Pay vs Place

Leeds vs Spelthorne: buying or renting a home

A typical terraced house costs £237,500 (117%) more in Spelthorne than in Leeds. Measured against local pay, buying is harder in Spelthorne: it takes 9.9× median annual pay, against 5.5× in Leeds.

Leeds, terraced
£202,500
Income typically needed: £40,500
Median full-time pay: £36,716
Spelthorne, terraced
£440,000
Income typically needed: £88,000
Median full-time pay: £44,265

At a glance

Leeds Spelthorne
Buying a home Fairly affordable Expensive
Renting a home Expensive Very expensive
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Spelthorne (£44,265) is 21% higher than in Leeds (£36,716), while a typical terraced house costs 117% more (£440,000 against £202,500). Set against local pay, Leeds is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.5× annual pay in Leeds and 9.9× in Spelthorne. Renting one takes 38% of pay in Leeds and 45% in Spelthorne. Both are harder in Spelthorne, and the gap is wider for buying.

Across all property types and measured against pay, Leeds is the 114th least expensive of 316 areas to buy in, and Spelthorne is the 45th most expensive of 316 areas. For renting against pay, Leeds is the 106th most expensive of 316 areas and Spelthorne is the 41st most expensive of 316 areas.

Someone on £40,000 in Leeds would need about £87,000 in Spelthorne to be equally placed to buy a terraced house, and about £57,000 to be equally placed to rent one. Keeping the same pay after a move to Spelthorne would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.6 crimes per 1,000 residents in Leeds and 75.3 in Spelthorne, so recorded crime per resident is 34% lower in Spelthorne. The biggest difference is in residential burglary: 13.0 per 1,000 in Leeds against 5.4 in Spelthorne.

Can a typical earner buy?

Terraced house Leeds Spelthorne
Median full-time pay £36,716 £44,265
House price ÷ pay 5.5× 9.9×
Median pay as a share of income typically needed to buy 91% 50%
Rent a year as a share of median pay 38% 45%

Buying, by property type

Type Leeds Spelthorne Difference
Detached £430,000 £675,000 +57% in Spelthorne
Semi-detached £262,000 £500,000 +91% in Spelthorne
Terraced £202,500 £440,000 +117% in Spelthorne
Flat £150,000 £280,000 +87% in Spelthorne

Renting, by property type

Type (average rent a month) Leeds Spelthorne Difference
Detached £1,507 £2,236 +48% in Spelthorne
Semi-detached £1,226 £1,884 +54% in Spelthorne
Terraced £1,157 £1,642 +42% in Spelthorne
Flat £905 £1,468 +62% in Spelthorne

Crime

Police recorded 114.6 crimes per 1,000 residents in Leeds and 75.3 in Spelthorne, so recorded crime per resident is 34% lower in Spelthorne.

Police recorded crime per 1,000 residents Leeds Spelthorne Difference
All recorded crime (excluding fraud) 114.6 75.3 -34% in Spelthorne
Violence against the person 44.9 28.1 -37% in Spelthorne
Sexual offences 4.4 2.8 -35% in Spelthorne
Robbery 2.2 0.8 -61% in Spelthorne
Residential burglary (per 1,000 households) 13.0 5.4 -59% in Spelthorne
Vehicle offences 7.0 4.3 -38% in Spelthorne
Theft from the person 1.3 0.7 -48% in Spelthorne
Criminal damage and arson 8.5 6.9 -18% in Spelthorne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Leeds: 181Spelthorne: 197
House prices in Leeds and Spelthorne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Spelthorne now 197.5010015020020052010201520202025House prices in Leeds and Spelthorne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Spelthorne now 197.5010015020020102020
Show the figures
YearLeedsSpelthorne
2005100100
2006107103
2007114115
2008110115
200998101
2010103112
2011101112
201299114
2013100119
2014106133
2015111149
2016119167
2017125171
2018130173
2019134170
2020139170
2021151170
2022165186
2023168193
2024171191
2025177200
12 months to July 2026181197

In 2005 the average home cost £135,425 in Leeds and £222,256 in Spelthorne. Now it is £244,464 and £437,798: Leeds is up 81% and Spelthorne is up 97%. Prices have risen faster in Spelthorne, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Leeds: 6.5 years of paySpelthorne: 10.0 years of pay
Years of median pay needed to buy the average home in Leeds and SpelthorneLeeds now 6.5, Spelthorne now 10.0 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Leeds and SpelthorneLeeds now 6.5, Spelthorne now 10.0 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearLeedsSpelthorne
20056.1 years of pay7.3 years of pay
20105.7 years of pay7.8 years of pay
20155.7 years of pay9.7 years of pay
20206.2 years of pay10.9 years of pay
20256.5 years of pay10.0 years of pay

In 2005 a home cost 6.1 years of pay in Leeds and 7.3 years in Spelthorne. In 2025 it was 6.5 years and 10.0 years.

Affordability has worsened more in Spelthorne over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Leeds: 151Spelthorne: 144
Rents in Leeds and Spelthorne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Spelthorne now 144.80100120140160201620182020202220242026Rents in Leeds and Spelthorne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Spelthorne now 144.80100120140160201520202025
Show the figures
YearLeedsSpelthorne
2015100100
201698105
2017102106
2018104106
2019107107
2020112109
2021114109
2022125113
2023136118
2024145129
2025146137
August 2026151144

In 2015 the average rent was £758 a month in Leeds and £1,177 in Spelthorne. Now it is £1,145 and £1,696: up 51% in Leeds and up 44% in Spelthorne. Rents have risen faster in Leeds.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Leeds to Spelthorne

Earning in Leeds Equivalent to buy in Spelthorne Equivalent to rent in Spelthorne
£30,000 £65,000 £42,500
£40,000 £87,000 £57,000
£50,000 £108,500 £71,000
£60,000 £130,500 £85,000

Moving from Spelthorne to Leeds

Earning in Spelthorne Equivalent to buy in Leeds Equivalent to rent in Leeds
£30,000 £14,000 £21,000
£40,000 £18,500 £28,000
£50,000 £23,000 £35,000
£60,000 £27,500 £42,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Leeds figures · All Spelthorne figures