Pay vs Place

Surrey Heath vs Wokingham: buying or renting a home

A typical terraced house costs £0 (0%) more in Surrey Heath than in Wokingham. Measured against local pay, buying is harder in Surrey Heath: it takes 8.8× median annual pay, against 7.4× in Wokingham.

Surrey Heath, terraced
£385,000
Income typically needed: £77,000
Median full-time pay: £43,633
Wokingham, terraced
£385,000
Income typically needed: £77,000
Median full-time pay: £52,222

At a glance

Surrey Heath Wokingham
Buying a home Very expensive Expensive
Renting a home Very expensive Expensive
Recorded crime Low Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Wokingham (£52,222) is 20% higher than in Surrey Heath (£43,633), while a typical terraced house costs the same (£385,000 against £385,000). Set against local pay, Wokingham is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.8× annual pay in Surrey Heath and 7.4× in Wokingham. Renting one takes 40% of pay in Surrey Heath and 32% in Wokingham. Both are harder in Surrey Heath, and the gap is wider for renting.

Across all property types and measured against pay, Surrey Heath is the 27th most expensive of 316 areas to buy in, and Wokingham is the 81st most expensive of 316 areas. For renting against pay, Surrey Heath is the 69th most expensive of 316 areas and Wokingham is around the middle of 316 areas (150th most expensive).

Someone on £40,000 in Surrey Heath would need about £40,000 in Wokingham to be equally placed to buy a terraced house, and about £38,500 to be equally placed to rent one. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 51.7 crimes per 1,000 residents in Surrey Heath and 39.2 in Wokingham, so recorded crime per resident is 24% lower in Wokingham. The biggest difference is in sexual offences: 2.3 per 1,000 in Surrey Heath against 1.6 in Wokingham.

Can a typical earner buy?

Terraced house Surrey Heath Wokingham
Median full-time pay £43,633 £52,222
House price ÷ pay 8.8× 7.4×
Median pay as a share of income typically needed to buy 57% 68%
Rent a year as a share of median pay 40% 32%

Buying, by property type

Type Surrey Heath Wokingham Difference
Detached £710,000 £670,000 -6% in Wokingham
Semi-detached £471,000 £482,000 +2% in Wokingham
Terraced £385,000 £385,000 0% in Wokingham
Flat £232,500 £260,000 +12% in Wokingham

Renting, by property type

Type (average rent a month) Surrey Heath Wokingham Difference
Detached £2,243 £2,120 -5% in Wokingham
Semi-detached £1,609 £1,679 +4% in Wokingham
Terraced £1,457 £1,401 -4% in Wokingham
Flat £1,218 £1,206 -1% in Wokingham

Crime

Police recorded 51.7 crimes per 1,000 residents in Surrey Heath and 39.2 in Wokingham, so recorded crime per resident is 24% lower in Wokingham.

Police recorded crime per 1,000 residents Surrey Heath Wokingham Difference
All recorded crime (excluding fraud) 51.7 39.2 -24% in Wokingham
Violence against the person 20.3 14.9 -27% in Wokingham
Sexual offences 2.3 1.6 -28% in Wokingham
Robbery 0.3 0.4 +14% in Wokingham
Residential burglary (per 1,000 households) 3.0 2.9 -3% in Wokingham
Vehicle offences 2.5 2.2 -11% in Wokingham
Theft from the person 0.3 0.2 -32% in Wokingham
Criminal damage and arson 4.6 3.5 -25% in Wokingham

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Surrey Heath: 188Wokingham: 203
House prices in Surrey Heath and Wokingham since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Surrey Heath now 188, Wokingham now 203.10015020025020052010201520202025House prices in Surrey Heath and Wokingham since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Surrey Heath now 188, Wokingham now 203.10015020025020102020
Show the figures
YearSurrey HeathWokingham
2005100100
2006104105
2007116117
2008114115
2009102104
2010113113
2011110114
2012114115
2013119120
2014131135
2015145151
2016157168
2017159170
2018160171
2019160166
2020158171
2021170177
2022185191
2023183197
2024180195
2025184205
12 months to July 2026188203

In 2005 the average home cost £242,306 in Surrey Heath and £245,648 in Wokingham. Now it is £454,644 and £498,516: Surrey Heath is up 88% and Wokingham is up 103%. Prices have risen faster in Wokingham, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Surrey Heath: 10.2 years of payWokingham: 9.6 years of pay
Years of median pay needed to buy the average home in Surrey Heath and WokinghamSurrey Heath now 10.2, Wokingham now 9.6 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Surrey Heath and WokinghamSurrey Heath now 10.2, Wokingham now 9.6 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearSurrey HeathWokingham
20057.6 years of pay7.6 years of pay
20107.8 years of pay7.8 years of pay
201510.3 years of pay9.9 years of pay
20209.7 years of pay11.0 years of pay
202510.2 years of pay9.6 years of pay

In 2005 a home cost 7.6 years of pay in Surrey Heath and 7.6 years in Wokingham. In 2025 it was 10.2 years and 9.6 years.

Affordability has worsened more in Surrey Heath over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Surrey Heath: 142Wokingham: 139
Rents in Surrey Heath and Wokingham since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Surrey Heath now 142, Wokingham now 139.100120140160201620182020202220242026Rents in Surrey Heath and Wokingham since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Surrey Heath now 142, Wokingham now 139.100120140160201520202025
Show the figures
YearSurrey HeathWokingham
2015100100
2016102102
2017109105
2018109103
2019106104
2020106103
2021107104
2022111106
2023120112
2024133126
2025140137
August 2026142139

In 2015 the average rent was £1,056 a month in Surrey Heath and £1,057 in Wokingham. Now it is £1,503 and £1,466: up 42% in Surrey Heath and up 39% in Wokingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Surrey Heath to Wokingham

Earning in Surrey Heath Equivalent to buy in Wokingham Equivalent to rent in Wokingham
£30,000 £30,000 £29,000
£40,000 £40,000 £38,500
£50,000 £50,000 £48,000
£60,000 £60,000 £57,500

Moving from Wokingham to Surrey Heath

Earning in Wokingham Equivalent to buy in Surrey Heath Equivalent to rent in Surrey Heath
£30,000 £30,000 £31,000
£40,000 £40,000 £41,500
£50,000 £50,000 £52,000
£60,000 £60,000 £62,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Surrey Heath figures · All Wokingham figures