Buckinghamshire vs Spelthorne: buying or renting a home
A typical terraced house costs £70,000 (19%) more in Spelthorne than in Buckinghamshire. Measured against local pay, buying is harder in Spelthorne: it takes 9.9× median annual pay, against 8.5× in Buckinghamshire.
At a glance
| Buckinghamshire | Spelthorne | |
|---|---|---|
| Buying a home | Expensive | Expensive |
| Renting a home | Very expensive | Very expensive |
| Recorded crime | Low | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Spelthorne (£44,265) is 2% higher than in Buckinghamshire (£43,290), while a typical terraced house costs 19% more (£440,000 against £370,000). Set against local pay, Buckinghamshire is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 8.5× annual pay in Buckinghamshire and 9.9× in Spelthorne. Renting one takes 39% of pay in Buckinghamshire and 45% in Spelthorne. Both are harder in Spelthorne, and the gap is wider for buying.
Across all property types and measured against pay, Buckinghamshire is the 37th most expensive of 316 areas to buy in, and Spelthorne is the 45th most expensive of 316 areas. For renting against pay, Buckinghamshire is the 73rd most expensive of 316 areas and Spelthorne is the 41st most expensive of 316 areas.
Someone on £40,000 in Buckinghamshire would need about £47,500 in Spelthorne to be equally placed to buy a terraced house, and about £46,000 to be equally placed to rent one. Keeping the same pay after a move to Spelthorne would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 53.6 crimes per 1,000 residents in Buckinghamshire and 75.3 in Spelthorne, so recorded crime per resident is 40% higher in Spelthorne. The biggest difference is in criminal damage and arson: 4.7 per 1,000 in Buckinghamshire against 6.9 in Spelthorne.
Can a typical earner buy?
| Terraced house | Buckinghamshire | Spelthorne |
|---|---|---|
| Median full-time pay | £43,290 | £44,265 |
| House price ÷ pay | 8.5× | 9.9× |
| Median pay as a share of income typically needed to buy | 59% | 50% |
| Rent a year as a share of median pay | 39% | 45% |
Buying, by property type
| Type | Buckinghamshire | Spelthorne | Difference |
|---|---|---|---|
| Detached | £725,000 | £675,000 | -7% in Spelthorne |
| Semi-detached | £450,000 | £500,000 | +11% in Spelthorne |
| Terraced | £370,000 | £440,000 | +19% in Spelthorne |
| Flat | £245,000 | £280,000 | +14% in Spelthorne |
Renting, by property type
| Type (average rent a month) | Buckinghamshire | Spelthorne | Difference |
|---|---|---|---|
| Detached | £2,163 | £2,236 | +3% in Spelthorne |
| Semi-detached | £1,578 | £1,884 | +19% in Spelthorne |
| Terraced | £1,421 | £1,642 | +16% in Spelthorne |
| Flat | £1,211 | £1,468 | +21% in Spelthorne |
Crime
Police recorded 53.6 crimes per 1,000 residents in Buckinghamshire and 75.3 in Spelthorne, so recorded crime per resident is 40% higher in Spelthorne.
| Police recorded crime per 1,000 residents | Buckinghamshire | Spelthorne | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 53.6 | 75.3 | +40% in Spelthorne |
| Violence against the person | 20.0 | 28.1 | +40% in Spelthorne |
| Sexual offences | 2.2 | 2.8 | +27% in Spelthorne |
| Robbery | 0.6 | 0.8 | +31% in Spelthorne |
| Residential burglary (per 1,000 households) | 4.2 | 5.4 | +29% in Spelthorne |
| Vehicle offences | 3.9 | 4.3 | +10% in Spelthorne |
| Theft from the person | 0.3 | 0.7 | +97% in Spelthorne |
| Criminal damage and arson | 4.7 | 6.9 | +48% in Spelthorne |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Buckinghamshire | Spelthorne |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 105 | 103 |
| 2007 | 116 | 115 |
| 2008 | 115 | 115 |
| 2009 | 103 | 101 |
| 2010 | 112 | 112 |
| 2011 | 114 | 112 |
| 2012 | 116 | 114 |
| 2013 | 119 | 119 |
| 2014 | 129 | 133 |
| 2015 | 142 | 149 |
| 2016 | 159 | 167 |
| 2017 | 167 | 171 |
| 2018 | 168 | 173 |
| 2019 | 166 | 170 |
| 2020 | 166 | 170 |
| 2021 | 172 | 170 |
| 2022 | 186 | 186 |
| 2023 | 187 | 193 |
| 2024 | 188 | 191 |
| 2025 | 191 | 200 |
| 12 months to July 2026 | 193 | 197 |
In 2005 the average home cost £250,315 in Buckinghamshire and £222,256 in Spelthorne. Now it is £482,203 and £437,798: Buckinghamshire is up 93% and Spelthorne is up 97%.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Buckinghamshire | Spelthorne |
|---|---|---|
| 2005 | 9.3 years of pay | 7.3 years of pay |
| 2010 | 8.8 years of pay | 7.8 years of pay |
| 2015 | 11.0 years of pay | 9.7 years of pay |
| 2020 | 11.5 years of pay | 10.9 years of pay |
| 2025 | 11.1 years of pay | 10.0 years of pay |
In 2005 a home cost 9.3 years of pay in Buckinghamshire and 7.3 years in Spelthorne. In 2025 it was 11.1 years and 10.0 years.
Affordability has worsened more in Spelthorne over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Buckinghamshire | Spelthorne |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 106 | 105 |
| 2017 | 109 | 106 |
| 2018 | 110 | 106 |
| 2019 | 112 | 107 |
| 2020 | 113 | 109 |
| 2021 | 113 | 109 |
| 2022 | 123 | 113 |
| 2023 | 129 | 118 |
| 2024 | 138 | 129 |
| 2025 | 142 | 137 |
| August 2026 | 148 | 144 |
In 2015 the average rent was £998 a month in Buckinghamshire and £1,177 in Spelthorne. Now it is £1,475 and £1,696: up 48% in Buckinghamshire and up 44% in Spelthorne.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Buckinghamshire to Spelthorne
| Earning in Buckinghamshire | Equivalent to buy in Spelthorne | Equivalent to rent in Spelthorne |
|---|---|---|
| £30,000 | £35,500 | £34,500 |
| £40,000 | £47,500 | £46,000 |
| £50,000 | £59,500 | £58,000 |
| £60,000 | £71,500 | £69,500 |
Moving from Spelthorne to Buckinghamshire
| Earning in Spelthorne | Equivalent to buy in Buckinghamshire | Equivalent to rent in Buckinghamshire |
|---|---|---|
| £30,000 | £25,000 | £26,000 |
| £40,000 | £33,500 | £34,500 |
| £50,000 | £42,000 | £43,500 |
| £60,000 | £50,500 | £52,000 |