Pay vs Place

Leeds vs Tonbridge and Malling: buying or renting a home

A typical terraced house costs £137,500 (68%) more in Tonbridge and Malling than in Leeds. Measured against local pay, buying is harder in Tonbridge and Malling: it takes 8.0× median annual pay, against 5.5× in Leeds.

Leeds, terraced
£202,500
Income typically needed: £40,500
Median full-time pay: £36,716
Tonbridge and Malling, terraced
£340,000
Income typically needed: £68,000
Median full-time pay: £42,752

At a glance

Leeds Tonbridge and Malling
Buying a home Fairly affordable Expensive
Renting a home Expensive Very expensive
Recorded crime Above average –

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Tonbridge and Malling (£42,752) is 16% higher than in Leeds (£36,716), while a typical terraced house costs 68% more (£340,000 against £202,500). Set against local pay, Leeds is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.5× annual pay in Leeds and 8.0× in Tonbridge and Malling. Renting one takes 38% of pay in Leeds and 40% in Tonbridge and Malling. Both are harder in Tonbridge and Malling, and the gap is wider for buying.

Across all property types and measured against pay, Leeds is the 114th least expensive of 316 areas to buy in, and Tonbridge and Malling is the 73rd most expensive of 316 areas. For renting against pay, Leeds is the 106th most expensive of 316 areas and Tonbridge and Malling is the 68th most expensive of 316 areas.

Someone on £40,000 in Leeds would need about £67,000 in Tonbridge and Malling to be equally placed to buy a terraced house, and about £49,500 to be equally placed to rent one. Keeping the same pay after a move to Tonbridge and Malling would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Can a typical earner buy?

Terraced house Leeds Tonbridge and Malling
Median full-time pay £36,716 £42,752
House price ÷ pay 5.5× 8.0×
Median pay as a share of income typically needed to buy 91% 63%
Rent a year as a share of median pay 38% 40%

Buying, by property type

Type Leeds Tonbridge and Malling Difference
Detached £430,000 £650,000 +51% in Tonbridge and Malling
Semi-detached £262,000 £421,250 +61% in Tonbridge and Malling
Terraced £202,500 £340,000 +68% in Tonbridge and Malling
Flat £150,000 £240,750 +61% in Tonbridge and Malling

Renting, by property type

Type (average rent a month) Leeds Tonbridge and Malling Difference
Detached £1,507 £2,200 +46% in Tonbridge and Malling
Semi-detached £1,226 £1,593 +30% in Tonbridge and Malling
Terraced £1,157 £1,427 +23% in Tonbridge and Malling
Flat £905 £1,219 +35% in Tonbridge and Malling

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Leeds: 181Tonbridge and Malling: 202
House prices in Leeds and Tonbridge and Malling since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Tonbridge and Malling now 202.5010015020025020052010201520202025House prices in Leeds and Tonbridge and Malling since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Tonbridge and Malling now 202.5010015020025020102020
Show the figures
YearLeedsTonbridge and Malling
2005100100
2006107109
2007114117
2008110116
200998103
2010103113
2011101115
201299117
2013100121
2014106132
2015111143
2016119161
2017125166
2018130174
2019134176
2020139179
2021151185
2022165204
2023168202
2024171198
2025177202
12 months to July 2026181202

In 2005 the average home cost £135,425 in Leeds and £199,361 in Tonbridge and Malling. Now it is £244,464 and £403,269: Leeds is up 81% and Tonbridge and Malling is up 102%. Prices have risen faster in Tonbridge and Malling, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Leeds: 6.5 years of payTonbridge and Malling: 9.4 years of pay
Years of median pay needed to buy the average home in Leeds and Tonbridge and MallingLeeds now 6.5, Tonbridge and Malling now 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Leeds and Tonbridge and MallingLeeds now 6.5, Tonbridge and Malling now 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearLeedsTonbridge and Malling
20056.1 years of pay8.3 years of pay
20105.7 years of pay7.6 years of pay
20155.7 years of pay8.2 years of pay
20206.2 years of pay–
20256.5 years of pay9.4 years of pay

In 2005 a home cost 6.1 years of pay in Leeds and 8.3 years in Tonbridge and Malling. In 2025 it was 6.5 years and 9.4 years.

Affordability has worsened more in Tonbridge and Malling over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Leeds: 151Tonbridge and Malling: 156
Rents in Leeds and Tonbridge and Malling since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Tonbridge and Malling now 156.80100120140160201620182020202220242026Rents in Leeds and Tonbridge and Malling since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Tonbridge and Malling now 156.80100120140160201520202025
Show the figures
YearLeedsTonbridge and Malling
2015100100
201698106
2017102109
2018104112
2019107115
2020112116
2021114119
2022125124
2023136132
2024145141
2025146150
August 2026151156

In 2015 the average rent was £758 a month in Leeds and £955 in Tonbridge and Malling. Now it is £1,145 and £1,489: up 51% in Leeds and up 56% in Tonbridge and Malling.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Leeds to Tonbridge and Malling

Earning in Leeds Equivalent to buy in Tonbridge and Malling Equivalent to rent in Tonbridge and Malling
£30,000 £50,500 £37,000
£40,000 £67,000 £49,500
£50,000 £84,000 £61,500
£60,000 £100,500 £74,000

Moving from Tonbridge and Malling to Leeds

Earning in Tonbridge and Malling Equivalent to buy in Leeds Equivalent to rent in Leeds
£30,000 £18,000 £24,500
£40,000 £24,000 £32,500
£50,000 £30,000 £40,500
£60,000 £35,500 £48,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Leeds figures · All Tonbridge and Malling figures