Stafford vs Tamworth: buying or renting a home
A typical terraced house costs £3,950 (2%) more in Tamworth than in Stafford. Measured against local pay, buying is about equally hard in both.
At a glance
| Stafford | Tamworth | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Fairly affordable |
| Recorded crime | About average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Tamworth (£38,496) is 3% lower than in Stafford (£39,726), while a typical terraced house costs 2% more (£202,500 against £198,550).
Buying a terraced house takes 5.0× annual pay in Stafford and 5.3× in Tamworth. Renting one takes 28% of pay in Stafford and 28% in Tamworth. Buying is harder in Tamworth; renting is about the same.
Across all property types and measured against pay, Stafford is the 90th least expensive of 316 areas to buy in, and Tamworth is the 93rd least expensive of 316 areas. For renting against pay, Stafford is the 73rd least expensive of 316 areas and Tamworth is the 103rd least expensive of 316 areas.
Someone on £40,000 in Stafford would need about £41,000 in Tamworth to be equally placed to buy a terraced house, and about £40,000 to be equally placed to rent one. Keeping the same pay after a move to Tamworth would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 63.7 crimes per 1,000 residents in Stafford and 67.8 in Tamworth, so recorded crime per resident is 6% higher in Tamworth. The biggest difference is in vehicle offences: 2.1 per 1,000 in Stafford against 5.6 in Tamworth.
Can a typical earner buy?
| Terraced house | Stafford | Tamworth |
|---|---|---|
| Median full-time pay | £39,726 | £38,496 |
| House price ÷ pay | 5.0× | 5.3× |
| Median pay as a share of income typically needed to buy | 100% | 95% |
| Rent a year as a share of median pay | 28% | 28% |
Buying, by property type
| Type | Stafford | Tamworth | Difference |
|---|---|---|---|
| Detached | £372,250 | £370,000 | -1% in Tamworth |
| Semi-detached | £240,000 | £244,475 | +2% in Tamworth |
| Terraced | £198,550 | £202,500 | +2% in Tamworth |
Renting, by property type
| Type (average rent a month) | Stafford | Tamworth | Difference |
|---|---|---|---|
| Detached | £1,185 | £1,241 | +5% in Tamworth |
| Semi-detached | £956 | £975 | +2% in Tamworth |
| Terraced | £913 | £914 | +0% in Tamworth |
Crime
Police recorded 63.7 crimes per 1,000 residents in Stafford and 67.8 in Tamworth, so recorded crime per resident is 6% higher in Tamworth.
| Police recorded crime per 1,000 residents | Stafford | Tamworth | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 63.7 | 67.8 | +6% in Tamworth |
| Violence against the person | 27.9 | 28.9 | +4% in Tamworth |
| Sexual offences | 3.7 | 3.2 | -13% in Tamworth |
| Robbery | 0.5 | 0.8 | +63% in Tamworth |
| Residential burglary (per 1,000 households) | 3.3 | 4.3 | +32% in Tamworth |
| Vehicle offences | 2.1 | 5.6 | +165% in Tamworth |
| Theft from the person | 0.1 | 0.3 | +80% in Tamworth |
| Criminal damage and arson | 5.5 | 4.3 | -22% in Tamworth |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Stafford | Tamworth |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 105 | 102 |
| 2007 | 112 | 106 |
| 2008 | 113 | 104 |
| 2009 | 101 | 94 |
| 2010 | 105 | 95 |
| 2011 | 106 | 94 |
| 2012 | 103 | 97 |
| 2013 | 105 | 97 |
| 2014 | 109 | 102 |
| 2015 | 113 | 108 |
| 2016 | 118 | 117 |
| 2017 | 124 | 125 |
| 2018 | 126 | 131 |
| 2019 | 130 | 134 |
| 2020 | 133 | 140 |
| 2021 | 142 | 147 |
| 2022 | 157 | 163 |
| 2023 | 160 | 166 |
| 2024 | 161 | 166 |
| 2025 | 167 | 169 |
| 12 months to July 2026 | 171 | 172 |
In 2005 the average home cost £150,451 in Stafford and £135,023 in Tamworth. Now it is £257,508 and £232,480: Stafford is up 71% and Tamworth is up 72%.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Stafford | Tamworth |
|---|---|---|
| 2005 | 6.9 years of pay | 5.7 years of pay |
| 2010 | 6.4 years of pay | 5.0 years of pay |
| 2015 | 6.1 years of pay | 6.1 years of pay |
| 2020 | 6.4 years of pay | 7.4 years of pay |
| 2025 | 6.3 years of pay | 5.9 years of pay |
In 2005 a home cost 6.9 years of pay in Stafford and 5.7 years in Tamworth. In 2025 it was 6.3 years and 5.9 years.
Affordability has worsened more in Tamworth over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Stafford | Tamworth |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 102 | 103 |
| 2017 | 104 | 107 |
| 2018 | 105 | 110 |
| 2019 | 107 | 112 |
| 2020 | 108 | 116 |
| 2021 | 112 | 120 |
| 2022 | 118 | 127 |
| 2023 | 122 | 133 |
| 2024 | 130 | 143 |
| 2025 | 142 | 152 |
| August 2026 | 152 | 154 |
In 2015 the average rent was £593 a month in Stafford and £602 in Tamworth. Now it is £901 and £925: up 52% in Stafford and up 54% in Tamworth.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Stafford to Tamworth
| Earning in Stafford | Equivalent to buy in Tamworth | Equivalent to rent in Tamworth |
|---|---|---|
| £30,000 | £30,500 | £30,000 |
| £40,000 | £41,000 | £40,000 |
| £50,000 | £51,000 | £50,000 |
| £60,000 | £61,000 | £60,000 |
Moving from Tamworth to Stafford
| Earning in Tamworth | Equivalent to buy in Stafford | Equivalent to rent in Stafford |
|---|---|---|
| £30,000 | £29,500 | £30,000 |
| £40,000 | £39,000 | £40,000 |
| £50,000 | £49,000 | £50,000 |
| £60,000 | £59,000 | £60,000 |