Pay vs Place

Tunbridge Wells: what a home costs and what you need to earn

South East. House prices are based on 1,301 sales over the last 12 months.

Buying a home
Expensive
A typical home costs 9.1× median full-time pay
Renting a home
Expensive
Average rent takes 38% of median pay

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£47,896
Gross a year, people living in Tunbridge Wells
Terraced house price ÷ pay
8.0×
A typical terraced house costs this many years of median pay
Renting a terraced house
38%
of median gross pay goes on rent (£1,525 a month)

What the numbers say about Tunbridge Wells

Across all property types, the typical home sold in Tunbridge Wells over the past year cost £435,000, which is 9.1× median full-time pay. Measured against pay, Tunbridge Wells is the 86th most expensive of 316 areas for buying; the typical area is 7.6×. Within the South East it is around the middle of 64 areas (37th most expensive).

For a terraced house at £385,000, a lender would typically look for an income of around £77,000, and the 10% deposit would be £38,500, about 10 months of median gross pay. Median full-time pay here is £47,896, 62% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £1,525 a month, which is 38% of median gross pay. Across all property types the average rent is £1,533 a month. Measured against pay, it is the 97th most expensive of 316 areas for renting. Rents rose 4.5% over the latest year ONS measured, faster than the typical area (3.9%).

Median full-time pay of £47,896 is the 24th highest of 316 areas; the typical area is £38,328. This is pay for people who live in Tunbridge Wells, wherever they work. ONS rates the pay estimate for this area as less reliable than most, so treat it with caution.

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 320 £771,583 16.1× £77,000 £154,500
Semi-detached 369 £450,000 9.4× £45,000 £90,000
Terraced 304 £385,000 8.0× £38,500 £77,000
Flat 308 £255,883 5.3× £25,500 £51,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £2,206 £26,472 55%
Semi-detached £1,668 £20,016 42%
Terraced £1,525 £18,300 38%
Flat £1,228 £14,736 31%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Tunbridge Wells, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out. The pay estimate for this area is less reliable than most.

How prices in Tunbridge Wells have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Tunbridge Wells, 1995 to July 2026Average price rose from £73,114 in 1995 to £452,000 now.£0£200k£400k£600k1995200020052010201520202025£452,000Average house price in Tunbridge Wells, 1995 to July 2026Average price rose from £73,114 in 1995 to £452,000 now.£0£200k£400k£600k200020102020£452,000
Show the figures
YearAverage price
1995£73,114
1996£75,695
1997£84,709
1998£99,459
1999£110,274
2000£133,191
2001£149,559
2002£173,132
2003£197,746
2004£224,952
2005£230,136
2006£244,360
2007£265,801
2008£258,977
2009£236,959
2010£262,298
2011£266,417
2012£268,426
2013£281,744
2014£302,299
2015£326,247
2016£360,639
2017£373,207
2018£387,450
2019£380,633
2020£384,632
2021£413,375
2022£447,308
2023£440,410
2024£438,956
2025£451,082
12 months to July 2026£452,000

The average home price in Tunbridge Wells was £360,639 in 2016 and £452,000 in the 12 months to July 2026, a rise of 25% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Tunbridge Wells the 84th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £230,136 to £452,000, a rise of 96% (the typical area: a rise of 84%).

Prices fell 11% after the 2008 financial crisis, from £265,801 in 2007 to £236,959 in 2009. They did not get back to their 2007 level until 2011.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Tunbridge Wells: 9.4 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Tunbridge Wells, 2005 to 2025Rose from 8.6 to 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Tunbridge Wells, 2005 to 2025Rose from 8.6 to 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearTunbridge WellsTypical area in England and Wales
20058.6 years of pay7.0 years of pay
20108.5 years of pay6.5 years of pay
20159.3 years of pay7.1 years of pay
20208.9 years of pay7.8 years of pay
20259.4 years of pay7.5 years of pay

In 2005 the average home in Tunbridge Wells cost 8.6 years of median full-time pay. By 2025 it cost 9.4 years, so homes have become harder to afford relative to local pay.

Between 2005 and 2025, median pay in Tunbridge Wells rose 78% (from £26,863 to £47,896), while the average house price rose 96%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Tunbridge Wells is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Tunbridge Wells have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Tunbridge Wells, 2015 to August 2026Average rent rose from £989 a month in 2015 to £1,533 now.£0£500£1,000£1,500£2,000201620182020202220242026£1,533Average monthly rent in Tunbridge Wells, 2015 to August 2026Average rent rose from £989 a month in 2015 to £1,533 now.£0£500£1,000£1,500£2,000201520202025£1,533
Show the figures
YearAverage rent
2015£989 a month
2016£1,030 a month
2017£1,061 a month
2018£1,064 a month
2019£1,079 a month
2020£1,110 a month
2021£1,139 a month
2022£1,189 a month
2023£1,261 a month
2024£1,335 a month
2025£1,450 a month
August 2026£1,533 a month

The average rent in Tunbridge Wells was £989 a month in 2015 and £1,533 in August 2026, a rise of 55%. The typical area of England and Wales saw a rise of 52%. That makes Tunbridge Wells around the middle of 316 areas (135th fastest-rising) for rent growth since 2015.

Over the same period the average house price rose 39%. Rents have risen faster than house prices here, by 16 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Compare Tunbridge Wells with another area