Pay vs Place

Hammersmith and Fulham: what a home costs and what you need to earn

London. House prices are based on 1,438 sales over the last 12 months.

Buying a home
Very expensive
A typical home costs 14.2× median full-time pay
Renting a home
Very expensive
Average rent takes 72% of median pay
Recorded crime
Above average
107.0 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£47,192
Gross a year, people living in Hammersmith and Fulham
Terraced house price ÷ pay
28.9×
A typical terraced house costs this many years of median pay
Renting a terraced house
96%
of median gross pay goes on rent (£3,766 a month)

What the numbers say about Hammersmith and Fulham

Across all property types, the typical home sold in Hammersmith and Fulham over the past year cost £668,000, which is 14.2× median full-time pay. Measured against pay, Hammersmith and Fulham is the 3rd most expensive of 316 areas for buying; the typical area is 7.6×. Within London it is the 3rd most expensive of 32 areas.

For a terraced house at £1,365,000, a lender would typically look for an income of around £273,000, and the 10% deposit would be £136,500, about 35 months of median gross pay. Median full-time pay here is £47,192, 17% of the income needed, so on these assumptions even two median incomes would fall short of the test.

Renting a terraced house costs about £3,766 a month, which is 96% of median gross pay. Across all property types the average rent is £2,825 a month. Measured against pay, it is the 3rd most expensive of 316 areas for renting. Rents rose 3.3% over the latest year ONS measured, slower than the typical area (3.9%).

Median full-time pay of £47,192 is the 28th highest of 316 areas; the typical area is £38,328. This is pay for people who live in Hammersmith and Fulham, wherever they work.

Police recorded 107.0 crimes per 1,000 residents in the year, which is 32% above average for England and Wales (81.3). That makes it the 38th highest of 310 areas for recorded crime per resident. The category furthest above average is vehicle offences (67% above).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Terraced 360 £1,365,000 28.9× £136,500 £273,000
Flat 1,043 £570,000 12.1× £57,000 £114,000

Renting

Property type Average rent a month Rent a year Share of median pay
Terraced £3,766 £45,192 96%
Flat £2,347 £28,164 60%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Hammersmith and Fulham, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Hammersmith and Fulham have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Hammersmith and Fulham, 1995 to July 2026Average price rose from £127,639 in 1995 to £751,998 now.£0£250k£500k£750k£1.0m1995200020052010201520202025£751,998Average house price in Hammersmith and Fulham, 1995 to July 2026Average price rose from £127,639 in 1995 to £751,998 now.£0£250k£500k£750k£1.0m200020102020£751,998
Show the figures
YearAverage price
1995£127,639
1996£136,761
1997£157,142
1998£181,603
1999£206,004
2000£256,096
2001£281,629
2002£313,260
2003£330,191
2004£355,644
2005£375,524
2006£411,785
2007£491,073
2008£491,909
2009£451,007
2010£520,193
2011£537,093
2012£587,333
2013£654,082
2014£746,851
2015£788,004
2016£782,063
2017£783,930
2018£751,642
2019£743,428
2020£752,941
2021£791,620
2022£801,961
2023£857,740
2024£819,058
2025£793,611
12 months to July 2026£751,998

The average home price in Hammersmith and Fulham was £782,063 in 2016 and £751,998 in the 12 months to July 2026, a fall of 4% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Hammersmith and Fulham the 4th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £375,524 to £751,998, which is 2.0 times as much (the typical area: 1.8 times).

Prices fell 8% after the 2008 financial crisis, from £491,909 in 2008 to £451,007 in 2009. They did not get back to their 2008 level until 2010.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Hammersmith and Fulham: 16.8 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Hammersmith and Fulham, 2005 to 2025Rose from 12.8 to 16.8 years of pay.0×10×20×30×20052010201520202025Years of median pay needed to buy the average home in Hammersmith and Fulham, 2005 to 2025Rose from 12.8 to 16.8 years of pay.0×10×20×30×20052010201520202025
Show the figures
YearHammersmith and FulhamTypical area in England and Wales
200512.8 years of pay7.0 years of pay
201014.0 years of pay6.5 years of pay
201520.8 years of pay7.1 years of pay
202018.2 years of pay7.8 years of pay
202516.8 years of pay7.5 years of pay

In 2005 the average home in Hammersmith and Fulham cost 12.8 years of median full-time pay. By 2025 it cost 16.8 years, so homes have become harder to afford relative to local pay.

Homes were hardest to afford in 2015, at 20.8 years of pay. It has eased since.

Between 2005 and 2025, median pay in Hammersmith and Fulham rose 61% (from £29,398 to £47,192), while the average house price rose 111%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Hammersmith and Fulham is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Hammersmith and Fulham have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Hammersmith and Fulham, 2015 to August 2026Average rent rose from £1,909 a month in 2015 to £2,825 now.£0£1,000£2,000£3,000201620182020202220242026£2,825Average monthly rent in Hammersmith and Fulham, 2015 to August 2026Average rent rose from £1,909 a month in 2015 to £2,825 now.£0£1,000£2,000£3,000201520202025£2,825
Show the figures
YearAverage rent
2015£1,909 a month
2016£1,928 a month
2017£1,985 a month
2018£1,924 a month
2019£2,000 a month
2020£2,051 a month
2021£2,085 a month
2022£2,130 a month
2023£2,310 a month
2024£2,547 a month
2025£2,733 a month
August 2026£2,825 a month

The average rent in Hammersmith and Fulham was £1,909 a month in 2015 and £2,825 in August 2026, a rise of 48%. The typical area of England and Wales saw a rise of 52%. That makes Hammersmith and Fulham the 110th slowest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 5%. Rents have risen faster than house prices here, by 53 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 107.0 81.3 32% above average −6%
Violence against the person 30.8 31.0 about average +2%
Sexual offences 3.7 3.4 10% above average +11%
Robbery 3.1 1.4 129% above average −1%
Residential burglary (per 1,000 households) 10.0 6.2 63% above average −1%
Vehicle offences 8.1 4.9 67% above average −24%
Theft from the person 4.5 1.6 176% above average −37%
Criminal damage and arson 6.1 7.1 14% below average −7%

Recorded crime in Hammersmith and Fulham was 113.6 per 1,000 residents in the year ending March 2025 and 107.0 in the year ending March 2026, down 6%. Across England and Wales it was down 4%.

Violence against the person was little changed over the same year.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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