Pay vs Place

Hammersmith and Fulham vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £1,180,000 (638%) more in Hammersmith and Fulham than in Newcastle upon Tyne. Measured against local pay, buying is harder in Hammersmith and Fulham: it takes 28.9× median annual pay, against 5.2× in Newcastle upon Tyne.

Hammersmith and Fulham, terraced
£1,365,000
Income typically needed: £273,000
Median full-time pay: £47,192
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Hammersmith and Fulham Newcastle upon Tyne
Buying a home Very expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime Above average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 25% lower than in Hammersmith and Fulham (£47,192), while a typical terraced house costs 86% less (£185,000 against £1,365,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 28.9× annual pay in Hammersmith and Fulham and 5.2× in Newcastle upon Tyne. Renting one takes 96% of pay in Hammersmith and Fulham and 44% in Newcastle upon Tyne. Both are harder in Hammersmith and Fulham, and the gap is wider for buying.

Across all property types and measured against pay, Hammersmith and Fulham is the 3rd most expensive of 316 areas to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Hammersmith and Fulham is the 3rd most expensive of 316 areas and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Hammersmith and Fulham would need about £5,500 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £13,500 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.0 crimes per 1,000 residents in Hammersmith and Fulham and 107.4 in Newcastle upon Tyne: about the same. The biggest difference is in criminal damage and arson: 6.1 per 1,000 in Hammersmith and Fulham against 10.3 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Hammersmith and Fulham Newcastle upon Tyne
Median full-time pay £47,192 £35,446
House price ÷ pay 28.9× 5.2×
Median pay as a share of income typically needed to buy 17% 96%
Rent a year as a share of median pay 96% 44%

Buying, by property type

Type Hammersmith and Fulham Newcastle upon Tyne Difference
Terraced £1,365,000 £185,000 -86% in Newcastle upon Tyne
Flat £570,000 £155,000 -73% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Hammersmith and Fulham Newcastle upon Tyne Difference
Terraced £3,766 £1,293 -66% in Newcastle upon Tyne
Flat £2,347 £993 -58% in Newcastle upon Tyne

Crime

Police recorded 107.0 crimes per 1,000 residents in Hammersmith and Fulham and 107.4 in Newcastle upon Tyne: about the same.

Police recorded crime per 1,000 residents Hammersmith and Fulham Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 107.0 107.4 +0% in Newcastle upon Tyne
Violence against the person 30.8 36.6 +19% in Newcastle upon Tyne
Sexual offences 3.7 4.5 +21% in Newcastle upon Tyne
Robbery 3.1 2.3 -28% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 10.0 9.0 -10% in Newcastle upon Tyne
Vehicle offences 8.1 5.9 -27% in Newcastle upon Tyne
Theft from the person 4.5 1.4 -70% in Newcastle upon Tyne
Criminal damage and arson 6.1 10.3 +71% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Hammersmith and Fulham: 200Newcastle upon Tyne: 148
House prices in Hammersmith and Fulham and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Hammersmith and Fulham now 200, Newcastle upon Tyne now 148.5010015020025020052010201520202025House prices in Hammersmith and Fulham and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Hammersmith and Fulham now 200, Newcastle upon Tyne now 148.5010015020025020102020
Show the figures
YearHammersmith and FulhamNewcastle upon Tyne
2005100100
2006110108
2007131115
2008131110
200912099
2010139103
201114398
201215698
201317498
2014199101
2015210108
2016208111
2017209112
2018200114
2019198114
2020201115
2021211123
2022214132
2023228134
2024218137
2025211145
12 months to July 2026200148

In 2005 the average home cost £375,524 in Hammersmith and Fulham and £138,227 in Newcastle upon Tyne. Now it is £751,998 and £204,282: Hammersmith and Fulham is up 100% and Newcastle upon Tyne is up 48%. Prices have risen faster in Hammersmith and Fulham, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Hammersmith and Fulham: 16.8 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Hammersmith and Fulham and Newcastle upon TyneHammersmith and Fulham now 16.8, Newcastle upon Tyne now 5.6 years of pay.0×10×20×30×20052010201520202025Years of median pay needed to buy the average home in Hammersmith and Fulham and Newcastle upon TyneHammersmith and Fulham now 16.8, Newcastle upon Tyne now 5.6 years of pay.0×10×20×30×20052010201520202025
Show the figures
YearHammersmith and FulhamNewcastle upon Tyne
200512.8 years of pay6.6 years of pay
201014.0 years of pay6.4 years of pay
201520.8 years of pay5.6 years of pay
202018.2 years of pay5.5 years of pay
202516.8 years of pay5.6 years of pay

In 2005 a home cost 12.8 years of pay in Hammersmith and Fulham and 6.6 years in Newcastle upon Tyne. In 2025 it was 16.8 years and 5.6 years.

Affordability has worsened more in Hammersmith and Fulham over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Hammersmith and Fulham: 148Newcastle upon Tyne: 176
Rents in Hammersmith and Fulham and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Hammersmith and Fulham now 148, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Hammersmith and Fulham and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Hammersmith and Fulham now 148, Newcastle upon Tyne now 176.100120140160180201520202025
Show the figures
YearHammersmith and FulhamNewcastle upon Tyne
2015100100
2016101106
2017104113
2018101112
2019105113
2020107117
2021109123
2022112127
2023121137
2024133143
2025143160
August 2026148176

In 2015 the average rent was £1,909 a month in Hammersmith and Fulham and £690 in Newcastle upon Tyne. Now it is £2,825 and £1,215: up 48% in Hammersmith and Fulham and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Hammersmith and Fulham to Newcastle upon Tyne

Earning in Hammersmith and Fulham Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £4,000 £10,500
£40,000 £5,500 £13,500
£50,000 £7,000 £17,000
£60,000 £8,000 £20,500

Moving from Newcastle upon Tyne to Hammersmith and Fulham

Earning in Newcastle upon Tyne Equivalent to buy in Hammersmith and Fulham Equivalent to rent in Hammersmith and Fulham
£30,000 £221,500 £87,500
£40,000 £295,000 £116,500
£50,000 £369,000 £145,500
£60,000 £442,500 £175,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Hammersmith and Fulham figures · All Newcastle upon Tyne figures