Pay vs Place

North Warwickshire: what a home costs and what you need to earn

West Midlands. House prices are based on 772 sales over the last 12 months.

Buying a home
Fairly affordable
A typical home costs 6.6× median full-time pay
Renting a home
Fairly affordable
Average rent takes 29% of median pay
Recorded crime
About average
61.3 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£40,095
Gross a year, people living in North Warwickshire
Terraced house price ÷ pay
4.9×
A typical terraced house costs this many years of median pay
Renting a terraced house
28%
of median gross pay goes on rent (£938 a month)

What the numbers say about North Warwickshire

Across all property types, the typical home sold in North Warwickshire over the past year cost £265,000, which is 6.6× median full-time pay. Measured against pay, North Warwickshire is the 101st least expensive of 316 areas for buying; the typical area is 7.6×. Within the West Midlands it is around the middle of 30 areas (18th most expensive).

For a terraced house at £195,000, a lender would typically look for an income of around £39,000, and the 10% deposit would be £19,500, about 6 months of median gross pay. Median full-time pay here is £40,095, 103% of the income needed, so on these assumptions one median earner could meet the test alone.

Renting a terraced house costs about £938 a month, which is 28% of median gross pay. Across all property types the average rent is £982 a month. Measured against pay, it is the 112th least expensive of 316 areas for renting. Rents rose 4.9% over the latest year ONS measured, faster than the typical area (3.9%).

Median full-time pay of £40,095 is the 122nd highest of 316 areas; the typical area is £38,328. This is pay for people who live in North Warwickshire, wherever they work.

Police recorded 61.3 crimes per 1,000 residents in the year, which is 25% below average for England and Wales (81.3). That makes it the 109th lowest of 310 areas for recorded crime per resident. The category furthest above average is vehicle offences (67% above). The category furthest below average is violence against the person (26% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 208 £395,000 9.9× £39,500 £79,000
Semi-detached 300 £265,000 6.6× £26,500 £53,000
Terraced 206 £195,000 4.9× £19,500 £39,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,354 £16,248 41%
Semi-detached £1,035 £12,420 31%
Terraced £938 £11,256 28%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in North Warwickshire, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in North Warwickshire have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in North Warwickshire, 1995 to July 2026Average price rose from £56,996 in 1995 to £267,509 now.£0£100k£200k£300k1995200020052010201520202025£267,509Average house price in North Warwickshire, 1995 to July 2026Average price rose from £56,996 in 1995 to £267,509 now.£0£100k£200k£300k200020102020£267,509
Show the figures
YearAverage price
1995£56,996
1996£57,693
1997£60,997
1998£66,463
1999£71,529
2000£80,522
2001£87,680
2002£102,739
2003£124,971
2004£149,591
2005£166,782
2006£172,023
2007£178,048
2008£171,971
2009£161,568
2010£164,764
2011£162,271
2012£161,426
2013£163,448
2014£171,239
2015£180,500
2016£194,334
2017£207,256
2018£217,829
2019£221,065
2020£225,470
2021£236,425
2022£256,691
2023£264,032
2024£259,444
2025£264,330
12 months to July 2026£267,509

The average home price in North Warwickshire was £194,334 in 2016 and £267,509 in the 12 months to July 2026, a rise of 38% over ten years. The typical area of England and Wales saw a rise of 36%. That makes North Warwickshire around the middle of 316 areas (146th fastest-rising) for ten-year price growth.

Going back to 2005, the average price has moved from £166,782 to £267,509, a rise of 60% (the typical area: a rise of 84%).

Prices fell 9% after the 2008 financial crisis, from £178,048 in 2007 to £161,426 in 2012. They did not get back to their 2007 level until 2015.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

North Warwickshire: 6.6 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in North Warwickshire, 2005 to 2025Rose from 7.2 to 6.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in North Warwickshire, 2005 to 2025Rose from 7.2 to 6.6 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNorth WarwickshireTypical area in England and Wales
20057.2 years of pay7.0 years of pay
20106.7 years of pay6.5 years of pay
20156.9 years of pay7.1 years of pay
20207.2 years of pay7.8 years of pay
20256.6 years of pay7.5 years of pay

In 2005 the average home in North Warwickshire cost 7.2 years of median full-time pay. By 2025 it cost 6.6 years, so homes have become easier to afford relative to local pay.

Homes were hardest to afford in 2020, at 7.2 years of pay. It has eased since.

Between 2005 and 2025, median pay in North Warwickshire rose 73% (from £23,234 to £40,095), while the average house price rose 58%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so North Warwickshire is below the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in North Warwickshire have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in North Warwickshire, 2015 to August 2026Average rent rose from £584 a month in 2015 to £982 now.£0£250£500£750£1,000201620182020202220242026£982Average monthly rent in North Warwickshire, 2015 to August 2026Average rent rose from £584 a month in 2015 to £982 now.£0£250£500£750£1,000201520202025£982
Show the figures
YearAverage rent
2015£584 a month
2016£599 a month
2017£622 a month
2018£642 a month
2019£666 a month
2020£695 a month
2021£714 a month
2022£734 a month
2023£769 a month
2024£859 a month
2025£923 a month
August 2026£982 a month

The average rent in North Warwickshire was £584 a month in 2015 and £982 in August 2026, a rise of 68%. The typical area of England and Wales saw a rise of 52%. That makes North Warwickshire the 33rd fastest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 48%. Rents have risen faster than house prices here, by 20 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 61.3 81.3 25% below average −4%
Violence against the person 23.0 31.0 26% below average +5%
Sexual offences 2.9 3.4 15% below average +15%
Robbery 0.9 1.4 32% below average –
Residential burglary (per 1,000 households) 5.1 6.2 17% below average −27%
Vehicle offences 8.2 4.9 67% above average −28%
Theft from the person 0.3 1.6 85% below average –
Criminal damage and arson 6.1 7.1 14% below average −0%

Recorded crime in North Warwickshire was 63.6 per 1,000 residents in the year ending March 2025 and 61.3 in the year ending March 2026, down 4%. Across England and Wales it was down 4%.

Violence against the person was up 5% over the same year.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

Compare North Warwickshire with another area