Pay vs Place

Horsham vs Tunbridge Wells: buying or renting a home

A typical terraced house costs £20,000 (5%) more in Tunbridge Wells than in Horsham. Measured against local pay, buying is harder in Horsham: it takes 8.4× median annual pay, against 8.0× in Tunbridge Wells.

Horsham, terraced
£365,000
Income typically needed: £73,000
Median full-time pay: £43,487
Tunbridge Wells, terraced
£385,000
Income typically needed: £77,000
Median full-time pay: £47,896

At a glance

Horsham Tunbridge Wells
Buying a home Expensive Expensive
Renting a home Very expensive Expensive
Recorded crime Low –

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Tunbridge Wells (£47,896) is 10% higher than in Horsham (£43,487), while a typical terraced house costs 5% more (£385,000 against £365,000). Set against local pay, Tunbridge Wells is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.4× annual pay in Horsham and 8.0× in Tunbridge Wells. Renting one takes 41% of pay in Horsham and 38% in Tunbridge Wells. Renting is harder in Horsham; buying is about the same.

Across all property types and measured against pay, Horsham is the 56th most expensive of 316 areas to buy in, and Tunbridge Wells is the 86th most expensive of 316 areas. For renting against pay, Horsham is the 78th most expensive of 316 areas and Tunbridge Wells is the 97th most expensive of 316 areas.

Someone on £40,000 in Horsham would need about £42,000 in Tunbridge Wells to be equally placed to buy a terraced house, and about £41,000 to be equally placed to rent one. Keeping the same pay after a move to Tunbridge Wells would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Can a typical earner buy?

Terraced house Horsham Tunbridge Wells
Median full-time pay £43,487 £47,896
House price ÷ pay 8.4× 8.0×
Median pay as a share of income typically needed to buy 60% 62%
Rent a year as a share of median pay 41% 38%

Buying, by property type

Type Horsham Tunbridge Wells Difference
Detached £668,000 £771,583 +16% in Tunbridge Wells
Semi-detached £445,000 £450,000 +1% in Tunbridge Wells
Terraced £365,000 £385,000 +5% in Tunbridge Wells
Flat £229,000 £255,883 +12% in Tunbridge Wells

Renting, by property type

Type (average rent a month) Horsham Tunbridge Wells Difference
Detached £2,105 £2,206 +5% in Tunbridge Wells
Semi-detached £1,636 £1,668 +2% in Tunbridge Wells
Terraced £1,479 £1,525 +3% in Tunbridge Wells
Flat £1,159 £1,228 +6% in Tunbridge Wells

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Horsham: 186Tunbridge Wells: 196
House prices in Horsham and Tunbridge Wells since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Horsham now 186, Tunbridge Wells now 196.10012515017520020052010201520202025House prices in Horsham and Tunbridge Wells since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Horsham now 186, Tunbridge Wells now 196.10012515017520020102020
Show the figures
YearHorshamTunbridge Wells
2005100100
2006105106
2007117115
2008116113
2009103103
2010114114
2011114116
2012116117
2013121122
2014131131
2015141142
2016153157
2017160162
2018161168
2019159165
2020159167
2021164180
2022178194
2023179191
2024176191
2025184196
12 months to July 2026186196

In 2005 the average home cost £238,882 in Horsham and £230,136 in Tunbridge Wells. Now it is £443,182 and £452,000: Horsham is up 86% and Tunbridge Wells is up 96%. Prices have risen faster in Tunbridge Wells, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Horsham: 10.1 years of payTunbridge Wells: 9.4 years of pay
Years of median pay needed to buy the average home in Horsham and Tunbridge WellsHorsham now 10.1, Tunbridge Wells now 9.4 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Horsham and Tunbridge WellsHorsham now 10.1, Tunbridge Wells now 9.4 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearHorshamTunbridge Wells
20058.8 years of pay8.6 years of pay
2010–8.5 years of pay
2015–9.3 years of pay
202011.1 years of pay8.9 years of pay
202510.1 years of pay9.4 years of pay

In 2005 a home cost 8.8 years of pay in Horsham and 8.6 years in Tunbridge Wells. In 2025 it was 10.1 years and 9.4 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Horsham: 156Tunbridge Wells: 155
Rents in Horsham and Tunbridge Wells since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Horsham now 156, Tunbridge Wells now 155.100120140160201620182020202220242026Rents in Horsham and Tunbridge Wells since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Horsham now 156, Tunbridge Wells now 155.100120140160201520202025
Show the figures
YearHorshamTunbridge Wells
2015100100
2016104104
2017108107
2018111108
2019112109
2020114112
2021116115
2022123120
2023129128
2024141135
2025150147
August 2026156155

In 2015 the average rent was £943 a month in Horsham and £989 in Tunbridge Wells. Now it is £1,474 and £1,533: up 56% in Horsham and up 55% in Tunbridge Wells.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Horsham to Tunbridge Wells

Earning in Horsham Equivalent to buy in Tunbridge Wells Equivalent to rent in Tunbridge Wells
£30,000 £31,500 £31,000
£40,000 £42,000 £41,000
£50,000 £52,500 £51,500
£60,000 £63,500 £62,000

Moving from Tunbridge Wells to Horsham

Earning in Tunbridge Wells Equivalent to buy in Horsham Equivalent to rent in Horsham
£30,000 £28,500 £29,000
£40,000 £38,000 £39,000
£50,000 £47,500 £48,500
£60,000 £57,000 £58,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Tunbridge Wells is less reliable than most.

All Horsham figures · All Tunbridge Wells figures