Pay vs Place

Surrey Heath vs Tandridge: buying or renting a home

A typical terraced house costs £45,000 (12%) more in Tandridge than in Surrey Heath. Measured against local pay, buying is harder in Tandridge: it takes 10.8× median annual pay, against 8.8× in Surrey Heath.

Surrey Heath, terraced
£385,000
Income typically needed: £77,000
Median full-time pay: £43,633
Tandridge, terraced
£430,000
Income typically needed: £86,000
Median full-time pay: £39,775

At a glance

Surrey Heath Tandridge
Buying a home Very expensive Very expensive
Renting a home Very expensive Very expensive
Recorded crime Low Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Tandridge (£39,775) is 9% lower than in Surrey Heath (£43,633), while a typical terraced house costs 12% more (£430,000 against £385,000). Set against local pay, Surrey Heath is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.8× annual pay in Surrey Heath and 10.8× in Tandridge. Renting one takes 40% of pay in Surrey Heath and 51% in Tandridge. Both are harder in Tandridge, and the gap is wider for renting.

Across all property types and measured against pay, Surrey Heath is the 27th most expensive of 316 areas to buy in, and Tandridge is the 16th most expensive of 316 areas. For renting against pay, Surrey Heath is the 69th most expensive of 316 areas and Tandridge is the 29th most expensive of 316 areas.

Someone on £40,000 in Surrey Heath would need about £44,500 in Tandridge to be equally placed to buy a terraced house, and about £46,000 to be equally placed to rent one. Keeping the same pay after a move to Tandridge would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 51.7 crimes per 1,000 residents in Surrey Heath and 53.9 in Tandridge, so recorded crime per resident is 4% higher in Tandridge. The biggest difference is in vehicle offences: 2.5 per 1,000 in Surrey Heath against 4.3 in Tandridge.

Can a typical earner buy?

Terraced house Surrey Heath Tandridge
Median full-time pay £43,633 £39,775
House price ÷ pay 8.8× 10.8×
Median pay as a share of income typically needed to buy 57% 46%
Rent a year as a share of median pay 40% 51%

Buying, by property type

Type Surrey Heath Tandridge Difference
Detached £710,000 £795,000 +12% in Tandridge
Semi-detached £471,000 £490,000 +4% in Tandridge
Terraced £385,000 £430,000 +12% in Tandridge
Flat £232,500 £275,000 +18% in Tandridge

Renting, by property type

Type (average rent a month) Surrey Heath Tandridge Difference
Detached £2,243 £2,232 -0% in Tandridge
Semi-detached £1,609 £1,743 +8% in Tandridge
Terraced £1,457 £1,678 +15% in Tandridge
Flat £1,218 £1,344 +10% in Tandridge

Crime

Police recorded 51.7 crimes per 1,000 residents in Surrey Heath and 53.9 in Tandridge, so recorded crime per resident is 4% higher in Tandridge.

Police recorded crime per 1,000 residents Surrey Heath Tandridge Difference
All recorded crime (excluding fraud) 51.7 53.9 +4% in Tandridge
Violence against the person 20.3 19.6 -3% in Tandridge
Sexual offences 2.3 1.7 -27% in Tandridge
Robbery 0.3 0.3 -17% in Tandridge
Residential burglary (per 1,000 households) 3.0 4.9 +66% in Tandridge
Vehicle offences 2.5 4.3 +75% in Tandridge
Theft from the person 0.3 0.3 +4% in Tandridge
Criminal damage and arson 4.6 6.1 +32% in Tandridge

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Surrey Heath: 188Tandridge: 187
House prices in Surrey Heath and Tandridge since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Surrey Heath now 188, Tandridge now 187.10012515017520020052010201520202025House prices in Surrey Heath and Tandridge since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Surrey Heath now 188, Tandridge now 187.10012515017520020102020
Show the figures
YearSurrey HeathTandridge
2005100100
2006104107
2007116116
2008114115
2009102105
2010113115
2011110115
2012114118
2013119119
2014131134
2015145145
2016157161
2017159168
2018160172
2019160166
2020158171
2021170183
2022185196
2023183196
2024180194
2025184190
12 months to July 2026188187

In 2005 the average home cost £242,306 in Surrey Heath and £266,557 in Tandridge. Now it is £454,644 and £498,432: Surrey Heath is up 88% and Tandridge is up 87%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Surrey Heath: 10.2 years of payTandridge: 12.7 years of pay
Years of median pay needed to buy the average home in Surrey Heath and TandridgeSurrey Heath now 10.2, Tandridge now 12.7 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Surrey Heath and TandridgeSurrey Heath now 10.2, Tandridge now 12.7 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearSurrey HeathTandridge
20057.6 years of pay–
20107.8 years of pay10.3 years of pay
201510.3 years of pay12.3 years of pay
20209.7 years of pay12.2 years of pay
202510.2 years of pay12.7 years of pay

In 2010 a home cost 7.8 years of pay in Surrey Heath and 10.3 years in Tandridge. In 2025 it was 10.2 years and 12.7 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Surrey Heath: 142Tandridge: 141
Rents in Surrey Heath and Tandridge since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Surrey Heath now 142, Tandridge now 141.100120140160201620182020202220242026Rents in Surrey Heath and Tandridge since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Surrey Heath now 142, Tandridge now 141.100120140160201520202025
Show the figures
YearSurrey HeathTandridge
2015100100
2016102103
2017109104
2018109106
2019106106
2020106107
2021107111
2022111114
2023120121
2024133127
2025140134
August 2026142141

In 2015 the average rent was £1,056 a month in Surrey Heath and £1,159 in Tandridge. Now it is £1,503 and £1,637: up 42% in Surrey Heath and up 41% in Tandridge.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Surrey Heath to Tandridge

Earning in Surrey Heath Equivalent to buy in Tandridge Equivalent to rent in Tandridge
£30,000 £33,500 £34,500
£40,000 £44,500 £46,000
£50,000 £56,000 £57,500
£60,000 £67,000 £69,000

Moving from Tandridge to Surrey Heath

Earning in Tandridge Equivalent to buy in Surrey Heath Equivalent to rent in Surrey Heath
£30,000 £27,000 £26,000
£40,000 £36,000 £34,500
£50,000 £45,000 £43,500
£60,000 £53,500 £52,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Tandridge is less reliable than most.

All Surrey Heath figures · All Tandridge figures