Pay vs Place

Leeds vs Vale of White Horse: buying or renting a home

A typical terraced house costs £112,500 (56%) more in Vale of White Horse than in Leeds. Measured against local pay, buying is harder in Vale of White Horse: it takes 7.1× median annual pay, against 5.5× in Leeds.

Leeds, terraced
£202,500
Income typically needed: £40,500
Median full-time pay: £36,716
Vale of White Horse, terraced
£315,000
Income typically needed: £63,000
Median full-time pay: £44,454

At a glance

Leeds Vale of White Horse
Buying a home Fairly affordable Expensive
Renting a home Expensive Expensive
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Vale of White Horse (£44,454) is 21% higher than in Leeds (£36,716), while a typical terraced house costs 56% more (£315,000 against £202,500). Set against local pay, Leeds is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.5× annual pay in Leeds and 7.1× in Vale of White Horse. Renting one takes 38% of pay in Leeds and 37% in Vale of White Horse. Buying is harder in Vale of White Horse; renting is about the same.

Across all property types and measured against pay, Leeds is the 114th least expensive of 316 areas to buy in, and Vale of White Horse is the 102nd most expensive of 316 areas. For renting against pay, Leeds is the 106th most expensive of 316 areas and Vale of White Horse is the 117th most expensive of 316 areas.

Someone on £40,000 in Leeds would need about £62,000 in Vale of White Horse to be equally placed to buy a terraced house, and about £47,000 to be equally placed to rent one. Keeping the same pay after a move to Vale of White Horse would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.6 crimes per 1,000 residents in Leeds and 46.4 in Vale of White Horse, so recorded crime per resident is 60% lower in Vale of White Horse. The biggest difference is in vehicle offences: 7.0 per 1,000 in Leeds against 1.7 in Vale of White Horse.

Can a typical earner buy?

Terraced house Leeds Vale of White Horse
Median full-time pay £36,716 £44,454
House price ÷ pay 5.5× 7.1×
Median pay as a share of income typically needed to buy 91% 71%
Rent a year as a share of median pay 38% 37%

Buying, by property type

Type Leeds Vale of White Horse Difference
Detached £430,000 £555,000 +29% in Vale of White Horse
Semi-detached £262,000 £380,000 +45% in Vale of White Horse
Terraced £202,500 £315,000 +56% in Vale of White Horse
Flat £150,000 £213,500 +42% in Vale of White Horse

Renting, by property type

Type (average rent a month) Leeds Vale of White Horse Difference
Detached £1,507 £1,898 +26% in Vale of White Horse
Semi-detached £1,226 £1,436 +17% in Vale of White Horse
Terraced £1,157 £1,355 +17% in Vale of White Horse
Flat £905 £1,140 +26% in Vale of White Horse

Crime

Police recorded 114.6 crimes per 1,000 residents in Leeds and 46.4 in Vale of White Horse, so recorded crime per resident is 60% lower in Vale of White Horse.

Police recorded crime per 1,000 residents Leeds Vale of White Horse Difference
All recorded crime (excluding fraud) 114.6 46.4 -60% in Vale of White Horse
Violence against the person 44.9 19.2 -57% in Vale of White Horse
Sexual offences 4.4 2.3 -48% in Vale of White Horse
Robbery 2.2 0.3 -88% in Vale of White Horse
Residential burglary (per 1,000 households) 13.0 3.4 -74% in Vale of White Horse
Vehicle offences 7.0 1.7 -75% in Vale of White Horse
Theft from the person 1.3 0.3 -74% in Vale of White Horse
Criminal damage and arson 8.5 4.4 -48% in Vale of White Horse

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Leeds: 181Vale of White Horse: 189
House prices in Leeds and Vale of White Horse since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Vale of White Horse now 189.7510012515017520020052010201520202025House prices in Leeds and Vale of White Horse since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Vale of White Horse now 189.7510012515017520020102020
Show the figures
YearLeedsVale of White Horse
2005100100
2006107105
2007114116
2008110115
200998103
2010103113
2011101113
201299116
2013100119
2014106131
2015111140
2016119150
2017125152
2018130156
2019134157
2020139158
2021151161
2022165174
2023168176
2024171175
2025177184
12 months to July 2026181189

In 2005 the average home cost £135,425 in Leeds and £216,019 in Vale of White Horse. Now it is £244,464 and £409,253: Leeds is up 81% and Vale of White Horse is up 89%. Prices have risen faster in Vale of White Horse, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Leeds: 6.5 years of payVale of White Horse: 9.0 years of pay
Years of median pay needed to buy the average home in Leeds and Vale of White HorseLeeds now 6.5, Vale of White Horse now 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Leeds and Vale of White HorseLeeds now 6.5, Vale of White Horse now 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearLeedsVale of White Horse
20056.1 years of pay8.0 years of pay
20105.7 years of pay7.8 years of pay
20155.7 years of pay9.4 years of pay
20206.2 years of pay9.0 years of pay
20256.5 years of pay9.0 years of pay

In 2005 a home cost 6.1 years of pay in Leeds and 8.0 years in Vale of White Horse. In 2025 it was 6.5 years and 9.0 years.

Affordability has worsened more in Vale of White Horse over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Leeds: 151Vale of White Horse: 145
Rents in Leeds and Vale of White Horse since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Vale of White Horse now 145.80100120140160201620182020202220242026Rents in Leeds and Vale of White Horse since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Vale of White Horse now 145.80100120140160201520202025
Show the figures
YearLeedsVale of White Horse
2015100100
201698104
2017102103
2018104103
2019107105
2020112108
2021114114
2022125119
2023136124
2024145133
2025146141
August 2026151145

In 2015 the average rent was £758 a month in Leeds and £931 in Vale of White Horse. Now it is £1,145 and £1,352: up 51% in Leeds and up 45% in Vale of White Horse. Rents have risen faster in Leeds.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Leeds to Vale of White Horse

Earning in Leeds Equivalent to buy in Vale of White Horse Equivalent to rent in Vale of White Horse
£30,000 £46,500 £35,000
£40,000 £62,000 £47,000
£50,000 £78,000 £58,500
£60,000 £93,500 £70,500

Moving from Vale of White Horse to Leeds

Earning in Vale of White Horse Equivalent to buy in Leeds Equivalent to rent in Leeds
£30,000 £19,500 £25,500
£40,000 £25,500 £34,000
£50,000 £32,000 £42,500
£60,000 £38,500 £51,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Leeds figures · All Vale of White Horse figures