Pay vs Place

Manchester vs Newcastle-under-Lyme: buying or renting a home

A typical terraced house costs £113,455 (80%) more in Manchester than in Newcastle-under-Lyme. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 4.0× in Newcastle-under-Lyme.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Newcastle-under-Lyme, terraced
£142,545
Income typically needed: £28,500
Median full-time pay: £35,723

At a glance

Manchester Newcastle-under-Lyme
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle-under-Lyme (£35,723) is 2% lower than in Manchester (£36,278), while a typical terraced house costs 44% less (£142,545 against £256,000). Set against local pay, Newcastle-under-Lyme is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 4.0× in Newcastle-under-Lyme. Renting one takes 46% of pay in Manchester and 28% in Newcastle-under-Lyme. Both are harder in Manchester, and the gap is wider for buying.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Newcastle-under-Lyme is the 45th least expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Newcastle-under-Lyme is the 87th least expensive of 316 areas.

Someone on £40,000 in Manchester would need about £22,500 in Newcastle-under-Lyme to be equally placed to buy a terraced house, and about £24,000 to be equally placed to rent one. Keeping the same pay after a move to Newcastle-under-Lyme would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 70.5 in Newcastle-under-Lyme, so recorded crime per resident is 51% lower in Newcastle-under-Lyme. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 3.0 in Newcastle-under-Lyme.

Can a typical earner buy?

Terraced house Manchester Newcastle-under-Lyme
Median full-time pay £36,278 £35,723
House price ÷ pay 7.1× 4.0×
Median pay as a share of income typically needed to buy 71% 125%
Rent a year as a share of median pay 46% 28%

Buying, by property type

Type Manchester Newcastle-under-Lyme Difference
Detached £400,000 £315,000 -21% in Newcastle-under-Lyme
Semi-detached £310,000 £195,000 -37% in Newcastle-under-Lyme
Terraced £256,000 £142,545 -44% in Newcastle-under-Lyme

Renting, by property type

Type (average rent a month) Manchester Newcastle-under-Lyme Difference
Detached £1,878 £1,139 -39% in Newcastle-under-Lyme
Semi-detached £1,496 £867 -42% in Newcastle-under-Lyme
Terraced £1,405 £835 -41% in Newcastle-under-Lyme

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 70.5 in Newcastle-under-Lyme, so recorded crime per resident is 51% lower in Newcastle-under-Lyme.

Police recorded crime per 1,000 residents Manchester Newcastle-under-Lyme Difference
All recorded crime (excluding fraud) 142.7 70.5 -51% in Newcastle-under-Lyme
Violence against the person 51.9 31.2 -40% in Newcastle-under-Lyme
Sexual offences 5.6 3.6 -35% in Newcastle-under-Lyme
Robbery 2.7 0.8 -71% in Newcastle-under-Lyme
Residential burglary (per 1,000 households) 9.3 4.7 -49% in Newcastle-under-Lyme
Vehicle offences 7.9 3.0 -63% in Newcastle-under-Lyme
Theft from the person 3.9 0.2 -95% in Newcastle-under-Lyme
Criminal damage and arson 10.0 5.6 -44% in Newcastle-under-Lyme

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Newcastle-under-Lyme: 177
House prices in Manchester and Newcastle-under-Lyme since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Newcastle-under-Lyme now 177.5010015020025030020052010201520202025House prices in Manchester and Newcastle-under-Lyme since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Newcastle-under-Lyme now 177.5010015020025030020102020
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YearManchesterNewcastle-under-Lyme
2005100100
2006117106
2007129114
2008125113
2009112101
2010115105
2011114101
2012115100
2013115102
2014125106
2015133111
2016145115
2017158119
2018167125
2019173129
2020178132
2021209143
2022231158
2023233163
2024241165
2025247174
12 months to July 2026251177

In 2005 the average home cost £100,202 in Manchester and £114,420 in Newcastle-under-Lyme. Now it is £251,205 and £202,896: Manchester is up 151% and Newcastle-under-Lyme is up 77%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payNewcastle-under-Lyme: 5.6 years of pay
Years of median pay needed to buy the average home in Manchester and Newcastle-under-LymeManchester now 6.8, Newcastle-under-Lyme now 5.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Manchester and Newcastle-under-LymeManchester now 6.8, Newcastle-under-Lyme now 5.6 years of pay.0×2×4×6×8×20052010201520202025
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YearManchesterNewcastle-under-Lyme
20054.8 years of pay5.4 years of pay
20105.0 years of pay5.0 years of pay
20155.4 years of pay5.1 years of pay
20206.3 years of pay5.2 years of pay
20256.8 years of pay5.6 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 5.4 years in Newcastle-under-Lyme. In 2025 it was 6.8 years and 5.6 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Newcastle-under-Lyme: 157
Rents in Manchester and Newcastle-under-Lyme since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Newcastle-under-Lyme now 157.100120140160180201620182020202220242026Rents in Manchester and Newcastle-under-Lyme since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Newcastle-under-Lyme now 157.100120140160180201520202025
Show the figures
YearManchesterNewcastle-under-Lyme
2015100100
2016101103
2017106105
2018112108
2019114111
2020117115
2021120118
2022127121
2023139125
2024156134
2025167145
August 2026174157

In 2015 the average rent was £790 a month in Manchester and £530 in Newcastle-under-Lyme. Now it is £1,373 and £833: up 74% in Manchester and up 57% in Newcastle-under-Lyme. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Newcastle-under-Lyme

Earning in Manchester Equivalent to buy in Newcastle-under-Lyme Equivalent to rent in Newcastle-under-Lyme
£30,000 £16,500 £18,000
£40,000 £22,500 £24,000
£50,000 £28,000 £29,500
£60,000 £33,500 £35,500

Moving from Newcastle-under-Lyme to Manchester

Earning in Newcastle-under-Lyme Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £54,000 £50,500
£40,000 £72,000 £67,500
£50,000 £90,000 £84,000
£60,000 £108,000 £101,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Newcastle-under-Lyme figures