Pay vs Place

Bristol vs Merthyr Tydfil: buying or renting a home

A typical terraced house costs £255,500 (205%) more in Bristol than in Merthyr Tydfil. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 3.5× in Merthyr Tydfil.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
Merthyr Tydfil, terraced
£124,500
Income typically needed: £25,000
Median full-time pay: £35,152

At a glance

Bristol Merthyr Tydfil
Buying a home Expensive Affordable
Renting a home Very expensive Fairly affordable
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Merthyr Tydfil (£35,152) is 11% lower than in Bristol (£39,509), while a typical terraced house costs 67% less (£124,500 against £380,000). Set against local pay, Merthyr Tydfil is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 3.5× in Merthyr Tydfil. Renting one takes 61% of pay in Bristol and 23% in Merthyr Tydfil. Both are harder in Bristol, and the gap is wider for buying.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and Merthyr Tydfil is the 3rd least expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and Merthyr Tydfil is the 44th least expensive of 316 areas.

Someone on £40,000 in Bristol would need about £13,000 in Merthyr Tydfil to be equally placed to buy a terraced house, and about £13,500 to be equally placed to rent one. Keeping the same pay after a move to Merthyr Tydfil would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 76.5 in Merthyr Tydfil, so recorded crime per resident is 42% lower in Merthyr Tydfil. The biggest difference is in residential burglary: 9.2 per 1,000 in Bristol against 3.4 in Merthyr Tydfil.

Can a typical earner buy?

Terraced house Bristol Merthyr Tydfil
Median full-time pay £39,509 £35,152
House price ÷ pay 9.6× 3.5×
Median pay as a share of income typically needed to buy 52% 141%
Rent a year as a share of median pay 61% 23%

Buying, by property type

Type Bristol Merthyr Tydfil Difference
Semi-detached £370,000 £183,000 -51% in Merthyr Tydfil
Terraced £380,000 £124,500 -67% in Merthyr Tydfil

Renting, by property type

Type (average rent a month) Bristol Merthyr Tydfil Difference
Semi-detached £2,091 £765 -63% in Merthyr Tydfil
Terraced £2,008 £684 -66% in Merthyr Tydfil

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 76.5 in Merthyr Tydfil, so recorded crime per resident is 42% lower in Merthyr Tydfil.

Police recorded crime per 1,000 residents Bristol Merthyr Tydfil Difference
All recorded crime (excluding fraud) 131.0 76.5 -42% in Merthyr Tydfil
Violence against the person 47.4 34.0 -28% in Merthyr Tydfil
Sexual offences 5.2 3.5 -31% in Merthyr Tydfil
Robbery 3.0 0.4 -86% in Merthyr Tydfil
Residential burglary (per 1,000 households) 9.2 3.4 -63% in Merthyr Tydfil
Vehicle offences 9.8 3.6 -63% in Merthyr Tydfil
Theft from the person 0.8 0.3 -60% in Merthyr Tydfil
Criminal damage and arson 10.7 7.1 -33% in Merthyr Tydfil

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227Merthyr Tydfil: 192
House prices in Bristol and Merthyr Tydfil since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Merthyr Tydfil now 192.10015020025020052010201520202025House prices in Bristol and Merthyr Tydfil since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Merthyr Tydfil now 192.10015020025020102020
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YearBristolMerthyr Tydfil
2005100100
2006108113
2007121124
2008116116
2009103106
2010112107
2011112105
2012114105
2013118103
2014131107
2015144112
2016164115
2017173120
2018180125
2019182133
2020189136
2021201158
2022222181
2023225187
2024224187
2025227190
12 months to July 2026227192

In 2005 the average home cost £154,224 in Bristol and £77,602 in Merthyr Tydfil. Now it is £350,147 and £149,087: Bristol is up 127% and Merthyr Tydfil is up 92%. Prices have risen faster in Bristol, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of payMerthyr Tydfil: 4.2 years of pay
Years of median pay needed to buy the average home in Bristol and Merthyr TydfilBristol now 8.9, Merthyr Tydfil now 4.2 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Bristol and Merthyr TydfilBristol now 8.9, Merthyr Tydfil now 4.2 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBristolMerthyr Tydfil
20057.0 years of pay4.1 years of pay
20106.8 years of pay4.0 years of pay
20158.1 years of pay3.9 years of pay
20209.0 years of pay4.1 years of pay
20258.9 years of pay4.2 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 4.1 years in Merthyr Tydfil. In 2025 it was 8.9 years and 4.2 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177Merthyr Tydfil: 166
Rents in Bristol and Merthyr Tydfil since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Merthyr Tydfil now 166.100120140160180201620182020202220242026Rents in Bristol and Merthyr Tydfil since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Merthyr Tydfil now 166.100120140160180201520202025
Show the figures
YearBristolMerthyr Tydfil
2015100100
2016108101
2017115102
2018118105
2019120108
2020125112
2021131115
2022143127
2023155137
2024165149
2025168166
August 2026177166

In 2015 the average rent was £1,064 a month in Bristol and £453 in Merthyr Tydfil. Now it is £1,883 and £754: up 77% in Bristol and up 66% in Merthyr Tydfil. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to Merthyr Tydfil

Earning in Bristol Equivalent to buy in Merthyr Tydfil Equivalent to rent in Merthyr Tydfil
£30,000 £10,000 £10,000
£40,000 £13,000 £13,500
£50,000 £16,500 £17,000
£60,000 £19,500 £20,500

Moving from Merthyr Tydfil to Bristol

Earning in Merthyr Tydfil Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £91,500 £88,000
£40,000 £122,000 £117,500
£50,000 £152,500 £147,000
£60,000 £183,000 £176,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All Merthyr Tydfil figures