Pay vs Place

Mid Suffolk: what a home costs and what you need to earn

East of England. House prices are based on 1,405 sales over the last 12 months.

Buying a home
Fairly affordable
A typical home costs 7.4× median full-time pay
Renting a home
Fairly affordable
Average rent takes 29% of median pay
Recorded crime
Low
46.6 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£41,350
Gross a year, people living in Mid Suffolk
Terraced house price ÷ pay
5.4×
A typical terraced house costs this many years of median pay
Renting a terraced house
29%
of median gross pay goes on rent (£990 a month)

What the numbers say about Mid Suffolk

Across all property types, the typical home sold in Mid Suffolk over the past year cost £307,500, which is 7.4× median full-time pay. Measured against pay, Mid Suffolk is around the middle of 316 areas (166th most expensive) for buying; the typical area is 7.6×. Within the East of England it is the 9th least expensive of 45 areas.

For a terraced house at £225,000, a lender would typically look for an income of around £45,000, and the 10% deposit would be £22,500, about 7 months of median gross pay. Median full-time pay here is £41,350, 92% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £990 a month, which is 29% of median gross pay. Across all property types the average rent is £1,005 a month. Measured against pay, it is the 110th least expensive of 316 areas for renting. Rents rose 6.3% over the latest year ONS measured, faster than the typical area (3.9%).

Median full-time pay of £41,350 is the 105th highest of 316 areas; the typical area is £38,328. This is pay for people who live in Mid Suffolk, wherever they work.

Police recorded 46.6 crimes per 1,000 residents in the year, which is 43% below average for England and Wales (81.3). That makes it the 31st lowest of 310 areas for recorded crime per resident. The category furthest below average is vehicle offences (60% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 693 £415,000 10.0× £41,500 £83,000
Semi-detached 415 £265,000 6.4× £26,500 £53,000
Terraced 240 £225,000 5.4× £22,500 £45,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,373 £16,476 40%
Semi-detached £1,069 £12,828 31%
Terraced £990 £11,880 29%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Mid Suffolk, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Mid Suffolk have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Mid Suffolk, 1995 to July 2026Average price rose from £57,380 in 1995 to £312,428 now.£0£100k£200k£300k£400k1995200020052010201520202025£312,428Average house price in Mid Suffolk, 1995 to July 2026Average price rose from £57,380 in 1995 to £312,428 now.£0£100k£200k£300k£400k200020102020£312,428
Show the figures
YearAverage price
1995£57,380
1996£57,786
1997£63,025
1998£69,941
1999£78,287
2000£90,301
2001£100,889
2002£127,027
2003£147,675
2004£163,816
2005£176,013
2006£187,571
2007£202,980
2008£199,732
2009£173,685
2010£191,530
2011£187,742
2012£189,643
2013£192,813
2014£210,263
2015£226,310
2016£247,845
2017£264,428
2018£273,003
2019£273,282
2020£274,629
2021£289,723
2022£315,297
2023£313,995
2024£303,244
2025£307,073
12 months to July 2026£312,428

The average home price in Mid Suffolk was £247,845 in 2016 and £312,428 in the 12 months to July 2026, a rise of 26% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Mid Suffolk the 90th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £176,013 to £312,428, a rise of 78% (the typical area: a rise of 84%).

Prices fell 14% after the 2008 financial crisis, from £202,980 in 2007 to £173,685 in 2009. They did not get back to their 2007 level until 2014.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Mid Suffolk: 7.4 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Mid Suffolk, 2005 to 2025Rose from 8.0 to 7.4 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Mid Suffolk, 2005 to 2025Rose from 8.0 to 7.4 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearMid SuffolkTypical area in England and Wales
20058.0 years of pay7.0 years of pay
20108.2 years of pay6.5 years of pay
20157.7 years of pay7.1 years of pay
20208.9 years of pay7.8 years of pay
20257.4 years of pay7.5 years of pay

In 2005 the average home in Mid Suffolk cost 8.0 years of median full-time pay. By 2025 it cost 7.4 years, so homes have become easier to afford relative to local pay.

Homes were hardest to afford in 2020, at 8.9 years of pay. It has eased since.

Between 2005 and 2025, median pay in Mid Suffolk rose 88% (from £21,947 to £41,350), while the average house price rose 74%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Mid Suffolk is close to the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Mid Suffolk have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Mid Suffolk, 2015 to August 2026Average rent rose from £618 a month in 2015 to £1,005 now.£0£500£1,000£1,500201620182020202220242026£1,005Average monthly rent in Mid Suffolk, 2015 to August 2026Average rent rose from £618 a month in 2015 to £1,005 now.£0£500£1,000£1,500201520202025£1,005
Show the figures
YearAverage rent
2015£618 a month
2016£660 a month
2017£694 a month
2018£708 a month
2019£711 a month
2020£723 a month
2021£722 a month
2022£780 a month
2023£838 a month
2024£890 a month
2025£941 a month
August 2026£1,005 a month

The average rent in Mid Suffolk was £618 a month in 2015 and £1,005 in August 2026, a rise of 63%. The typical area of England and Wales saw a rise of 52%. That makes Mid Suffolk the 61st fastest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 38%. Rents have risen faster than house prices here, by 25 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 46.6 81.3 43% below average −4%
Violence against the person 20.2 31.0 35% below average −1%
Sexual offences 2.9 3.4 15% below average +3%
Robbery 0.3 1.4 81% below average –
Residential burglary (per 1,000 households) 3.2 6.2 48% below average +1%
Vehicle offences 1.9 4.9 60% below average +13%
Theft from the person 0.2 1.6 88% below average –
Criminal damage and arson 4.7 7.1 34% below average −8%

Recorded crime in Mid Suffolk was 48.8 per 1,000 residents in the year ending March 2025 and 46.6 in the year ending March 2026, down 4%. Across England and Wales it was down 4%.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Police publish one combined figure for Mid Suffolk and Babergh, West Suffolk, so this rate covers all of them.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

Compare Mid Suffolk with another area