Pay vs Place

Tonbridge and Malling: what a home costs and what you need to earn

South East. House prices are based on 1,568 sales over the last 12 months.

Buying a home
Expensive
A typical home costs 9.5× median full-time pay
Renting a home
Very expensive
Average rent takes 42% of median pay

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£42,752
Gross a year, people living in Tonbridge and Malling
Terraced house price ÷ pay
8.0×
A typical terraced house costs this many years of median pay
Renting a terraced house
40%
of median gross pay goes on rent (£1,427 a month)

What the numbers say about Tonbridge and Malling

Across all property types, the typical home sold in Tonbridge and Malling over the past year cost £405,000, which is 9.5× median full-time pay. Measured against pay, Tonbridge and Malling is the 73rd most expensive of 316 areas for buying; the typical area is 7.6×. Within the South East it is around the middle of 64 areas (30th most expensive).

For a terraced house at £340,000, a lender would typically look for an income of around £68,000, and the 10% deposit would be £34,000, about 10 months of median gross pay. Median full-time pay here is £42,752, 63% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £1,427 a month, which is 40% of median gross pay. Across all property types the average rent is £1,489 a month. Measured against pay, it is the 68th most expensive of 316 areas for renting. Rents rose 3.2% over the latest year ONS measured, slower than the typical area (3.9%).

Median full-time pay of £42,752 is the 83rd highest of 316 areas; the typical area is £38,328. This is pay for people who live in Tonbridge and Malling, wherever they work.

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 379 £650,000 15.2× £65,000 £130,000
Semi-detached 522 £421,250 9.9× £42,000 £84,500
Terraced 449 £340,000 8.0× £34,000 £68,000
Flat 218 £240,750 5.6× £24,000 £48,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £2,200 £26,400 62%
Semi-detached £1,593 £19,116 45%
Terraced £1,427 £17,124 40%
Flat £1,219 £14,628 34%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Tonbridge and Malling, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Tonbridge and Malling have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Tonbridge and Malling, 1995 to July 2026Average price rose from £66,899 in 1995 to £403,269 now.£0£200k£400k£600k1995200020052010201520202025£403,269Average house price in Tonbridge and Malling, 1995 to July 2026Average price rose from £66,899 in 1995 to £403,269 now.£0£200k£400k£600k200020102020£403,269
Show the figures
YearAverage price
1995£66,899
1996£69,306
1997£77,117
1998£87,784
1999£98,623
2000£117,113
2001£128,379
2002£151,660
2003£176,872
2004£194,931
2005£199,361
2006£217,133
2007£232,305
2008£231,402
2009£206,309
2010£224,584
2011£229,676
2012£233,386
2013£240,458
2014£263,186
2015£285,972
2016£320,371
2017£330,399
2018£346,124
2019£351,297
2020£355,943
2021£368,262
2022£406,129
2023£403,642
2024£394,310
2025£402,206
12 months to July 2026£403,269

The average home price in Tonbridge and Malling was £320,371 in 2016 and £403,269 in the 12 months to July 2026, a rise of 26% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Tonbridge and Malling the 87th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £199,361 to £403,269, which is 2.0 times as much (the typical area: 1.8 times).

Prices fell 11% after the 2008 financial crisis, from £232,305 in 2007 to £206,309 in 2009. They did not get back to their 2007 level until 2012.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Tonbridge and Malling: 9.4 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Tonbridge and Malling, 2005 to 2025Rose from 8.3 to 9.4 years of pay.0×2.5×5×7.5×10×2005201020152025Years of median pay needed to buy the average home in Tonbridge and Malling, 2005 to 2025Rose from 8.3 to 9.4 years of pay.0×2.5×5×7.5×10×2005201020152025
Show the figures
YearTonbridge and MallingTypical area in England and Wales
20058.3 years of pay7.0 years of pay
20107.6 years of pay6.5 years of pay
20158.2 years of pay7.1 years of pay
20259.4 years of pay7.5 years of pay

In 2005 the average home in Tonbridge and Malling cost 8.3 years of median full-time pay. By 2025 it cost 9.4 years, so homes have become harder to afford relative to local pay.

Between 2005 and 2025, median pay in Tonbridge and Malling rose 77% (from £24,124 to £42,752), while the average house price rose 102%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Tonbridge and Malling is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Tonbridge and Malling have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Tonbridge and Malling, 2015 to August 2026Average rent rose from £955 a month in 2015 to £1,489 now.£0£500£1,000£1,500201620182020202220242026£1,489Average monthly rent in Tonbridge and Malling, 2015 to August 2026Average rent rose from £955 a month in 2015 to £1,489 now.£0£500£1,000£1,500201520202025£1,489
Show the figures
YearAverage rent
2015£955 a month
2016£1,008 a month
2017£1,042 a month
2018£1,073 a month
2019£1,097 a month
2020£1,109 a month
2021£1,132 a month
2022£1,188 a month
2023£1,257 a month
2024£1,342 a month
2025£1,432 a month
August 2026£1,489 a month

The average rent in Tonbridge and Malling was £955 a month in 2015 and £1,489 in August 2026, a rise of 56%. The typical area of England and Wales saw a rise of 52%. That makes Tonbridge and Malling the 122nd fastest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 41%. Rents have risen faster than house prices here, by 15 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

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