Pay vs Place

Merthyr Tydfil vs Rhondda Cynon Taf: buying or renting a home

A typical terraced house costs £10,500 (8%) more in Rhondda Cynon Taf than in Merthyr Tydfil. Measured against local pay, buying is harder in Rhondda Cynon Taf: it takes 3.9× median annual pay, against 3.5× in Merthyr Tydfil.

Merthyr Tydfil, terraced
£124,500
Income typically needed: £25,000
Median full-time pay: £35,152
Rhondda Cynon Taf, terraced
£135,000
Income typically needed: £27,000
Median full-time pay: £34,837

At a glance

Merthyr Tydfil Rhondda Cynon Taf
Buying a home Affordable Affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime About average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Rhondda Cynon Taf (£34,837) is 1% lower than in Merthyr Tydfil (£35,152), while a typical terraced house costs 8% more (£135,000 against £124,500). Set against local pay, Merthyr Tydfil is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 3.5× annual pay in Merthyr Tydfil and 3.9× in Rhondda Cynon Taf. Renting one takes 23% of pay in Merthyr Tydfil and 25% in Rhondda Cynon Taf. Both are harder in Rhondda Cynon Taf, and the gap is wider for buying.

Across all property types and measured against pay, Merthyr Tydfil is the 3rd least expensive of 316 areas to buy in, and Rhondda Cynon Taf is the 15th least expensive of 316 areas. For renting against pay, Merthyr Tydfil is the 44th least expensive of 316 areas and Rhondda Cynon Taf is the 50th least expensive of 316 areas.

Someone on £40,000 in Merthyr Tydfil would need about £43,500 in Rhondda Cynon Taf to be equally placed to buy a terraced house, and about £43,000 to be equally placed to rent one. Keeping the same pay after a move to Rhondda Cynon Taf would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 76.5 crimes per 1,000 residents in Merthyr Tydfil and 76.5 in Rhondda Cynon Taf: about the same.

Can a typical earner buy?

Terraced house Merthyr Tydfil Rhondda Cynon Taf
Median full-time pay £35,152 £34,837
House price ÷ pay 3.5× 3.9×
Median pay as a share of income typically needed to buy 141% 129%
Rent a year as a share of median pay 23% 25%

Buying, by property type

Type Merthyr Tydfil Rhondda Cynon Taf Difference
Semi-detached £183,000 £205,850 +12% in Rhondda Cynon Taf
Terraced £124,500 £135,000 +8% in Rhondda Cynon Taf

Renting, by property type

Type (average rent a month) Merthyr Tydfil Rhondda Cynon Taf Difference
Semi-detached £765 £802 +5% in Rhondda Cynon Taf
Terraced £684 £733 +7% in Rhondda Cynon Taf

Crime

Police recorded 76.5 crimes per 1,000 residents in Merthyr Tydfil and 76.5 in Rhondda Cynon Taf: about the same.

Police recorded crime per 1,000 residents Merthyr Tydfil Rhondda Cynon Taf Difference
All recorded crime (excluding fraud) 76.5 76.5 0% in Rhondda Cynon Taf
Violence against the person 34.0 34.0 0% in Rhondda Cynon Taf
Sexual offences 3.5 3.5 0% in Rhondda Cynon Taf
Robbery 0.4 0.4 0% in Rhondda Cynon Taf
Residential burglary (per 1,000 households) 3.4 3.4 0% in Rhondda Cynon Taf
Vehicle offences 3.6 3.6 0% in Rhondda Cynon Taf
Theft from the person 0.3 0.3 0% in Rhondda Cynon Taf
Criminal damage and arson 7.1 7.1 0% in Rhondda Cynon Taf

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Merthyr Tydfil: 192Rhondda Cynon Taf: 202
House prices in Merthyr Tydfil and Rhondda Cynon Taf since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Merthyr Tydfil now 192, Rhondda Cynon Taf now 202.10015020025020052010201520202025House prices in Merthyr Tydfil and Rhondda Cynon Taf since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Merthyr Tydfil now 192, Rhondda Cynon Taf now 202.10015020025020102020
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YearMerthyr TydfilRhondda Cynon Taf
2005100100
2006113111
2007124121
2008116113
2009106103
2010107104
2011105102
2012105102
2013103101
2014107108
2015112112
2016115119
2017120122
2018125126
2019133133
2020136139
2021158160
2022181181
2023187183
2024187187
2025190195
12 months to July 2026192202

In 2005 the average home cost £77,602 in Merthyr Tydfil and £80,055 in Rhondda Cynon Taf. Now it is £149,087 and £162,007: Merthyr Tydfil is up 92% and Rhondda Cynon Taf is up 102%. Prices have risen faster in Rhondda Cynon Taf, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Merthyr Tydfil: 4.2 years of payRhondda Cynon Taf: 4.5 years of pay
Years of median pay needed to buy the average home in Merthyr Tydfil and Rhondda Cynon TafMerthyr Tydfil now 4.2, Rhondda Cynon Taf now 4.5 years of pay.0×2×4×6×20052010201520202025Years of median pay needed to buy the average home in Merthyr Tydfil and Rhondda Cynon TafMerthyr Tydfil now 4.2, Rhondda Cynon Taf now 4.5 years of pay.0×2×4×6×20052010201520202025
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YearMerthyr TydfilRhondda Cynon Taf
20054.1 years of pay–
20104.0 years of pay–
20153.9 years of pay3.6 years of pay
20204.1 years of pay4.0 years of pay
20254.2 years of pay4.5 years of pay

In 2015 a home cost 3.9 years of pay in Merthyr Tydfil and 3.6 years in Rhondda Cynon Taf. In 2025 it was 4.2 years and 4.5 years.

Affordability has worsened more in Rhondda Cynon Taf over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Merthyr Tydfil: 166Rhondda Cynon Taf: 163
Rents in Merthyr Tydfil and Rhondda Cynon Taf since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Merthyr Tydfil now 166, Rhondda Cynon Taf now 163.80100120140160180201620182020202220242026Rents in Merthyr Tydfil and Rhondda Cynon Taf since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Merthyr Tydfil now 166, Rhondda Cynon Taf now 163.80100120140160180201520202025
Show the figures
YearMerthyr TydfilRhondda Cynon Taf
2015100100
201610199
201710299
2018105101
2019108103
2020112108
2021115110
2022127116
2023137129
2024149140
2025166156
August 2026166163

In 2015 the average rent was £453 a month in Merthyr Tydfil and £464 in Rhondda Cynon Taf. Now it is £754 and £754: up 66% in Merthyr Tydfil and up 63% in Rhondda Cynon Taf.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Merthyr Tydfil to Rhondda Cynon Taf

Earning in Merthyr Tydfil Equivalent to buy in Rhondda Cynon Taf Equivalent to rent in Rhondda Cynon Taf
£30,000 £32,500 £32,000
£40,000 £43,500 £43,000
£50,000 £54,000 £53,500
£60,000 £65,000 £64,500

Moving from Rhondda Cynon Taf to Merthyr Tydfil

Earning in Rhondda Cynon Taf Equivalent to buy in Merthyr Tydfil Equivalent to rent in Merthyr Tydfil
£30,000 £27,500 £28,000
£40,000 £37,000 £37,500
£50,000 £46,000 £46,500
£60,000 £55,500 £56,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Merthyr Tydfil figures · All Rhondda Cynon Taf figures