Pay vs Place

Vale of White Horse vs West Oxfordshire: buying or renting a home

A typical terraced house costs £20,000 (6%) more in West Oxfordshire than in Vale of White Horse. Measured against local pay, buying is harder in West Oxfordshire: it takes 7.6× median annual pay, against 7.1× in Vale of White Horse.

Vale of White Horse, terraced
£315,000
Income typically needed: £63,000
Median full-time pay: £44,454
West Oxfordshire, terraced
£335,000
Income typically needed: £67,000
Median full-time pay: £43,932

At a glance

Vale of White Horse West Oxfordshire
Buying a home Expensive Expensive
Renting a home Expensive Expensive
Recorded crime Low Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in West Oxfordshire (£43,932) is 1% lower than in Vale of White Horse (£44,454), while a typical terraced house costs 6% more (£335,000 against £315,000). Set against local pay, Vale of White Horse is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Vale of White Horse and 7.6× in West Oxfordshire. Renting one takes 37% of pay in Vale of White Horse and 36% in West Oxfordshire. Buying is harder in West Oxfordshire; renting is about the same.

Across all property types and measured against pay, Vale of White Horse is the 102nd most expensive of 316 areas to buy in, and West Oxfordshire is the 95th most expensive of 316 areas. For renting against pay, Vale of White Horse is the 117th most expensive of 316 areas and West Oxfordshire is the 125th most expensive of 316 areas.

Someone on £40,000 in Vale of White Horse would need about £42,500 in West Oxfordshire to be equally placed to buy a terraced house, and about £39,000 to be equally placed to rent one. Keeping the same pay after a move to West Oxfordshire would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 46.4 crimes per 1,000 residents in Vale of White Horse and 42.8 in West Oxfordshire, so recorded crime per resident is 8% lower in West Oxfordshire. The biggest difference is in vehicle offences: 1.7 per 1,000 in Vale of White Horse against 2.3 in West Oxfordshire.

Can a typical earner buy?

Terraced house Vale of White Horse West Oxfordshire
Median full-time pay £44,454 £43,932
House price ÷ pay 7.1× 7.6×
Median pay as a share of income typically needed to buy 71% 66%
Rent a year as a share of median pay 37% 36%

Buying, by property type

Type Vale of White Horse West Oxfordshire Difference
Detached £555,000 £552,500 -0% in West Oxfordshire
Semi-detached £380,000 £385,000 +1% in West Oxfordshire
Terraced £315,000 £335,000 +6% in West Oxfordshire
Flat £213,500 £200,000 -6% in West Oxfordshire

Renting, by property type

Type (average rent a month) Vale of White Horse West Oxfordshire Difference
Detached £1,898 £1,738 -8% in West Oxfordshire
Semi-detached £1,436 £1,458 +2% in West Oxfordshire
Terraced £1,355 £1,319 -3% in West Oxfordshire
Flat £1,140 £1,048 -8% in West Oxfordshire

Crime

Police recorded 46.4 crimes per 1,000 residents in Vale of White Horse and 42.8 in West Oxfordshire, so recorded crime per resident is 8% lower in West Oxfordshire.

Police recorded crime per 1,000 residents Vale of White Horse West Oxfordshire Difference
All recorded crime (excluding fraud) 46.4 42.8 -8% in West Oxfordshire
Violence against the person 19.2 18.9 -2% in West Oxfordshire
Sexual offences 2.3 2.2 -5% in West Oxfordshire
Robbery 0.3 0.3 0% in West Oxfordshire
Residential burglary (per 1,000 households) 3.4 4.4 +30% in West Oxfordshire
Vehicle offences 1.7 2.3 +32% in West Oxfordshire
Theft from the person 0.3 0.3 -21% in West Oxfordshire
Criminal damage and arson 4.4 3.7 -17% in West Oxfordshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Vale of White Horse: 189West Oxfordshire: 185
House prices in Vale of White Horse and West Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Vale of White Horse now 189, West Oxfordshire now 185.10012515017520020052010201520202025House prices in Vale of White Horse and West Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Vale of White Horse now 189, West Oxfordshire now 185.10012515017520020102020
Show the figures
YearVale of White HorseWest Oxfordshire
2005100100
2006105107
2007116116
2008115112
2009103104
2010113113
2011113112
2012116116
2013119120
2014131127
2015140139
2016150148
2017152156
2018156157
2019157153
2020158158
2021161156
2022174170
2023176178
2024175176
2025184185
12 months to July 2026189185

In 2005 the average home cost £216,019 in Vale of White Horse and £229,671 in West Oxfordshire. Now it is £409,253 and £424,836: Vale of White Horse is up 89% and West Oxfordshire is up 85%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Vale of White Horse: 9.0 years of payWest Oxfordshire: 9.7 years of pay
Years of median pay needed to buy the average home in Vale of White Horse and West OxfordshireVale of White Horse now 9.0, West Oxfordshire now 9.7 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Vale of White Horse and West OxfordshireVale of White Horse now 9.0, West Oxfordshire now 9.7 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearVale of White HorseWest Oxfordshire
20058.0 years of pay9.4 years of pay
20107.8 years of pay8.6 years of pay
20159.4 years of pay10.0 years of pay
20209.0 years of pay10.8 years of pay
20259.0 years of pay9.7 years of pay

In 2005 a home cost 8.0 years of pay in Vale of White Horse and 9.4 years in West Oxfordshire. In 2025 it was 9.0 years and 9.7 years.

Affordability has worsened more in Vale of White Horse over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Vale of White Horse: 145West Oxfordshire: 143
Rents in Vale of White Horse and West Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Vale of White Horse now 145, West Oxfordshire now 143.80100120140160201620182020202220242026Rents in Vale of White Horse and West Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Vale of White Horse now 145, West Oxfordshire now 143.80100120140160201520202025
Show the figures
YearVale of White HorseWest Oxfordshire
2015100100
201610499
2017103105
2018103108
2019105109
2020108110
2021114113
2022119118
2023124128
2024133136
2025141140
August 2026145143

In 2015 the average rent was £931 a month in Vale of White Horse and £910 in West Oxfordshire. Now it is £1,352 and £1,305: up 45% in Vale of White Horse and up 43% in West Oxfordshire.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Vale of White Horse to West Oxfordshire

Earning in Vale of White Horse Equivalent to buy in West Oxfordshire Equivalent to rent in West Oxfordshire
£30,000 £32,000 £29,000
£40,000 £42,500 £39,000
£50,000 £53,000 £48,500
£60,000 £64,000 £58,500

Moving from West Oxfordshire to Vale of White Horse

Earning in West Oxfordshire Equivalent to buy in Vale of White Horse Equivalent to rent in Vale of White Horse
£30,000 £28,000 £31,000
£40,000 £37,500 £41,000
£50,000 £47,000 £51,500
£60,000 £56,500 £61,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Vale of White Horse figures · All West Oxfordshire figures