Pay vs Place

Newcastle upon Tyne vs Tonbridge and Malling: buying or renting a home

A typical terraced house costs £155,000 (84%) more in Tonbridge and Malling than in Newcastle upon Tyne. Measured against local pay, buying is harder in Tonbridge and Malling: it takes 8.0× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Tonbridge and Malling, terraced
£340,000
Income typically needed: £68,000
Median full-time pay: £42,752

At a glance

Newcastle upon Tyne Tonbridge and Malling
Buying a home Fairly affordable Expensive
Renting a home Very expensive Very expensive
Recorded crime Above average –

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Tonbridge and Malling (£42,752) is 21% higher than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 84% more (£340,000 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 8.0× in Tonbridge and Malling. Renting one takes 44% of pay in Newcastle upon Tyne and 40% in Tonbridge and Malling. The two measures point different ways: buying is harder in Tonbridge and Malling, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Tonbridge and Malling is the 73rd most expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Tonbridge and Malling is the 68th most expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £73,500 in Tonbridge and Malling to be equally placed to buy a terraced house, and about £44,000 to be equally placed to rent one. Keeping the same pay after a move to Tonbridge and Malling would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Tonbridge and Malling
Median full-time pay £35,446 £42,752
House price ÷ pay 5.2× 8.0×
Median pay as a share of income typically needed to buy 96% 63%
Rent a year as a share of median pay 44% 40%

Buying, by property type

Type Newcastle upon Tyne Tonbridge and Malling Difference
Detached £357,000 £650,000 +82% in Tonbridge and Malling
Semi-detached £215,000 £421,250 +96% in Tonbridge and Malling
Terraced £185,000 £340,000 +84% in Tonbridge and Malling
Flat £155,000 £240,750 +55% in Tonbridge and Malling

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Tonbridge and Malling Difference
Detached £1,697 £2,200 +30% in Tonbridge and Malling
Semi-detached £1,263 £1,593 +26% in Tonbridge and Malling
Terraced £1,293 £1,427 +10% in Tonbridge and Malling
Flat £993 £1,219 +23% in Tonbridge and Malling

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Tonbridge and Malling: 202
House prices in Newcastle upon Tyne and Tonbridge and Malling since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Tonbridge and Malling now 202.5010015020025020052010201520202025House prices in Newcastle upon Tyne and Tonbridge and Malling since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Tonbridge and Malling now 202.5010015020025020102020
Show the figures
YearNewcastle upon TyneTonbridge and Malling
2005100100
2006108109
2007115117
2008110116
200999103
2010103113
201198115
201298117
201398121
2014101132
2015108143
2016111161
2017112166
2018114174
2019114176
2020115179
2021123185
2022132204
2023134202
2024137198
2025145202
12 months to July 2026148202

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £199,361 in Tonbridge and Malling. Now it is £204,282 and £403,269: Newcastle upon Tyne is up 48% and Tonbridge and Malling is up 102%. Prices have risen faster in Tonbridge and Malling, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payTonbridge and Malling: 9.4 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and Tonbridge and MallingNewcastle upon Tyne now 5.6, Tonbridge and Malling now 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and Tonbridge and MallingNewcastle upon Tyne now 5.6, Tonbridge and Malling now 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearNewcastle upon TyneTonbridge and Malling
20056.6 years of pay8.3 years of pay
20106.4 years of pay7.6 years of pay
20155.6 years of pay8.2 years of pay
20205.5 years of pay–
20255.6 years of pay9.4 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 8.3 years in Tonbridge and Malling. In 2025 it was 5.6 years and 9.4 years.

Affordability has worsened more in Tonbridge and Malling over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Tonbridge and Malling: 156
Rents in Newcastle upon Tyne and Tonbridge and Malling since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Tonbridge and Malling now 156.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Tonbridge and Malling since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Tonbridge and Malling now 156.100120140160180201520202025
Show the figures
YearNewcastle upon TyneTonbridge and Malling
2015100100
2016106106
2017113109
2018112112
2019113115
2020117116
2021123119
2022127124
2023137132
2024143141
2025160150
August 2026176156

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £955 in Tonbridge and Malling. Now it is £1,215 and £1,489: up 76% in Newcastle upon Tyne and up 56% in Tonbridge and Malling. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Tonbridge and Malling

Earning in Newcastle upon Tyne Equivalent to buy in Tonbridge and Malling Equivalent to rent in Tonbridge and Malling
£30,000 £55,000 £33,000
£40,000 £73,500 £44,000
£50,000 £92,000 £55,000
£60,000 £110,500 £66,000

Moving from Tonbridge and Malling to Newcastle upon Tyne

Earning in Tonbridge and Malling Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £16,500 £27,000
£40,000 £22,000 £36,000
£50,000 £27,000 £45,500
£60,000 £32,500 £54,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Tonbridge and Malling figures