Pay vs Place

North East Derbyshire: what a home costs and what you need to earn

East Midlands. House prices are based on 1,156 sales over the last 12 months.

Buying a home
Fairly affordable
A typical home costs 6.9× median full-time pay
Renting a home
Fairly affordable
Average rent takes 26% of median pay
Recorded crime
Low
54.9 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£36,422
Gross a year, people living in North East Derbyshire
Terraced house price ÷ pay
4.4×
A typical terraced house costs this many years of median pay
Renting a terraced house
25%
of median gross pay goes on rent (£745 a month)

What the numbers say about North East Derbyshire

Across all property types, the typical home sold in North East Derbyshire over the past year cost £249,500, which is 6.9× median full-time pay. Measured against pay, North East Derbyshire is the 119th least expensive of 316 areas for buying; the typical area is 7.6×. Within the East Midlands it is the 14th most expensive of 35 areas.

For a terraced house at £160,000, a lender would typically look for an income of around £32,000, and the 10% deposit would be £16,000, about 5 months of median gross pay. Median full-time pay here is £36,422, 114% of the income needed, so on these assumptions one median earner could meet the test alone.

Renting a terraced house costs about £745 a month, which is 25% of median gross pay. Across all property types the average rent is £791 a month. Measured against pay, it is the 52nd least expensive of 316 areas for renting. Rents rose 3.8% over the latest year ONS measured, in line with the typical area (3.9%). Buying is relatively harder here than renting: the area ranks much higher for house prices against pay than for rents against pay.

Median full-time pay of £36,422 is the 100th lowest of 316 areas; the typical area is £38,328. This is pay for people who live in North East Derbyshire, wherever they work.

Police recorded 54.9 crimes per 1,000 residents in the year, which is 32% below average for England and Wales (81.3). That makes it the 68th lowest of 310 areas for recorded crime per resident. The category furthest below average is vehicle offences (56% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 491 £340,000 9.3× £34,000 £68,000
Semi-detached 450 £211,000 5.8× £21,000 £42,000
Terraced 183 £160,000 4.4× £16,000 £32,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,039 £12,468 34%
Semi-detached £853 £10,236 28%
Terraced £745 £8,940 25%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in North East Derbyshire, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in North East Derbyshire have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in North East Derbyshire, 1995 to July 2026Average price rose from £49,152 in 1995 to £249,775 now.£0£100k£200k£300k1995200020052010201520202025£249,775Average house price in North East Derbyshire, 1995 to July 2026Average price rose from £49,152 in 1995 to £249,775 now.£0£100k£200k£300k200020102020£249,775
Show the figures
YearAverage price
1995£49,152
1996£48,631
1997£50,740
1998£53,610
1999£56,158
2000£59,875
2001£65,632
2002£73,870
2003£95,505
2004£117,945
2005£138,031
2006£144,944
2007£154,607
2008£152,250
2009£144,907
2010£145,546
2011£141,588
2012£142,643
2013£141,787
2014£153,571
2015£157,945
2016£164,691
2017£173,411
2018£181,630
2019£186,644
2020£193,806
2021£202,717
2022£221,990
2023£225,238
2024£227,005
2025£241,009
12 months to July 2026£249,775

The average home price in North East Derbyshire was £164,691 in 2016 and £249,775 in the 12 months to July 2026, a rise of 52% over ten years. The typical area of England and Wales saw a rise of 36%. That makes North East Derbyshire the 65th fastest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £138,031 to £249,775, a rise of 81% (the typical area: a rise of 84%).

Prices fell 8% after the 2008 financial crisis, from £154,607 in 2007 to £141,588 in 2011. They did not get back to their 2007 level until 2015.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

North East Derbyshire: 6.6 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in North East Derbyshire, 2005 to 2025Rose from 6.4 to 6.6 years of pay.0×2×4×6×8×2005201020152025Years of median pay needed to buy the average home in North East Derbyshire, 2005 to 2025Rose from 6.4 to 6.6 years of pay.0×2×4×6×8×2005201020152025
Show the figures
YearNorth East DerbyshireTypical area in England and Wales
20056.4 years of pay7.0 years of pay
20105.8 years of pay6.5 years of pay
20155.8 years of pay7.1 years of pay
20256.6 years of pay7.5 years of pay

In 2005 the average home in North East Derbyshire cost 6.4 years of median full-time pay. By 2025 it cost 6.6 years, so little has changed.

Between 2005 and 2025, median pay in North East Derbyshire rose 70% (from £21,401 to £36,422), while the average house price rose 75%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so North East Derbyshire is below the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in North East Derbyshire have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in North East Derbyshire, 2015 to August 2026Average rent rose from £526 a month in 2015 to £791 now.£0£200£400£600£800201620182020202220242026£791Average monthly rent in North East Derbyshire, 2015 to August 2026Average rent rose from £526 a month in 2015 to £791 now.£0£200£400£600£800201520202025£791
Show the figures
YearAverage rent
2015£526 a month
2016£544 a month
2017£552 a month
2018£561 a month
2019£572 a month
2020£585 a month
2021£606 a month
2022£639 a month
2023£661 a month
2024£714 a month
2025£752 a month
August 2026£791 a month

The average rent in North East Derbyshire was £526 a month in 2015 and £791 in August 2026, a rise of 50%. The typical area of England and Wales saw a rise of 52%. That makes North East Derbyshire around the middle of 316 areas (178th fastest-rising) for rent growth since 2015.

Over the same period the average house price rose 58%. House prices have risen faster than rents here, by 8 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 54.9 81.3 32% below average +15%
Violence against the person 25.7 31.0 17% below average +8%
Sexual offences 2.5 3.4 26% below average +15%
Robbery 0.2 1.4 83% below average –
Residential burglary (per 1,000 households) 4.0 6.2 35% below average −5%
Vehicle offences 2.1 4.9 56% below average −7%
Theft from the person 0.2 1.6 87% below average –
Criminal damage and arson 5.1 7.1 27% below average −5%

Recorded crime in North East Derbyshire was 48.0 per 1,000 residents in the year ending March 2025 and 54.9 in the year ending March 2026, up 15%. Across England and Wales it was down 4%.

Violence against the person was up 8% over the same year.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

Compare North East Derbyshire with another area