Leeds vs North Warwickshire: buying or renting a home
A typical terraced house costs £7,500 (4%) more in Leeds than in North Warwickshire. Measured against local pay, buying is harder in Leeds: it takes 5.5× median annual pay, against 4.9× in North Warwickshire.
At a glance
| Leeds | North Warwickshire | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Expensive | Fairly affordable |
| Recorded crime | Above average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in North Warwickshire (£40,095) is 9% higher than in Leeds (£36,716), while a typical terraced house costs 4% less (£195,000 against £202,500). Set against local pay, North Warwickshire is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 5.5× annual pay in Leeds and 4.9× in North Warwickshire. Renting one takes 38% of pay in Leeds and 28% in North Warwickshire. Both are harder in Leeds, and the gap is wider for renting.
Across all property types and measured against pay, Leeds is the 114th least expensive of 316 areas to buy in, and North Warwickshire is the 101st least expensive of 316 areas. For renting against pay, Leeds is the 106th most expensive of 316 areas and North Warwickshire is the 112th least expensive of 316 areas.
Someone on £40,000 in Leeds would need about £38,500 in North Warwickshire to be equally placed to buy a terraced house, and about £32,500 to be equally placed to rent one. Keeping the same pay after a move to North Warwickshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 114.6 crimes per 1,000 residents in Leeds and 61.3 in North Warwickshire, so recorded crime per resident is 47% lower in North Warwickshire. The biggest difference is in residential burglary: 13.0 per 1,000 in Leeds against 5.1 in North Warwickshire.
Can a typical earner buy?
| Terraced house | Leeds | North Warwickshire |
|---|---|---|
| Median full-time pay | £36,716 | £40,095 |
| House price ÷ pay | 5.5× | 4.9× |
| Median pay as a share of income typically needed to buy | 91% | 103% |
| Rent a year as a share of median pay | 38% | 28% |
Buying, by property type
| Type | Leeds | North Warwickshire | Difference |
|---|---|---|---|
| Detached | £430,000 | £395,000 | -8% in North Warwickshire |
| Semi-detached | £262,000 | £265,000 | +1% in North Warwickshire |
| Terraced | £202,500 | £195,000 | -4% in North Warwickshire |
Renting, by property type
| Type (average rent a month) | Leeds | North Warwickshire | Difference |
|---|---|---|---|
| Detached | £1,507 | £1,354 | -10% in North Warwickshire |
| Semi-detached | £1,226 | £1,035 | -16% in North Warwickshire |
| Terraced | £1,157 | £938 | -19% in North Warwickshire |
Crime
Police recorded 114.6 crimes per 1,000 residents in Leeds and 61.3 in North Warwickshire, so recorded crime per resident is 47% lower in North Warwickshire.
| Police recorded crime per 1,000 residents | Leeds | North Warwickshire | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 114.6 | 61.3 | -47% in North Warwickshire |
| Violence against the person | 44.9 | 23.0 | -49% in North Warwickshire |
| Sexual offences | 4.4 | 2.9 | -35% in North Warwickshire |
| Robbery | 2.2 | 0.9 | -58% in North Warwickshire |
| Residential burglary (per 1,000 households) | 13.0 | 5.1 | -61% in North Warwickshire |
| Vehicle offences | 7.0 | 8.2 | +17% in North Warwickshire |
| Theft from the person | 1.3 | 0.3 | -81% in North Warwickshire |
| Criminal damage and arson | 8.5 | 6.1 | -29% in North Warwickshire |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Leeds | North Warwickshire |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 107 | 103 |
| 2007 | 114 | 107 |
| 2008 | 110 | 103 |
| 2009 | 98 | 97 |
| 2010 | 103 | 99 |
| 2011 | 101 | 97 |
| 2012 | 99 | 97 |
| 2013 | 100 | 98 |
| 2014 | 106 | 103 |
| 2015 | 111 | 108 |
| 2016 | 119 | 117 |
| 2017 | 125 | 124 |
| 2018 | 130 | 131 |
| 2019 | 134 | 133 |
| 2020 | 139 | 135 |
| 2021 | 151 | 142 |
| 2022 | 165 | 154 |
| 2023 | 168 | 158 |
| 2024 | 171 | 156 |
| 2025 | 177 | 158 |
| 12 months to July 2026 | 181 | 160 |
In 2005 the average home cost £135,425 in Leeds and £166,782 in North Warwickshire. Now it is £244,464 and £267,509: Leeds is up 81% and North Warwickshire is up 60%. Prices have risen faster in Leeds, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Leeds | North Warwickshire |
|---|---|---|
| 2005 | 6.1 years of pay | 7.2 years of pay |
| 2010 | 5.7 years of pay | 6.7 years of pay |
| 2015 | 5.7 years of pay | 6.9 years of pay |
| 2020 | 6.2 years of pay | 7.2 years of pay |
| 2025 | 6.5 years of pay | 6.6 years of pay |
In 2005 a home cost 6.1 years of pay in Leeds and 7.2 years in North Warwickshire. In 2025 it was 6.5 years and 6.6 years.
Affordability has worsened more in Leeds over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Leeds | North Warwickshire |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 98 | 103 |
| 2017 | 102 | 107 |
| 2018 | 104 | 110 |
| 2019 | 107 | 114 |
| 2020 | 112 | 119 |
| 2021 | 114 | 122 |
| 2022 | 125 | 126 |
| 2023 | 136 | 132 |
| 2024 | 145 | 147 |
| 2025 | 146 | 158 |
| August 2026 | 151 | 168 |
In 2015 the average rent was £758 a month in Leeds and £584 in North Warwickshire. Now it is £1,145 and £982: up 51% in Leeds and up 68% in North Warwickshire. Rents have risen faster in North Warwickshire.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Leeds to North Warwickshire
| Earning in Leeds | Equivalent to buy in North Warwickshire | Equivalent to rent in North Warwickshire |
|---|---|---|
| £30,000 | £29,000 | £24,500 |
| £40,000 | £38,500 | £32,500 |
| £50,000 | £48,000 | £40,500 |
| £60,000 | £58,000 | £48,500 |
Moving from North Warwickshire to Leeds
| Earning in North Warwickshire | Equivalent to buy in Leeds | Equivalent to rent in Leeds |
|---|---|---|
| £30,000 | £31,000 | £37,000 |
| £40,000 | £41,500 | £49,500 |
| £50,000 | £52,000 | £61,500 |
| £60,000 | £62,500 | £74,000 |