Pay vs Place

Epping Forest: what a home costs and what you need to earn

East of England. House prices are based on 1,348 sales over the last 12 months.

Buying a home
Very expensive
A typical home costs 11.3× median full-time pay
Renting a home
Very expensive
Average rent takes 49% of median pay
Recorded crime
About average
63.3 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£45,618
Gross a year, people living in Epping Forest
Terraced house price ÷ pay
10.4×
A typical terraced house costs this many years of median pay
Renting a terraced house
48%
of median gross pay goes on rent (£1,820 a month)

What the numbers say about Epping Forest

Across all property types, the typical home sold in Epping Forest over the past year cost £515,000, which is 11.3× median full-time pay. Measured against pay, Epping Forest is the 25th most expensive of 316 areas for buying; the typical area is 7.6×. Within the East of England it is the 3rd most expensive of 45 areas.

For a terraced house at £475,000, a lender would typically look for an income of around £95,000, and the 10% deposit would be £47,500, about 12 months of median gross pay. Median full-time pay here is £45,618, 48% of the income needed, so on these assumptions even two median incomes would fall short of the test.

Renting a terraced house costs about £1,820 a month, which is 48% of median gross pay. Across all property types the average rent is £1,844 a month. Measured against pay, it is the 33rd most expensive of 316 areas for renting. Rents rose 5.6% over the latest year ONS measured, faster than the typical area (3.9%).

Median full-time pay of £45,618 is the 42nd highest of 316 areas; the typical area is £38,328. This is pay for people who live in Epping Forest, wherever they work.

Police recorded 63.3 crimes per 1,000 residents in the year, which is 22% below average for England and Wales (81.3). That makes it the 113th lowest of 310 areas for recorded crime per resident. The category furthest above average is vehicle offences (48% above). The category furthest below average is sexual offences (47% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 301 £845,000 18.5× £84,500 £169,000
Semi-detached 389 £570,000 12.5× £57,000 £114,000
Terraced 362 £475,000 10.4× £47,500 £95,000
Flat 296 £310,000 6.8× £31,000 £62,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £2,563 £30,756 67%
Semi-detached £1,970 £23,640 52%
Terraced £1,820 £21,840 48%
Flat £1,436 £17,232 38%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Epping Forest, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Epping Forest have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Epping Forest, 1995 to July 2026Average price rose from £87,475 in 1995 to £530,962 now.£0£200k£400k£600k1995200020052010201520202025£530,962Average house price in Epping Forest, 1995 to July 2026Average price rose from £87,475 in 1995 to £530,962 now.£0£200k£400k£600k200020102020£530,962
Show the figures
YearAverage price
1995£87,475
1996£89,628
1997£101,444
1998£115,647
1999£125,291
2000£150,236
2001£171,858
2002£199,815
2003£237,529
2004£257,245
2005£261,039
2006£276,460
2007£303,624
2008£312,434
2009£277,479
2010£309,230
2011£308,216
2012£315,492
2013£328,184
2014£364,993
2015£403,190
2016£455,377
2017£478,869
2018£483,317
2019£478,332
2020£484,291
2021£497,260
2022£533,307
2023£528,814
2024£530,802
2025£528,408
12 months to July 2026£530,962

The average home price in Epping Forest was £455,377 in 2016 and £530,962 in the 12 months to July 2026, a rise of 17% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Epping Forest the 36th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £261,039 to £530,962, which is 2.0 times as much (the typical area: 1.8 times).

Prices fell 11% after the 2008 financial crisis, from £312,434 in 2008 to £277,479 in 2009. They did not get back to their 2008 level until 2012.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Epping Forest: 11.6 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Epping Forest, 2005 to 2025Rose from 8.7 to 11.6 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Epping Forest, 2005 to 2025Rose from 8.7 to 11.6 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearEpping ForestTypical area in England and Wales
20058.7 years of pay7.0 years of pay
201010.2 years of pay6.5 years of pay
201511.8 years of pay7.1 years of pay
202013.2 years of pay7.8 years of pay
202511.6 years of pay7.5 years of pay

In 2005 the average home in Epping Forest cost 8.7 years of median full-time pay. By 2025 it cost 11.6 years, so homes have become harder to afford relative to local pay.

Homes were hardest to afford in 2020, at 13.2 years of pay. It has eased since.

Between 2005 and 2025, median pay in Epping Forest rose 53% (from £29,888 to £45,618), while the average house price rose 102%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Epping Forest is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Epping Forest have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Epping Forest, 2015 to August 2026Average rent rose from £1,160 a month in 2015 to £1,844 now.£0£500£1,000£1,500£2,000201620182020202220242026£1,844Average monthly rent in Epping Forest, 2015 to August 2026Average rent rose from £1,160 a month in 2015 to £1,844 now.£0£500£1,000£1,500£2,000201520202025£1,844
Show the figures
YearAverage rent
2015£1,160 a month
2016£1,238 a month
2017£1,316 a month
2018£1,361 a month
2019£1,381 a month
2020£1,399 a month
2021£1,419 a month
2022£1,445 a month
2023£1,504 a month
2024£1,602 a month
2025£1,739 a month
August 2026£1,844 a month

The average rent in Epping Forest was £1,160 a month in 2015 and £1,844 in August 2026, a rise of 59%. The typical area of England and Wales saw a rise of 52%. That makes Epping Forest the 97th fastest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 32%. Rents have risen faster than house prices here, by 27 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 63.3 81.3 22% below average −8%
Violence against the person 24.6 31.0 21% below average +9%
Sexual offences 1.8 3.4 47% below average −2%
Robbery 0.8 1.4 43% below average –
Residential burglary (per 1,000 households) 6.4 6.2 3% above average −6%
Vehicle offences 7.2 4.9 48% above average −24%
Theft from the person 0.5 1.6 71% below average –
Criminal damage and arson 5.6 7.1 21% below average +4%

Recorded crime in Epping Forest was 68.8 per 1,000 residents in the year ending March 2025 and 63.3 in the year ending March 2026, down 8%. Across England and Wales it was down 4%.

Violence against the person was up 9% over the same year.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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