North East Derbyshire vs South Derbyshire: buying or renting a home
A typical terraced house costs £27,000 (17%) more in South Derbyshire than in North East Derbyshire. Measured against local pay, buying is about equally hard in both.
At a glance
| North East Derbyshire | South Derbyshire | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Fairly affordable |
| Recorded crime | Low | Low |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in South Derbyshire (£41,520) is 14% higher than in North East Derbyshire (£36,422), while a typical terraced house costs 17% more (£187,000 against £160,000).
Buying a terraced house takes 4.4× annual pay in North East Derbyshire and 4.5× in South Derbyshire. Renting one takes 25% of pay in North East Derbyshire and 25% in South Derbyshire. On both measures the two areas are close.
Across all property types and measured against pay, North East Derbyshire is the 119th least expensive of 316 areas to buy in, and South Derbyshire is the 67th least expensive of 316 areas. For renting against pay, North East Derbyshire is the 52nd least expensive of 316 areas and South Derbyshire is the 41st least expensive of 316 areas.
Someone on £40,000 in North East Derbyshire would need about £47,000 in South Derbyshire to be equally placed to buy a terraced house, and about £46,500 to be equally placed to rent one. Keeping the same pay after a move to South Derbyshire would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 54.9 crimes per 1,000 residents in North East Derbyshire and 52.7 in South Derbyshire, so recorded crime per resident is 4% lower in South Derbyshire. The biggest difference is in vehicle offences: 2.1 per 1,000 in North East Derbyshire against 3.4 in South Derbyshire.
Can a typical earner buy?
| Terraced house | North East Derbyshire | South Derbyshire |
|---|---|---|
| Median full-time pay | £36,422 | £41,520 |
| House price ÷ pay | 4.4× | 4.5× |
| Median pay as a share of income typically needed to buy | 114% | 111% |
| Rent a year as a share of median pay | 25% | 25% |
Buying, by property type
| Type | North East Derbyshire | South Derbyshire | Difference |
|---|---|---|---|
| Detached | £340,000 | £337,725 | -1% in South Derbyshire |
| Semi-detached | £211,000 | £220,250 | +4% in South Derbyshire |
| Terraced | £160,000 | £187,000 | +17% in South Derbyshire |
Renting, by property type
| Type (average rent a month) | North East Derbyshire | South Derbyshire | Difference |
|---|---|---|---|
| Detached | £1,039 | £1,163 | +12% in South Derbyshire |
| Semi-detached | £853 | £927 | +9% in South Derbyshire |
| Terraced | £745 | £869 | +17% in South Derbyshire |
Crime
Police recorded 54.9 crimes per 1,000 residents in North East Derbyshire and 52.7 in South Derbyshire, so recorded crime per resident is 4% lower in South Derbyshire.
| Police recorded crime per 1,000 residents | North East Derbyshire | South Derbyshire | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 54.9 | 52.7 | -4% in South Derbyshire |
| Violence against the person | 25.7 | 23.8 | -8% in South Derbyshire |
| Sexual offences | 2.5 | 2.7 | +7% in South Derbyshire |
| Robbery | 0.2 | 0.2 | -22% in South Derbyshire |
| Residential burglary (per 1,000 households) | 4.0 | 4.3 | +6% in South Derbyshire |
| Vehicle offences | 2.1 | 3.4 | +60% in South Derbyshire |
| Theft from the person | 0.2 | 0.3 | +55% in South Derbyshire |
| Criminal damage and arson | 5.1 | 4.4 | -14% in South Derbyshire |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | North East Derbyshire | South Derbyshire |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 105 | 106 |
| 2007 | 112 | 112 |
| 2008 | 110 | 106 |
| 2009 | 105 | 95 |
| 2010 | 105 | 100 |
| 2011 | 103 | 98 |
| 2012 | 103 | 100 |
| 2013 | 103 | 100 |
| 2014 | 111 | 107 |
| 2015 | 114 | 114 |
| 2016 | 119 | 120 |
| 2017 | 126 | 126 |
| 2018 | 132 | 129 |
| 2019 | 135 | 131 |
| 2020 | 140 | 133 |
| 2021 | 147 | 143 |
| 2022 | 161 | 157 |
| 2023 | 163 | 162 |
| 2024 | 164 | 163 |
| 2025 | 175 | 167 |
| 12 months to July 2026 | 181 | 171 |
In 2005 the average home cost £138,031 in North East Derbyshire and £150,639 in South Derbyshire. Now it is £249,775 and £256,921: North East Derbyshire is up 81% and South Derbyshire is up 71%. Prices have risen faster in North East Derbyshire, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | North East Derbyshire | South Derbyshire |
|---|---|---|
| 2005 | 6.4 years of pay | 6.5 years of pay |
| 2010 | 5.8 years of pay | 6.1 years of pay |
| 2015 | 5.8 years of pay | 6.4 years of pay |
| 2020 | – | 5.7 years of pay |
| 2025 | 6.6 years of pay | 6.1 years of pay |
In 2005 a home cost 6.4 years of pay in North East Derbyshire and 6.5 years in South Derbyshire. In 2025 it was 6.6 years and 6.1 years.
Affordability has worsened more in North East Derbyshire over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | North East Derbyshire | South Derbyshire |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 103 |
| 2017 | 105 | 107 |
| 2018 | 107 | 109 |
| 2019 | 109 | 111 |
| 2020 | 111 | 113 |
| 2021 | 115 | 118 |
| 2022 | 121 | 124 |
| 2023 | 126 | 130 |
| 2024 | 136 | 139 |
| 2025 | 143 | 150 |
| August 2026 | 150 | 157 |
In 2015 the average rent was £526 a month in North East Derbyshire and £563 in South Derbyshire. Now it is £791 and £882: up 50% in North East Derbyshire and up 57% in South Derbyshire. Rents have risen faster in South Derbyshire.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from North East Derbyshire to South Derbyshire
| Earning in North East Derbyshire | Equivalent to buy in South Derbyshire | Equivalent to rent in South Derbyshire |
|---|---|---|
| £30,000 | £35,000 | £35,000 |
| £40,000 | £47,000 | £46,500 |
| £50,000 | £58,500 | £58,500 |
| £60,000 | £70,000 | £70,000 |
Moving from South Derbyshire to North East Derbyshire
| Earning in South Derbyshire | Equivalent to buy in North East Derbyshire | Equivalent to rent in North East Derbyshire |
|---|---|---|
| £30,000 | £25,500 | £25,500 |
| £40,000 | £34,000 | £34,500 |
| £50,000 | £43,000 | £43,000 |
| £60,000 | £51,500 | £51,500 |
All North East Derbyshire figures · All South Derbyshire figures