year, which is 43% below average for England and Wales (81.3). That makes it the 28th lowest of 310 areas for recorded crime per resident. The category furthest below average is vehicle offences (64% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 559 £555,000 12.5× £55,500 £111,000
Semi-detached 483 £380,000 8.5× £38,000 £76,000
Terraced 353 £315,000 7.1× £31,500 £63,000
Flat 228 £213,500 4.8× £21,500 £42,500

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,898 £22,776 51%
Semi-detached £1,436 £17,232 39%
Terraced £1,355 £16,260 37%
Flat £1,140 £13,680 31%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Vale of White Horse, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Vale of White Horse have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Vale of White Horse, 1995 to July 2026Average price rose from £73,408 in 1995 to £409,253 now.£0£200k£400k£600k1995200020052010201520202025£409,253Average house price in Vale of White Horse, 1995 to July 2026Average price rose from £73,408 in 1995 to £409,253 now.£0£200k£400k£600k200020102020£409,253
Show the figures
YearAverage price
1995£73,408
1996£75,216
1997£85,318
1998£97,349
1999£107,744
2000£132,692
2001£145,985
2002£169,799
2003£191,343
2004£204,823
2005£216,019
2006£227,710
2007£251,523
2008£247,599
2009£223,436
2010£243,569
2011£243,206
2012£249,975
2013£258,006
2014£283,918
2015£301,902
2016£324,605
2017£329,055
2018£336,297
2019£338,639
2020£341,475
2021£347,955
2022£375,454
2023£380,321
2024£379,089
2025£398,051
12 months to July 2026£409,253

The average home price in Vale of White Horse was £324,605 in 2016 and £409,253 in the 12 months to July 2026, a rise of 26% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Vale of White Horse the 91st slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £216,019 to £409,253, a rise of 89% (the typical area: a rise of 84%).

Prices fell 11% after the 2008 financial crisis, from £251,523 in 2007 to £223,436 in 2009. They did not get back to their 2007 level until 2013.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Vale of White Horse: 9.0 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Vale of White Horse, 2005 to 2025Rose from 8.0 to 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Vale of White Horse, 2005 to 2025Rose from 8.0 to 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearVale of White HorseTypical area in England and Wales
20058.0 years of pay7.0 years of pay
20107.8 years of pay6.5 years of pay
20159.4 years of pay7.1 years of pay
20209.0 years of pay7.8 years of pay
20259.0 years of pay7.5 years of pay

In 2005 the average home in Vale of White Horse cost 8.0 years of median full-time pay. By 2025 it cost 9.0 years, so homes have become harder to afford relative to local pay.

Homes were hardest to afford in 2015, at 9.4 years of pay. It has eased since.

Between 2005 and 2025, median pay in Vale of White Horse rose 64% (from £27,087 to £44,454), while the average house price rose 84%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Vale of White Horse is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Vale of White Horse have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Vale of White Horse, 2015 to August 2026Average rent rose from £931 a month in 2015 to £1,352 now.£0£500£1,000£1,500201620182020202220242026£1,352Average monthly rent in Vale of White Horse, 2015 to August 2026Average rent rose from £931 a month in 2015 to £1,352 now.£0£500£1,000£1,500201520202025£1,352
Show the figures
YearAverage rent
2015£931 a month
2016£970 a month
2017£960 a month
2018£956 a month
2019£974 a month
2020£1,010 a month
2021£1,063 a month
2022£1,104 a month
2023£1,153 a month
2024£1,239 a month
2025£1,312 a month
August 2026£1,352 a month

The average rent in Vale of White Horse was £931 a month in 2015 and £1,352 in August 2026, a rise of 45%. The typical area of England and Wales saw a rise of 52%. That makes Vale of White Horse the 76th slowest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 36%. Rents have risen faster than house prices here, by 10 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 46.4 81.3 43% below average −4%
Violence against the person 19.2 31.0 38% below average +1%
Sexual offences 2.3 3.4 32% below average +4%
Robbery 0.3 1.4 80% below average –
Residential burglary (per 1,000 households) 3.4 6.2 45% below average +12%
Vehicle offences 1.7 4.9 64% below average −13%
Theft from the person 0.3 1.6 80% below average –
Criminal damage and arson 4.4 7.1 38% below average −12%

Recorded crime in Vale of White Horse was 48.1 per 1,000 residents in the year ending March 2025 and 46.4 in the year ending March 2026, down 4%. Across England and Wales it was down 4%.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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