Pay vs Place

Tonbridge and Malling vs Vale of White Horse: buying or renting a home

A typical terraced house costs £25,000 (8%) more in Tonbridge and Malling than in Vale of White Horse. Measured against local pay, buying is harder in Tonbridge and Malling: it takes 8.0× median annual pay, against 7.1× in Vale of White Horse.

Tonbridge and Malling, terraced
£340,000
Income typically needed: £68,000
Median full-time pay: £42,752
Vale of White Horse, terraced
£315,000
Income typically needed: £63,000
Median full-time pay: £44,454

At a glance

Tonbridge and Malling Vale of White Horse
Buying a home Expensive Expensive
Renting a home Very expensive Expensive
Recorded crime – Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Vale of White Horse (£44,454) is 4% higher than in Tonbridge and Malling (£42,752), while a typical terraced house costs 7% less (£315,000 against £340,000). Set against local pay, Vale of White Horse is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.0× annual pay in Tonbridge and Malling and 7.1× in Vale of White Horse. Renting one takes 40% of pay in Tonbridge and Malling and 37% in Vale of White Horse. Both are harder in Tonbridge and Malling, and the gap is wider for buying.

Across all property types and measured against pay, Tonbridge and Malling is the 73rd most expensive of 316 areas to buy in, and Vale of White Horse is the 102nd most expensive of 316 areas. For renting against pay, Tonbridge and Malling is the 68th most expensive of 316 areas and Vale of White Horse is the 117th most expensive of 316 areas.

Someone on £40,000 in Tonbridge and Malling would need about £37,000 in Vale of White Horse to be equally placed to buy a terraced house, and about £38,000 to be equally placed to rent one. Keeping the same pay after a move to Vale of White Horse would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Can a typical earner buy?

Terraced house Tonbridge and Malling Vale of White Horse
Median full-time pay £42,752 £44,454
House price ÷ pay 8.0× 7.1×
Median pay as a share of income typically needed to buy 63% 71%
Rent a year as a share of median pay 40% 37%

Buying, by property type

Type Tonbridge and Malling Vale of White Horse Difference
Detached £650,000 £555,000 -15% in Vale of White Horse
Semi-detached £421,250 £380,000 -10% in Vale of White Horse
Terraced £340,000 £315,000 -7% in Vale of White Horse
Flat £240,750 £213,500 -11% in Vale of White Horse

Renting, by property type

Type (average rent a month) Tonbridge and Malling Vale of White Horse Difference
Detached £2,200 £1,898 -14% in Vale of White Horse
Semi-detached £1,593 £1,436 -10% in Vale of White Horse
Terraced £1,427 £1,355 -5% in Vale of White Horse
Flat £1,219 £1,140 -6% in Vale of White Horse

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Tonbridge and Malling: 202Vale of White Horse: 189
House prices in Tonbridge and Malling and Vale of White Horse since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Tonbridge and Malling now 202, Vale of White Horse now 189.10015020025020052010201520202025House prices in Tonbridge and Malling and Vale of White Horse since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Tonbridge and Malling now 202, Vale of White Horse now 189.10015020025020102020
Show the figures
YearTonbridge and MallingVale of White Horse
2005100100
2006109105
2007117116
2008116115
2009103103
2010113113
2011115113
2012117116
2013121119
2014132131
2015143140
2016161150
2017166152
2018174156
2019176157
2020179158
2021185161
2022204174
2023202176
2024198175
2025202184
12 months to July 2026202189

In 2005 the average home cost £199,361 in Tonbridge and Malling and £216,019 in Vale of White Horse. Now it is £403,269 and £409,253: Tonbridge and Malling is up 102% and Vale of White Horse is up 89%. Prices have risen faster in Tonbridge and Malling, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Tonbridge and Malling: 9.4 years of payVale of White Horse: 9.0 years of pay
Years of median pay needed to buy the average home in Tonbridge and Malling and Vale of White HorseTonbridge and Malling now 9.4, Vale of White Horse now 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Tonbridge and Malling and Vale of White HorseTonbridge and Malling now 9.4, Vale of White Horse now 9.0 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearTonbridge and MallingVale of White Horse
20058.3 years of pay8.0 years of pay
20107.6 years of pay7.8 years of pay
20158.2 years of pay9.4 years of pay
2020–9.0 years of pay
20259.4 years of pay9.0 years of pay

In 2005 a home cost 8.3 years of pay in Tonbridge and Malling and 8.0 years in Vale of White Horse. In 2025 it was 9.4 years and 9.0 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Tonbridge and Malling: 156Vale of White Horse: 145
Rents in Tonbridge and Malling and Vale of White Horse since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Tonbridge and Malling now 156, Vale of White Horse now 145.100120140160201620182020202220242026Rents in Tonbridge and Malling and Vale of White Horse since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Tonbridge and Malling now 156, Vale of White Horse now 145.100120140160201520202025
Show the figures
YearTonbridge and MallingVale of White Horse
2015100100
2016106104
2017109103
2018112103
2019115105
2020116108
2021119114
2022124119
2023132124
2024141133
2025150141
August 2026156145

In 2015 the average rent was £955 a month in Tonbridge and Malling and £931 in Vale of White Horse. Now it is £1,489 and £1,352: up 56% in Tonbridge and Malling and up 45% in Vale of White Horse. Rents have risen faster in Tonbridge and Malling.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Tonbridge and Malling to Vale of White Horse

Earning in Tonbridge and Malling Equivalent to buy in Vale of White Horse Equivalent to rent in Vale of White Horse
£30,000 £28,000 £28,500
£40,000 £37,000 £38,000
£50,000 £46,500 £47,500
£60,000 £55,500 £57,000

Moving from Vale of White Horse to Tonbridge and Malling

Earning in Vale of White Horse Equivalent to buy in Tonbridge and Malling Equivalent to rent in Tonbridge and Malling
£30,000 £32,500 £31,500
£40,000 £43,000 £42,000
£50,000 £54,000 £52,500
£60,000 £65,000 £63,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Tonbridge and Malling figures · All Vale of White Horse figures