Pay vs Place

Amber Valley: what a home costs and what you need to earn

East Midlands. House prices are based on 1,626 sales over the last 12 months.

Buying a home
Fairly affordable
A typical home costs 6.0× median full-time pay
Renting a home
Fairly affordable
Average rent takes 25% of median pay
Recorded crime
About average
68.3 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£37,756
Gross a year, people living in Amber Valley
Terraced house price ÷ pay
4.4×
A typical terraced house costs this many years of median pay
Renting a terraced house
25%
of median gross pay goes on rent (£771 a month)

What the numbers say about Amber Valley

Across all property types, the typical home sold in Amber Valley over the past year cost £225,000, which is 6.0× median full-time pay. Measured against pay, Amber Valley is the 59th least expensive of 316 areas for buying; the typical area is 7.6×. Within the East Midlands it is the 5th least expensive of 35 areas.

For a terraced house at £165,000, a lender would typically look for an income of around £33,000, and the 10% deposit would be £16,500, about 5 months of median gross pay. Median full-time pay here is £37,756, 114% of the income needed, so on these assumptions one median earner could meet the test alone.

Renting a terraced house costs about £771 a month, which is 25% of median gross pay. Across all property types the average rent is £799 a month. Measured against pay, it is the 39th least expensive of 316 areas for renting. Rents rose 4.0% over the latest year ONS measured, in line with the typical area (3.9%).

Median full-time pay of £37,756 is around the middle of 316 areas (176th highest); the typical area is £38,328. This is pay for people who live in Amber Valley, wherever they work.

Police recorded 68.3 crimes per 1,000 residents in the year, which is 16% below average for England and Wales (81.3). That makes it around the middle of 310 areas (169th highest) for recorded crime per resident. The category furthest below average is vehicle offences (49% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 618 £337,750 8.9× £34,000 £67,500
Semi-detached 532 £212,750 5.6× £21,500 £42,500
Terraced 423 £165,000 4.4× £16,500 £33,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,061 £12,732 34%
Semi-detached £843 £10,116 27%
Terraced £771 £9,252 25%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Amber Valley, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Amber Valley have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Amber Valley, 1995 to July 2026Average price rose from £41,106 in 1995 to £232,866 now.£0£100k£200k£300k1995200020052010201520202025£232,866Average house price in Amber Valley, 1995 to July 2026Average price rose from £41,106 in 1995 to £232,866 now.£0£100k£200k£300k200020102020£232,866
Show the figures
YearAverage price
1995£41,106
1996£41,238
1997£42,830
1998£44,547
1999£47,939
2000£52,413
2001£59,475
2002£70,724
2003£93,525
2004£114,557
2005£124,847
2006£132,353
2007£141,796
2008£136,194
2009£122,650
2010£128,143
2011£124,100
2012£125,277
2013£128,761
2014£135,585
2015£141,915
2016£148,561
2017£155,851
2018£163,939
2019£168,765
2020£176,210
2021£193,777
2022£209,931
2023£216,831
2024£216,870
2025£226,702
12 months to July 2026£232,866

The average home price in Amber Valley was £148,561 in 2016 and £232,866 in the 12 months to July 2026, a rise of 57% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Amber Valley the 40th fastest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £124,847 to £232,866, a rise of 87% (the typical area: a rise of 84%).

Prices fell 14% after the 2008 financial crisis, from £141,796 in 2007 to £122,650 in 2009. They did not get back to their 2007 level until 2015.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Amber Valley: 6.0 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Amber Valley, 2005 to 2025Rose from 5.5 to 6.0 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Amber Valley, 2005 to 2025Rose from 5.5 to 6.0 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearAmber ValleyTypical area in England and Wales
20055.5 years of pay7.0 years of pay
20105.2 years of pay6.5 years of pay
20155.3 years of pay7.1 years of pay
20205.2 years of pay7.8 years of pay
20256.0 years of pay7.5 years of pay

In 2005 the average home in Amber Valley cost 5.5 years of median full-time pay. By 2025 it cost 6.0 years, so homes have become harder to afford relative to local pay.

Between 2005 and 2025, median pay in Amber Valley rose 65% (from £22,899 to £37,756), while the average house price rose 82%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Amber Valley is below the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Amber Valley have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Amber Valley, 2015 to August 2026Average rent rose from £513 a month in 2015 to £799 now.£0£200£400£600£800201620182020202220242026£799Average monthly rent in Amber Valley, 2015 to August 2026Average rent rose from £513 a month in 2015 to £799 now.£0£200£400£600£800201520202025£799
Show the figures
YearAverage rent
2015£513 a month
2016£520 a month
2017£533 a month
2018£544 a month
2019£559 a month
2020£566 a month
2021£578 a month
2022£607 a month
2023£665 a month
2024£712 a month
2025£763 a month
August 2026£799 a month

The average rent in Amber Valley was £513 a month in 2015 and £799 in August 2026, a rise of 56%. The typical area of England and Wales saw a rise of 52%. That makes Amber Valley the 126th fastest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 64%. House prices have risen faster than rents here, by 8 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 68.3 81.3 16% below average +6%
Violence against the person 30.4 31.0 about average +1%
Sexual offences 3.2 3.4 6% below average +3%
Robbery 0.5 1.4 62% below average –
Residential burglary (per 1,000 households) 3.5 6.2 43% below average −7%
Vehicle offences 2.5 4.9 49% below average −9%
Theft from the person 0.4 1.6 77% below average –
Criminal damage and arson 6.8 7.1 4% below average +0%

Recorded crime in Amber Valley was 64.3 per 1,000 residents in the year ending March 2025 and 68.3 in the year ending March 2026, up 6%. Across England and Wales it was down 4%.

Violence against the person was little changed over the same year.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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