Pay vs Place

Amber Valley vs West Lindsey: buying or renting a home

A typical terraced house costs £22,500 (16%) more in Amber Valley than in West Lindsey. Measured against local pay, buying is harder in Amber Valley: it takes 4.4× median annual pay, against 3.7× in West Lindsey.

Amber Valley, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,756
West Lindsey, terraced
£142,500
Income typically needed: £28,500
Median full-time pay: £38,377

At a glance

Amber Valley West Lindsey
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Affordable
Recorded crime About average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in West Lindsey (£38,377) is 2% higher than in Amber Valley (£37,756), while a typical terraced house costs 14% less (£142,500 against £165,000). Set against local pay, West Lindsey is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 4.4× annual pay in Amber Valley and 3.7× in West Lindsey. Renting one takes 25% of pay in Amber Valley and 23% in West Lindsey. Both are harder in Amber Valley, and the gap is wider for buying.

Across all property types and measured against pay, Amber Valley is the 59th least expensive of 316 areas to buy in, and West Lindsey is the 63rd least expensive of 316 areas. For renting against pay, Amber Valley is the 39th least expensive of 316 areas and West Lindsey is the 18th least expensive of 316 areas.

Someone on £40,000 in Amber Valley would need about £34,500 in West Lindsey to be equally placed to buy a terraced house, and about £37,500 to be equally placed to rent one. Keeping the same pay after a move to West Lindsey would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 68.3 crimes per 1,000 residents in Amber Valley and 62.0 in West Lindsey, so recorded crime per resident is 9% lower in West Lindsey. The biggest difference is in residential burglary: 3.5 per 1,000 in Amber Valley against 5.7 in West Lindsey.

Can a typical earner buy?

Terraced house Amber Valley West Lindsey
Median full-time pay £37,756 £38,377
House price ÷ pay 4.4× 3.7×
Median pay as a share of income typically needed to buy 114% 135%
Rent a year as a share of median pay 25% 23%

Buying, by property type

Type Amber Valley West Lindsey Difference
Detached £337,750 £315,000 -7% in West Lindsey
Semi-detached £212,750 £192,500 -10% in West Lindsey
Terraced £165,000 £142,500 -14% in West Lindsey

Renting, by property type

Type (average rent a month) Amber Valley West Lindsey Difference
Detached £1,061 £967 -9% in West Lindsey
Semi-detached £843 £781 -7% in West Lindsey
Terraced £771 £727 -6% in West Lindsey

Crime

Police recorded 68.3 crimes per 1,000 residents in Amber Valley and 62.0 in West Lindsey, so recorded crime per resident is 9% lower in West Lindsey.

Police recorded crime per 1,000 residents Amber Valley West Lindsey Difference
All recorded crime (excluding fraud) 68.3 62.0 -9% in West Lindsey
Violence against the person 30.4 25.5 -16% in West Lindsey
Sexual offences 3.2 3.5 +9% in West Lindsey
Robbery 0.5 0.6 +8% in West Lindsey
Residential burglary (per 1,000 households) 3.5 5.7 +62% in West Lindsey
Vehicle offences 2.5 2.4 -1% in West Lindsey
Theft from the person 0.4 0.0 -89% in West Lindsey
Criminal damage and arson 6.8 7.8 +15% in West Lindsey

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Amber Valley: 187West Lindsey: 164
House prices in Amber Valley and West Lindsey since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Amber Valley now 187, West Lindsey now 164.7510012515017520020052010201520202025House prices in Amber Valley and West Lindsey since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Amber Valley now 187, West Lindsey now 164.7510012515017520020102020
Show the figures
YearAmber ValleyWest Lindsey
2005100100
2006106104
2007114112
2008109109
200998100
2010103106
201199101
2012100100
2013103101
2014109106
2015114109
2016119113
2017125121
2018131125
2019135126
2020141130
2021155144
2022168159
2023174158
2024174157
2025182159
12 months to July 2026187164

In 2005 the average home cost £124,847 in Amber Valley and £128,893 in West Lindsey. Now it is £232,866 and £210,752: Amber Valley is up 87% and West Lindsey is up 64%. Prices have risen faster in Amber Valley, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Amber Valley: 6.0 years of payWest Lindsey: 5.3 years of pay
Years of median pay needed to buy the average home in Amber Valley and West LindseyAmber Valley now 6.0, West Lindsey now 5.3 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Amber Valley and West LindseyAmber Valley now 6.0, West Lindsey now 5.3 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearAmber ValleyWest Lindsey
20055.5 years of pay6.4 years of pay
20105.2 years of pay5.2 years of pay
20155.3 years of pay5.6 years of pay
20205.2 years of pay5.5 years of pay
20256.0 years of pay5.3 years of pay

In 2005 a home cost 5.5 years of pay in Amber Valley and 6.4 years in West Lindsey. In 2025 it was 6.0 years and 5.3 years.

Affordability has worsened more in Amber Valley over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Amber Valley: 156West Lindsey: 161
Rents in Amber Valley and West Lindsey since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Amber Valley now 156, West Lindsey now 161.100120140160180201620182020202220242026Rents in Amber Valley and West Lindsey since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Amber Valley now 156, West Lindsey now 161.100120140160180201520202025
Show the figures
YearAmber ValleyWest Lindsey
2015100100
2016101103
2017104105
2018106108
2019109110
2020110113
2021113118
2022118124
2023130130
2024139135
2025149146
August 2026156161

In 2015 the average rent was £513 a month in Amber Valley and £461 in West Lindsey. Now it is £799 and £741: up 56% in Amber Valley and up 61% in West Lindsey.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Amber Valley to West Lindsey

Earning in Amber Valley Equivalent to buy in West Lindsey Equivalent to rent in West Lindsey
£30,000 £26,000 £28,500
£40,000 £34,500 £37,500
£50,000 £43,000 £47,000
£60,000 £52,000 £56,500

Moving from West Lindsey to Amber Valley

Earning in West Lindsey Equivalent to buy in Amber Valley Equivalent to rent in Amber Valley
£30,000 £34,500 £32,000
£40,000 £46,500 £42,500
£50,000 £58,000 £53,000
£60,000 £69,500 £63,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Amber Valley figures · All West Lindsey figures