Pay vs Place

Newcastle-under-Lyme: what a home costs and what you need to earn

West Midlands. House prices are based on 1,362 sales over the last 12 months.

Buying a home
Fairly affordable
A typical home costs 5.7× median full-time pay
Renting a home
Fairly affordable
Average rent takes 28% of median pay
Recorded crime
About average
70.5 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£35,723
Gross a year, people living in Newcastle-under-Lyme
Terraced house price ÷ pay
4.0×
A typical terraced house costs this many years of median pay
Renting a terraced house
28%
of median gross pay goes on rent (£835 a month)

What the numbers say about Newcastle-under-Lyme

Across all property types, the typical home sold in Newcastle-under-Lyme over the past year cost £202,000, which is 5.7× median full-time pay. Measured against pay, Newcastle-under-Lyme is the 45th least expensive of 316 areas for buying; the typical area is 7.6×. Within the West Midlands it is the 2nd least expensive of 30 areas.

For a terraced house at £142,545, a lender would typically look for an income of around £28,500, and the 10% deposit would be £14,500, about 5 months of median gross pay. Median full-time pay here is £35,723, 125% of the income needed, so on these assumptions one median earner could meet the test alone.

Renting a terraced house costs about £835 a month, which is 28% of median gross pay. Across all property types the average rent is £833 a month. Measured against pay, it is the 87th least expensive of 316 areas for renting. Rents rose 7.8% over the latest year ONS measured, faster than the typical area (3.9%).

Median full-time pay of £35,723 is the 81st lowest of 316 areas; the typical area is £38,328. This is pay for people who live in Newcastle-under-Lyme, wherever they work.

Police recorded 70.5 crimes per 1,000 residents in the year, which is 13% below average for England and Wales (81.3). That makes it around the middle of 310 areas (159th highest) for recorded crime per resident. The category furthest below average is vehicle offences (39% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 389 £315,000 8.8× £31,500 £63,000
Semi-detached 618 £195,000 5.5× £19,500 £39,000
Terraced 302 £142,545 4.0× £14,500 £28,500

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,139 £13,668 38%
Semi-detached £867 £10,404 29%
Terraced £835 £10,020 28%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Newcastle-under-Lyme, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Newcastle-under-Lyme have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Newcastle-under-Lyme, 1995 to July 2026Average price rose from £39,309 in 1995 to £202,896 now.£0£100k£200k£300k1995200020052010201520202025£202,896Average house price in Newcastle-under-Lyme, 1995 to July 2026Average price rose from £39,309 in 1995 to £202,896 now.£0£100k£200k£300k200020102020£202,896
Show the figures
YearAverage price
1995£39,309
1996£39,053
1997£41,884
1998£43,824
1999£44,864
2000£47,902
2001£53,551
2002£62,247
2003£77,558
2004£100,023
2005£114,420
2006£121,377
2007£130,049
2008£128,858
2009£115,580
2010£119,713
2011£115,397
2012£114,324
2013£116,726
2014£121,689
2015£126,494
2016£131,651
2017£136,426
2018£143,585
2019£147,991
2020£151,145
2021£163,666
2022£180,798
2023£186,101
2024£188,337
2025£198,637
12 months to July 2026£202,896

The average home price in Newcastle-under-Lyme was £131,651 in 2016 and £202,896 in the 12 months to July 2026, a rise of 54% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Newcastle-under-Lyme the 52nd fastest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £114,420 to £202,896, a rise of 77% (the typical area: a rise of 84%).

Prices fell 12% after the 2008 financial crisis, from £130,049 in 2007 to £114,324 in 2012. They did not get back to their 2007 level until 2016.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Newcastle-under-Lyme: 5.6 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Newcastle-under-Lyme, 2005 to 2025Rose from 5.4 to 5.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Newcastle-under-Lyme, 2005 to 2025Rose from 5.4 to 5.6 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNewcastle-under-LymeTypical area in England and Wales
20055.4 years of pay7.0 years of pay
20105.0 years of pay6.5 years of pay
20155.1 years of pay7.1 years of pay
20205.2 years of pay7.8 years of pay
20255.6 years of pay7.5 years of pay

In 2005 the average home in Newcastle-under-Lyme cost 5.4 years of median full-time pay. By 2025 it cost 5.6 years, so little has changed.

Between 2005 and 2025, median pay in Newcastle-under-Lyme rose 69% (from £21,146 to £35,723), while the average house price rose 74%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Newcastle-under-Lyme is below the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Newcastle-under-Lyme have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Newcastle-under-Lyme, 2015 to August 2026Average rent rose from £530 a month in 2015 to £833 now.£0£250£500£750£1,000201620182020202220242026£833Average monthly rent in Newcastle-under-Lyme, 2015 to August 2026Average rent rose from £530 a month in 2015 to £833 now.£0£250£500£750£1,000201520202025£833
Show the figures
YearAverage rent
2015£530 a month
2016£544 a month
2017£557 a month
2018£570 a month
2019£587 a month
2020£611 a month
2021£628 a month
2022£639 a month
2023£665 a month
2024£710 a month
2025£771 a month
August 2026£833 a month

The average rent in Newcastle-under-Lyme was £530 a month in 2015 and £833 in August 2026, a rise of 57%. The typical area of England and Wales saw a rise of 52%. That makes Newcastle-under-Lyme the 113th fastest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 60%. Rents and house prices have risen at a similar pace here.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 70.5 81.3 13% below average +10%
Violence against the person 31.2 31.0 about average +12%
Sexual offences 3.6 3.4 8% above average +22%
Robbery 0.8 1.4 43% below average –
Residential burglary (per 1,000 households) 4.7 6.2 23% below average +18%
Vehicle offences 3.0 4.9 39% below average +14%
Theft from the person 0.2 1.6 88% below average –
Criminal damage and arson 5.6 7.1 20% below average +2%

Recorded crime in Newcastle-under-Lyme was 63.9 per 1,000 residents in the year ending March 2025 and 70.5 in the year ending March 2026, up 10%. Across England and Wales it was down 4%.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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