Pay vs Place

Newcastle upon Tyne vs Vale of White Horse: buying or renting a home

A typical terraced house costs £130,000 (70%) more in Vale of White Horse than in Newcastle upon Tyne. Measured against local pay, buying is harder in Vale of White Horse: it takes 7.1× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Vale of White Horse, terraced
£315,000
Income typically needed: £63,000
Median full-time pay: £44,454

At a glance

Newcastle upon Tyne Vale of White Horse
Buying a home Fairly affordable Expensive
Renting a home Very expensive Expensive
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Vale of White Horse (£44,454) is 25% higher than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 70% more (£315,000 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 7.1× in Vale of White Horse. Renting one takes 44% of pay in Newcastle upon Tyne and 37% in Vale of White Horse. The two measures point different ways: buying is harder in Vale of White Horse, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Vale of White Horse is the 102nd most expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Vale of White Horse is the 117th most expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £68,000 in Vale of White Horse to be equally placed to buy a terraced house, and about £42,000 to be equally placed to rent one. Keeping the same pay after a move to Vale of White Horse would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 46.4 in Vale of White Horse, so recorded crime per resident is 57% lower in Vale of White Horse. The biggest difference is in vehicle offences: 5.9 per 1,000 in Newcastle upon Tyne against 1.7 in Vale of White Horse.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Vale of White Horse
Median full-time pay £35,446 £44,454
House price ÷ pay 5.2× 7.1×
Median pay as a share of income typically needed to buy 96% 71%
Rent a year as a share of median pay 44% 37%

Buying, by property type

Type Newcastle upon Tyne Vale of White Horse Difference
Detached £357,000 £555,000 +55% in Vale of White Horse
Semi-detached £215,000 £380,000 +77% in Vale of White Horse
Terraced £185,000 £315,000 +70% in Vale of White Horse
Flat £155,000 £213,500 +38% in Vale of White Horse

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Vale of White Horse Difference
Detached £1,697 £1,898 +12% in Vale of White Horse
Semi-detached £1,263 £1,436 +14% in Vale of White Horse
Terraced £1,293 £1,355 +5% in Vale of White Horse
Flat £993 £1,140 +15% in Vale of White Horse

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 46.4 in Vale of White Horse, so recorded crime per resident is 57% lower in Vale of White Horse.

Police recorded crime per 1,000 residents Newcastle upon Tyne Vale of White Horse Difference
All recorded crime (excluding fraud) 107.4 46.4 -57% in Vale of White Horse
Violence against the person 36.6 19.2 -47% in Vale of White Horse
Sexual offences 4.5 2.3 -49% in Vale of White Horse
Robbery 2.3 0.3 -88% in Vale of White Horse
Residential burglary (per 1,000 households) 9.0 3.4 -62% in Vale of White Horse
Vehicle offences 5.9 1.7 -71% in Vale of White Horse
Theft from the person 1.4 0.3 -76% in Vale of White Horse
Criminal damage and arson 10.3 4.4 -57% in Vale of White Horse

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Vale of White Horse: 189
House prices in Newcastle upon Tyne and Vale of White Horse since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Vale of White Horse now 189.7510012515017520020052010201520202025House prices in Newcastle upon Tyne and Vale of White Horse since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Vale of White Horse now 189.7510012515017520020102020
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YearNewcastle upon TyneVale of White Horse
2005100100
2006108105
2007115116
2008110115
200999103
2010103113
201198113
201298116
201398119
2014101131
2015108140
2016111150
2017112152
2018114156
2019114157
2020115158
2021123161
2022132174
2023134176
2024137175
2025145184
12 months to July 2026148189

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £216,019 in Vale of White Horse. Now it is £204,282 and £409,253: Newcastle upon Tyne is up 48% and Vale of White Horse is up 89%. Prices have risen faster in Vale of White Horse, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payVale of White Horse: 9.0 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and Vale of White HorseNewcastle upon Tyne now 5.6, Vale of White Horse now 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and Vale of White HorseNewcastle upon Tyne now 5.6, Vale of White Horse now 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025
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YearNewcastle upon TyneVale of White Horse
20056.6 years of pay8.0 years of pay
20106.4 years of pay7.8 years of pay
20155.6 years of pay9.4 years of pay
20205.5 years of pay9.0 years of pay
20255.6 years of pay9.0 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 8.0 years in Vale of White Horse. In 2025 it was 5.6 years and 9.0 years.

Affordability has worsened more in Vale of White Horse over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Vale of White Horse: 145
Rents in Newcastle upon Tyne and Vale of White Horse since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Vale of White Horse now 145.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Vale of White Horse since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Vale of White Horse now 145.100120140160180201520202025
Show the figures
YearNewcastle upon TyneVale of White Horse
2015100100
2016106104
2017113103
2018112103
2019113105
2020117108
2021123114
2022127119
2023137124
2024143133
2025160141
August 2026176145

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £931 in Vale of White Horse. Now it is £1,215 and £1,352: up 76% in Newcastle upon Tyne and up 45% in Vale of White Horse. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Vale of White Horse

Earning in Newcastle upon Tyne Equivalent to buy in Vale of White Horse Equivalent to rent in Vale of White Horse
£30,000 £51,000 £31,500
£40,000 £68,000 £42,000
£50,000 £85,000 £52,500
£60,000 £102,000 £63,000

Moving from Vale of White Horse to Newcastle upon Tyne

Earning in Vale of White Horse Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £17,500 £28,500
£40,000 £23,500 £38,000
£50,000 £29,500 £47,500
£60,000 £35,000 £57,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Vale of White Horse figures