Pay vs Place

Bristol vs North Warwickshire: buying or renting a home

A typical terraced house costs £185,000 (95%) more in Bristol than in North Warwickshire. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 4.9× in North Warwickshire.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
North Warwickshire, terraced
£195,000
Income typically needed: £39,000
Median full-time pay: £40,095

At a glance

Bristol North Warwickshire
Buying a home Expensive Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in North Warwickshire (£40,095) is 1% higher than in Bristol (£39,509), while a typical terraced house costs 49% less (£195,000 against £380,000). Set against local pay, North Warwickshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 4.9× in North Warwickshire. Renting one takes 61% of pay in Bristol and 28% in North Warwickshire. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and North Warwickshire is the 101st least expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and North Warwickshire is the 112th least expensive of 316 areas.

Someone on £40,000 in Bristol would need about £20,500 in North Warwickshire to be equally placed to buy a terraced house, and about £18,500 to be equally placed to rent one. Keeping the same pay after a move to North Warwickshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 61.3 in North Warwickshire, so recorded crime per resident is 53% lower in North Warwickshire. The biggest difference is in violence against the person: 47.4 per 1,000 in Bristol against 23.0 in North Warwickshire.

Can a typical earner buy?

Terraced house Bristol North Warwickshire
Median full-time pay £39,509 £40,095
House price ÷ pay 9.6× 4.9×
Median pay as a share of income typically needed to buy 52% 103%
Rent a year as a share of median pay 61% 28%

Buying, by property type

Type Bristol North Warwickshire Difference
Detached £536,500 £395,000 -26% in North Warwickshire
Semi-detached £370,000 £265,000 -28% in North Warwickshire
Terraced £380,000 £195,000 -49% in North Warwickshire

Renting, by property type

Type (average rent a month) Bristol North Warwickshire Difference
Detached £2,106 £1,354 -36% in North Warwickshire
Semi-detached £2,091 £1,035 -51% in North Warwickshire
Terraced £2,008 £938 -53% in North Warwickshire

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 61.3 in North Warwickshire, so recorded crime per resident is 53% lower in North Warwickshire.

Police recorded crime per 1,000 residents Bristol North Warwickshire Difference
All recorded crime (excluding fraud) 131.0 61.3 -53% in North Warwickshire
Violence against the person 47.4 23.0 -52% in North Warwickshire
Sexual offences 5.2 2.9 -45% in North Warwickshire
Robbery 3.0 0.9 -69% in North Warwickshire
Residential burglary (per 1,000 households) 9.2 5.1 -45% in North Warwickshire
Vehicle offences 9.8 8.2 -17% in North Warwickshire
Theft from the person 0.8 0.3 -69% in North Warwickshire
Criminal damage and arson 10.7 6.1 -43% in North Warwickshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227North Warwickshire: 160
House prices in Bristol and North Warwickshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, North Warwickshire now 160.5010015020025020052010201520202025House prices in Bristol and North Warwickshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, North Warwickshire now 160.5010015020025020102020
Show the figures
YearBristolNorth Warwickshire
2005100100
2006108103
2007121107
2008116103
200910397
201011299
201111297
201211497
201311898
2014131103
2015144108
2016164117
2017173124
2018180131
2019182133
2020189135
2021201142
2022222154
2023225158
2024224156
2025227158
12 months to July 2026227160

In 2005 the average home cost £154,224 in Bristol and £166,782 in North Warwickshire. Now it is £350,147 and £267,509: Bristol is up 127% and North Warwickshire is up 60%. Prices have risen faster in Bristol, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of payNorth Warwickshire: 6.6 years of pay
Years of median pay needed to buy the average home in Bristol and North WarwickshireBristol now 8.9, North Warwickshire now 6.6 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Bristol and North WarwickshireBristol now 8.9, North Warwickshire now 6.6 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBristolNorth Warwickshire
20057.0 years of pay7.2 years of pay
20106.8 years of pay6.7 years of pay
20158.1 years of pay6.9 years of pay
20209.0 years of pay7.2 years of pay
20258.9 years of pay6.6 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 7.2 years in North Warwickshire. In 2025 it was 8.9 years and 6.6 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177North Warwickshire: 168
Rents in Bristol and North Warwickshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, North Warwickshire now 168.100120140160180201620182020202220242026Rents in Bristol and North Warwickshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, North Warwickshire now 168.100120140160180201520202025
Show the figures
YearBristolNorth Warwickshire
2015100100
2016108103
2017115107
2018118110
2019120114
2020125119
2021131122
2022143126
2023155132
2024165147
2025168158
August 2026177168

In 2015 the average rent was £1,064 a month in Bristol and £584 in North Warwickshire. Now it is £1,883 and £982: up 77% in Bristol and up 68% in North Warwickshire. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to North Warwickshire

Earning in Bristol Equivalent to buy in North Warwickshire Equivalent to rent in North Warwickshire
£30,000 £15,500 £14,000
£40,000 £20,500 £18,500
£50,000 £25,500 £23,500
£60,000 £31,000 £28,000

Moving from North Warwickshire to Bristol

Earning in North Warwickshire Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £58,500 £64,000
£40,000 £78,000 £85,500
£50,000 £97,500 £107,000
£60,000 £117,000 £128,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All North Warwickshire figures