Pay vs Place

Spelthorne: what a home costs and what you need to earn

South East. House prices are based on 1,003 sales over the last 12 months.

Buying a home
Expensive
A typical home costs 10.4× median full-time pay
Renting a home
Very expensive
Average rent takes 46% of median pay
Recorded crime
About average
75.3 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£44,265
Gross a year, people living in Spelthorne
Terraced house price ÷ pay
9.9×
A typical terraced house costs this many years of median pay
Renting a terraced house
45%
of median gross pay goes on rent (£1,642 a month)

What the numbers say about Spelthorne

Across all property types, the typical home sold in Spelthorne over the past year cost £460,000, which is 10.4× median full-time pay. Measured against pay, Spelthorne is the 45th most expensive of 316 areas for buying; the typical area is 7.6×. Within the South East it is the 16th most expensive of 64 areas.

For a terraced house at £440,000, a lender would typically look for an income of around £88,000, and the 10% deposit would be £44,000, about 12 months of median gross pay. Median full-time pay here is £44,265, 50% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £1,642 a month, which is 45% of median gross pay. Across all property types the average rent is £1,696 a month. Measured against pay, it is the 41st most expensive of 316 areas for renting. Rents rose 5.6% over the latest year ONS measured, faster than the typical area (3.9%).

Median full-time pay of £44,265 is the 58th highest of 316 areas; the typical area is £38,328. This is pay for people who live in Spelthorne, wherever they work.

Police recorded 75.3 crimes per 1,000 residents in the year, which is 7% below average for England and Wales (81.3). That makes it around the middle of 310 areas (134th highest) for recorded crime per resident. The category furthest below average is sexual offences (16% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 176 £675,000 15.2× £67,500 £135,000
Semi-detached 318 £500,000 11.3× £50,000 £100,000
Terraced 243 £440,000 9.9× £44,000 £88,000
Flat 266 £280,000 6.3× £28,000 £56,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £2,236 £26,832 61%
Semi-detached £1,884 £22,608 51%
Terraced £1,642 £19,704 45%
Flat £1,468 £17,616 40%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Spelthorne, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Spelthorne have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Spelthorne, 1995 to July 2026Average price rose from £78,998 in 1995 to £437,798 now.£0£200k£400k£600k1995200020052010201520202025£437,798Average house price in Spelthorne, 1995 to July 2026Average price rose from £78,998 in 1995 to £437,798 now.£0£200k£400k£600k200020102020£437,798
Show the figures
YearAverage price
1995£78,998
1996£79,628
1997£88,091
1998£104,417
1999£115,463
2000£141,220
2001£154,170
2002£178,624
2003£203,927
2004£215,253
2005£222,256
2006£229,514
2007£255,060
2008£256,584
2009£223,497
2010£247,962
2011£248,417
2012£253,317
2013£265,504
2014£295,934
2015£332,054
2016£370,639
2017£380,941
2018£383,953
2019£378,481
2020£378,633
2021£378,238
2022£413,622
2023£427,855
2024£424,565
2025£443,961
12 months to July 2026£437,798

The average home price in Spelthorne was £370,639 in 2016 and £437,798 in the 12 months to July 2026, a rise of 18% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Spelthorne the 43rd slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £222,256 to £437,798, a rise of 97% (the typical area: a rise of 84%).

Prices fell 13% after the 2008 financial crisis, from £256,584 in 2008 to £223,497 in 2009. They did not get back to their 2008 level until 2013.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Spelthorne: 10.0 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Spelthorne, 2005 to 2025Rose from 7.3 to 10.0 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Spelthorne, 2005 to 2025Rose from 7.3 to 10.0 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearSpelthorneTypical area in England and Wales
20057.3 years of pay7.0 years of pay
20107.8 years of pay6.5 years of pay
20159.7 years of pay7.1 years of pay
202010.9 years of pay7.8 years of pay
202510.0 years of pay7.5 years of pay

In 2005 the average home in Spelthorne cost 7.3 years of median full-time pay. By 2025 it cost 10.0 years, so homes have become harder to afford relative to local pay.

Homes were hardest to afford in 2020, at 10.9 years of pay. It has eased since.

Between 2005 and 2025, median pay in Spelthorne rose 45% (from £30,438 to £44,265), while the average house price rose 100%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Spelthorne is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Spelthorne have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Spelthorne, 2015 to August 2026Average rent rose from £1,177 a month in 2015 to £1,696 now.£0£500£1,000£1,500£2,000201620182020202220242026£1,696Average monthly rent in Spelthorne, 2015 to August 2026Average rent rose from £1,177 a month in 2015 to £1,696 now.£0£500£1,000£1,500£2,000201520202025£1,696
Show the figures
YearAverage rent
2015£1,177 a month
2016£1,236 a month
2017£1,253 a month
2018£1,251 a month
2019£1,255 a month
2020£1,278 a month
2021£1,284 a month
2022£1,329 a month
2023£1,384 a month
2024£1,520 a month
2025£1,613 a month
August 2026£1,696 a month

The average rent in Spelthorne was £1,177 a month in 2015 and £1,696 in August 2026, a rise of 44%. The typical area of England and Wales saw a rise of 52%. That makes Spelthorne the 64th slowest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 32%. Rents have risen faster than house prices here, by 12 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 75.3 81.3 7% below average −10%
Violence against the person 28.1 31.0 9% below average −2%
Sexual offences 2.8 3.4 16% below average +3%
Robbery 0.8 1.4 38% below average –
Residential burglary (per 1,000 households) 5.4 6.2 13% below average −27%
Vehicle offences 4.3 4.9 12% below average −38%
Theft from the person 0.7 1.6 59% below average –
Criminal damage and arson 6.9 7.1 about average −11%

Recorded crime in Spelthorne was 83.7 per 1,000 residents in the year ending March 2025 and 75.3 in the year ending March 2026, down 10%. Across England and Wales it was down 4%.

Violence against the person was down 2% over the same year.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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