Pay vs Place

West Berkshire vs West Oxfordshire: buying or renting a home

A typical terraced house costs £3,000 (1%) more in West Oxfordshire than in West Berkshire. Measured against local pay, buying is about equally hard in both.

West Berkshire, terraced
£332,000
Income typically needed: £66,500
Median full-time pay: £44,887
West Oxfordshire, terraced
£335,000
Income typically needed: £67,000
Median full-time pay: £43,932

At a glance

West Berkshire West Oxfordshire
Buying a home Expensive Expensive
Renting a home Expensive Expensive
Recorded crime Low Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in West Oxfordshire (£43,932) is 2% lower than in West Berkshire (£44,887), while a typical terraced house costs 1% more (£335,000 against £332,000).

Buying a terraced house takes 7.4× annual pay in West Berkshire and 7.6× in West Oxfordshire. Renting one takes 34% of pay in West Berkshire and 36% in West Oxfordshire. Renting is harder in West Oxfordshire; buying is about the same.

Across all property types and measured against pay, West Berkshire is the 110th most expensive of 316 areas to buy in, and West Oxfordshire is the 95th most expensive of 316 areas. For renting against pay, West Berkshire is the 124th most expensive of 316 areas and West Oxfordshire is the 125th most expensive of 316 areas.

Someone on £40,000 in West Berkshire would need about £40,500 in West Oxfordshire to be equally placed to buy a terraced house, and about £41,500 to be equally placed to rent one. Keeping the same pay after a move to West Oxfordshire would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 55.0 crimes per 1,000 residents in West Berkshire and 42.8 in West Oxfordshire, so recorded crime per resident is 22% lower in West Oxfordshire. The biggest difference is in criminal damage and arson: 5.6 per 1,000 in West Berkshire against 3.7 in West Oxfordshire.

Can a typical earner buy?

Terraced house West Berkshire West Oxfordshire
Median full-time pay £44,887 £43,932
House price ÷ pay 7.4× 7.6×
Median pay as a share of income typically needed to buy 68% 66%
Rent a year as a share of median pay 34% 36%

Buying, by property type

Type West Berkshire West Oxfordshire Difference
Detached £625,000 £552,500 -12% in West Oxfordshire
Semi-detached £400,000 £385,000 -4% in West Oxfordshire
Terraced £332,000 £335,000 +1% in West Oxfordshire
Flat £210,000 £200,000 -5% in West Oxfordshire

Renting, by property type

Type (average rent a month) West Berkshire West Oxfordshire Difference
Detached £2,011 £1,738 -14% in West Oxfordshire
Semi-detached £1,447 £1,458 +1% in West Oxfordshire
Terraced £1,272 £1,319 +4% in West Oxfordshire
Flat £1,104 £1,048 -5% in West Oxfordshire

Crime

Police recorded 55.0 crimes per 1,000 residents in West Berkshire and 42.8 in West Oxfordshire, so recorded crime per resident is 22% lower in West Oxfordshire.

Police recorded crime per 1,000 residents West Berkshire West Oxfordshire Difference
All recorded crime (excluding fraud) 55.0 42.8 -22% in West Oxfordshire
Violence against the person 20.7 18.9 -9% in West Oxfordshire
Sexual offences 2.4 2.2 -11% in West Oxfordshire
Robbery 0.6 0.3 -55% in West Oxfordshire
Residential burglary (per 1,000 households) 3.3 4.4 +36% in West Oxfordshire
Vehicle offences 2.9 2.3 -22% in West Oxfordshire
Theft from the person 0.2 0.3 +24% in West Oxfordshire
Criminal damage and arson 5.6 3.7 -35% in West Oxfordshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

West Berkshire: 193West Oxfordshire: 185
House prices in West Berkshire and West Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. West Berkshire now 193, West Oxfordshire now 185.10012515017520020052010201520202025House prices in West Berkshire and West Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. West Berkshire now 193, West Oxfordshire now 185.10012515017520020102020
Show the figures
YearWest BerkshireWest Oxfordshire
2005100100
2006106107
2007116116
2008114112
2009102104
2010113113
2011115112
2012116116
2013120120
2014130127
2015142139
2016155148
2017161156
2018163157
2019161153
2020161158
2021168156
2022184170
2023187178
2024183176
2025193185
12 months to July 2026193185

In 2005 the average home cost £208,303 in West Berkshire and £229,671 in West Oxfordshire. Now it is £401,327 and £424,836: West Berkshire is up 93% and West Oxfordshire is up 85%. Prices have risen faster in West Berkshire, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

West Berkshire: 8.9 years of payWest Oxfordshire: 9.7 years of pay
Years of median pay needed to buy the average home in West Berkshire and West OxfordshireWest Berkshire now 8.9, West Oxfordshire now 9.7 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in West Berkshire and West OxfordshireWest Berkshire now 8.9, West Oxfordshire now 9.7 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearWest BerkshireWest Oxfordshire
20057.5 years of pay9.4 years of pay
20107.7 years of pay8.6 years of pay
20159.2 years of pay10.0 years of pay
20209.5 years of pay10.8 years of pay
20258.9 years of pay9.7 years of pay

In 2005 a home cost 7.5 years of pay in West Berkshire and 9.4 years in West Oxfordshire. In 2025 it was 8.9 years and 9.7 years.

Affordability has worsened more in West Berkshire over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

West Berkshire: 149West Oxfordshire: 143
Rents in West Berkshire and West Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. West Berkshire now 149, West Oxfordshire now 143.80100120140160201620182020202220242026Rents in West Berkshire and West Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. West Berkshire now 149, West Oxfordshire now 143.80100120140160201520202025
Show the figures
YearWest BerkshireWest Oxfordshire
2015100100
201610699
2017109105
2018111108
2019114109
2020114110
2021116113
2022119118
2023126128
2024135136
2025140140
August 2026149143

In 2015 the average rent was £899 a month in West Berkshire and £910 in West Oxfordshire. Now it is £1,338 and £1,305: up 49% in West Berkshire and up 43% in West Oxfordshire. Rents have risen faster in West Berkshire.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from West Berkshire to West Oxfordshire

Earning in West Berkshire Equivalent to buy in West Oxfordshire Equivalent to rent in West Oxfordshire
£30,000 £30,500 £31,000
£40,000 £40,500 £41,500
£50,000 £50,500 £52,000
£60,000 £60,500 £62,000

Moving from West Oxfordshire to West Berkshire

Earning in West Oxfordshire Equivalent to buy in West Berkshire Equivalent to rent in West Berkshire
£30,000 £29,500 £29,000
£40,000 £39,500 £38,500
£50,000 £49,500 £48,000
£60,000 £59,500 £58,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All West Berkshire figures · All West Oxfordshire figures