Pay vs Place

Merthyr Tydfil: what a home costs and what you need to earn

Wales. House prices are based on 448 sales over the last 12 months.

Buying a home
Affordable
A typical home costs 4.1× median full-time pay
Renting a home
Fairly affordable
Average rent takes 26% of median pay
Recorded crime
About average
76.5 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£35,152
Gross a year, people living in Merthyr Tydfil
Terraced house price ÷ pay
3.5×
A typical terraced house costs this many years of median pay
Renting a terraced house
23%
of median gross pay goes on rent (£684 a month)

What the numbers say about Merthyr Tydfil

Across all property types, the typical home sold in Merthyr Tydfil over the past year cost £145,000, which is 4.1× median full-time pay. Measured against pay, Merthyr Tydfil is the 3rd least expensive of 316 areas for buying; the typical area is 7.6×. Within Wales it is the 2nd least expensive of 22 areas.

For a terraced house at £124,500, a lender would typically look for an income of around £25,000, and the 10% deposit would be £12,500, about 4 months of median gross pay. Median full-time pay here is £35,152, 141% of the income needed, so on these assumptions one median earner could meet the test alone.

Renting a terraced house costs about £684 a month, which is 23% of median gross pay. Across all property types the average rent is £754 a month. Measured against pay, it is the 44th least expensive of 316 areas for renting. Rents fell 1.6% over the latest year ONS measured, against a rise of the typical area (3.9%).

Median full-time pay of £35,152 is the 62nd lowest of 316 areas; the typical area is £38,328. This is pay for people who live in Merthyr Tydfil, wherever they work.

Police recorded 76.5 crimes per 1,000 residents in the year, which is 6% below average for England and Wales (81.3). That makes it around the middle of 310 areas (126th highest) for recorded crime per resident. The category furthest below average is residential burglary (45% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Semi-detached 112 £183,000 5.2× £18,500 £36,500
Terraced 262 £124,500 3.5× £12,500 £25,000

Renting

Property type Average rent a month Rent a year Share of median pay
Semi-detached £765 £9,180 26%
Terraced £684 £8,208 23%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Merthyr Tydfil, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Merthyr Tydfil have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Merthyr Tydfil, 1995 to July 2026Average price rose from £28,086 in 1995 to £149,087 now.£0£50k£100k£150k1995200020052010201520202025£149,087Average house price in Merthyr Tydfil, 1995 to July 2026Average price rose from £28,086 in 1995 to £149,087 now.£0£50k£100k£150k200020102020£149,087
Show the figures
YearAverage price
1995£28,086
1996£29,482
1997£30,752
1998£29,496
1999£29,997
2000£33,831
2001£33,328
2002£37,263
2003£45,673
2004£60,517
2005£77,602
2006£87,635
2007£96,008
2008£89,998
2009£82,125
2010£82,760
2011£81,604
2012£81,297
2013£79,642
2014£83,064
2015£87,093
2016£89,164
2017£92,925
2018£96,983
2019£103,441
2020£105,748
2021£122,435
2022£140,484
2023£144,778
2024£144,840
2025£147,455
12 months to July 2026£149,087

The average home price in Merthyr Tydfil was £89,164 in 2016 and £149,087 in the 12 months to July 2026, a rise of 67% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Merthyr Tydfil the 18th fastest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £77,602 to £149,087, a rise of 92% (the typical area: a rise of 84%).

Prices fell 17% after the 2008 financial crisis, from £96,008 in 2007 to £79,642 in 2013. They did not get back to their 2007 level until 2018.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Merthyr Tydfil: 4.2 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Merthyr Tydfil, 2005 to 2025Rose from 4.1 to 4.2 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Merthyr Tydfil, 2005 to 2025Rose from 4.1 to 4.2 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearMerthyr TydfilTypical area in England and Wales
20054.1 years of pay7.0 years of pay
20104.0 years of pay6.5 years of pay
20153.9 years of pay7.1 years of pay
20204.1 years of pay7.8 years of pay
20254.2 years of pay7.5 years of pay

In 2005 the average home in Merthyr Tydfil cost 4.1 years of median full-time pay. By 2025 it cost 4.2 years, so little has changed.

Between 2005 and 2025, median pay in Merthyr Tydfil rose 88% (from £18,708 to £35,152), while the average house price rose 90%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Merthyr Tydfil is below the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Merthyr Tydfil have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Merthyr Tydfil, 2015 to August 2026Average rent rose from £453 a month in 2015 to £754 now.£0£200£400£600£800201620182020202220242026£754Average monthly rent in Merthyr Tydfil, 2015 to August 2026Average rent rose from £453 a month in 2015 to £754 now.£0£200£400£600£800201520202025£754
Show the figures
YearAverage rent
2015£453 a month
2016£457 a month
2017£464 a month
2018£475 a month
2019£489 a month
2020£508 a month
2021£521 a month
2022£576 a month
2023£620 a month
2024£677 a month
2025£750 a month
August 2026£754 a month

The average rent in Merthyr Tydfil was £453 a month in 2015 and £754 in August 2026, a rise of 66%. The typical area of England and Wales saw a rise of 52%. That makes Merthyr Tydfil the 39th fastest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 71%. Rents and house prices have risen at a similar pace here.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 76.5 81.3 6% below average −0%
Violence against the person 34.0 31.0 10% above average +2%
Sexual offences 3.5 3.4 5% above average +11%
Robbery 0.4 1.4 70% below average –
Residential burglary (per 1,000 households) 3.4 6.2 45% below average +1%
Vehicle offences 3.6 4.9 26% below average +9%
Theft from the person 0.3 1.6 80% below average –
Criminal damage and arson 7.1 7.1 about average −0%

Recorded crime in Merthyr Tydfil was 76.7 per 1,000 residents in the year ending March 2025 and 76.5 in the year ending March 2026, little changed. Across England and Wales it was down 4%.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Police publish one combined figure for Merthyr Tydfil and Rhondda Cynon Taf, so this rate covers all of them.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

Compare Merthyr Tydfil with another area