Pay vs Place

Newcastle upon Tyne vs Tunbridge Wells: buying or renting a home

A typical terraced house costs £200,000 (108%) more in Tunbridge Wells than in Newcastle upon Tyne. Measured against local pay, buying is harder in Tunbridge Wells: it takes 8.0× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Tunbridge Wells, terraced
£385,000
Income typically needed: £77,000
Median full-time pay: £47,896

At a glance

Newcastle upon Tyne Tunbridge Wells
Buying a home Fairly affordable Expensive
Renting a home Very expensive Expensive
Recorded crime Above average –

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Tunbridge Wells (£47,896) is 35% higher than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 108% more (£385,000 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 8.0× in Tunbridge Wells. Renting one takes 44% of pay in Newcastle upon Tyne and 38% in Tunbridge Wells. The two measures point different ways: buying is harder in Tunbridge Wells, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Tunbridge Wells is the 86th most expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Tunbridge Wells is the 97th most expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £83,000 in Tunbridge Wells to be equally placed to buy a terraced house, and about £47,000 to be equally placed to rent one. Keeping the same pay after a move to Tunbridge Wells would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Tunbridge Wells
Median full-time pay £35,446 £47,896
House price ÷ pay 5.2× 8.0×
Median pay as a share of income typically needed to buy 96% 62%
Rent a year as a share of median pay 44% 38%

Buying, by property type

Type Newcastle upon Tyne Tunbridge Wells Difference
Detached £357,000 £771,583 +116% in Tunbridge Wells
Semi-detached £215,000 £450,000 +109% in Tunbridge Wells
Terraced £185,000 £385,000 +108% in Tunbridge Wells
Flat £155,000 £255,883 +65% in Tunbridge Wells

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Tunbridge Wells Difference
Detached £1,697 £2,206 +30% in Tunbridge Wells
Semi-detached £1,263 £1,668 +32% in Tunbridge Wells
Terraced £1,293 £1,525 +18% in Tunbridge Wells
Flat £993 £1,228 +24% in Tunbridge Wells

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Tunbridge Wells: 196
House prices in Newcastle upon Tyne and Tunbridge Wells since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Tunbridge Wells now 196.7510012515017520020052010201520202025House prices in Newcastle upon Tyne and Tunbridge Wells since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Tunbridge Wells now 196.7510012515017520020102020
Show the figures
YearNewcastle upon TyneTunbridge Wells
2005100100
2006108106
2007115115
2008110113
200999103
2010103114
201198116
201298117
201398122
2014101131
2015108142
2016111157
2017112162
2018114168
2019114165
2020115167
2021123180
2022132194
2023134191
2024137191
2025145196
12 months to July 2026148196

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £230,136 in Tunbridge Wells. Now it is £204,282 and £452,000: Newcastle upon Tyne is up 48% and Tunbridge Wells is up 96%. Prices have risen faster in Tunbridge Wells, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payTunbridge Wells: 9.4 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and Tunbridge WellsNewcastle upon Tyne now 5.6, Tunbridge Wells now 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and Tunbridge WellsNewcastle upon Tyne now 5.6, Tunbridge Wells now 9.4 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearNewcastle upon TyneTunbridge Wells
20056.6 years of pay8.6 years of pay
20106.4 years of pay8.5 years of pay
20155.6 years of pay9.3 years of pay
20205.5 years of pay8.9 years of pay
20255.6 years of pay9.4 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 8.6 years in Tunbridge Wells. In 2025 it was 5.6 years and 9.4 years.

Affordability has worsened more in Tunbridge Wells over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Tunbridge Wells: 155
Rents in Newcastle upon Tyne and Tunbridge Wells since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Tunbridge Wells now 155.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Tunbridge Wells since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Tunbridge Wells now 155.100120140160180201520202025
Show the figures
YearNewcastle upon TyneTunbridge Wells
2015100100
2016106104
2017113107
2018112108
2019113109
2020117112
2021123115
2022127120
2023137128
2024143135
2025160147
August 2026176155

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £989 in Tunbridge Wells. Now it is £1,215 and £1,533: up 76% in Newcastle upon Tyne and up 55% in Tunbridge Wells. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Tunbridge Wells

Earning in Newcastle upon Tyne Equivalent to buy in Tunbridge Wells Equivalent to rent in Tunbridge Wells
£30,000 £62,500 £35,500
£40,000 £83,000 £47,000
£50,000 £104,000 £59,000
£60,000 £125,000 £71,000

Moving from Tunbridge Wells to Newcastle upon Tyne

Earning in Tunbridge Wells Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £14,500 £25,500
£40,000 £19,000 £34,000
£50,000 £24,000 £42,500
£60,000 £29,000 £51,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Tunbridge Wells is less reliable than most.

All Newcastle upon Tyne figures · All Tunbridge Wells figures