Pay vs Place

South Gloucestershire vs South Hams: buying or renting a home

A typical terraced house costs £25,000 (9%) more in South Gloucestershire than in South Hams. Measured against local pay, buying is about equally hard in both.

South Gloucestershire, terraced
£300,000
Income typically needed: £60,000
Median full-time pay: £40,731
South Hams, terraced
£275,000
Income typically needed: £55,000
Median full-time pay: £38,638

At a glance

South Gloucestershire South Hams
Buying a home Expensive Expensive
Renting a home Very expensive Fairly affordable
Recorded crime About average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in South Hams (£38,638) is 5% lower than in South Gloucestershire (£40,731), while a typical terraced house costs 8% less (£275,000 against £300,000).

Buying a terraced house takes 7.4× annual pay in South Gloucestershire and 7.1× in South Hams. Renting one takes 43% of pay in South Gloucestershire and 29% in South Hams. Renting is harder in South Gloucestershire; buying is about the same.

Across all property types and measured against pay, South Gloucestershire is the 124th most expensive of 316 areas to buy in, and South Hams is the 85th most expensive of 316 areas. For renting against pay, South Gloucestershire is the 58th most expensive of 316 areas and South Hams is around the middle of 316 areas (179th most expensive).

Someone on £40,000 in South Gloucestershire would need about £36,500 in South Hams to be equally placed to buy a terraced house, and about £26,000 to be equally placed to rent one. Keeping the same pay after a move to South Hams would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 73.8 crimes per 1,000 residents in South Gloucestershire and 46.3 in South Hams, so recorded crime per resident is 37% lower in South Hams. The biggest difference is in residential burglary: 6.6 per 1,000 in South Gloucestershire against 2.4 in South Hams.

Can a typical earner buy?

Terraced house South Gloucestershire South Hams
Median full-time pay £40,731 £38,638
House price ÷ pay 7.4× 7.1×
Median pay as a share of income typically needed to buy 68% 70%
Rent a year as a share of median pay 43% 29%

Buying, by property type

Type South Gloucestershire South Hams Difference
Detached £500,000 £515,000 +3% in South Hams
Semi-detached £355,000 £305,000 -14% in South Hams
Terraced £300,000 £275,000 -8% in South Hams
Flat £199,950 £210,000 +5% in South Hams

Renting, by property type

Type (average rent a month) South Gloucestershire South Hams Difference
Detached £1,978 £1,394 -30% in South Hams
Semi-detached £1,572 £1,103 -30% in South Hams
Terraced £1,467 £949 -35% in South Hams
Flat £1,156 £853 -26% in South Hams

Crime

Police recorded 73.8 crimes per 1,000 residents in South Gloucestershire and 46.3 in South Hams, so recorded crime per resident is 37% lower in South Hams.

Police recorded crime per 1,000 residents South Gloucestershire South Hams Difference
All recorded crime (excluding fraud) 73.8 46.3 -37% in South Hams
Violence against the person 30.0 21.8 -27% in South Hams
Sexual offences 3.4 2.6 -22% in South Hams
Robbery 1.0 0.2 -80% in South Hams
Residential burglary (per 1,000 households) 6.6 2.4 -64% in South Hams
Vehicle offences 3.5 1.3 -64% in South Hams
Theft from the person 0.1 0.2 +33% in South Hams
Criminal damage and arson 5.9 4.9 -17% in South Hams

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

South Gloucestershire: 204South Hams: 159
House prices in South Gloucestershire and South Hams since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. South Gloucestershire now 204, South Hams now 159.5010015020025020052010201520202025House prices in South Gloucestershire and South Hams since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. South Gloucestershire now 204, South Hams now 159.5010015020025020102020
Show the figures
YearSouth GloucestershireSouth Hams
2005100100
2006106106
2007119118
2008113112
2009100100
2010108112
2011107112
2012109111
2013112110
2014122117
2015132122
2016146126
2017155126
2018160132
2019163135
2020166140
2021176152
2022195170
2023198170
2024196168
2025202164
12 months to July 2026204159

In 2005 the average home cost £164,427 in South Gloucestershire and £228,256 in South Hams. Now it is £334,712 and £362,244: South Gloucestershire is up 104% and South Hams is up 59%. Prices have risen faster in South Gloucestershire, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

South Gloucestershire: 8.2 years of paySouth Hams: 9.7 years of pay
Years of median pay needed to buy the average home in South Gloucestershire and South HamsSouth Gloucestershire now 8.2, South Hams now 9.7 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in South Gloucestershire and South HamsSouth Gloucestershire now 8.2, South Hams now 9.7 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearSouth GloucestershireSouth Hams
20056.8 years of pay9.9 years of pay
20106.8 years of pay10.0 years of pay
20157.5 years of pay10.1 years of pay
20208.5 years of pay10.7 years of pay
20258.2 years of pay9.7 years of pay

In 2005 a home cost 6.8 years of pay in South Gloucestershire and 9.9 years in South Hams. In 2025 it was 8.2 years and 9.7 years.

Affordability has worsened more in South Gloucestershire over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

South Gloucestershire: 178South Hams: 148
Rents in South Gloucestershire and South Hams since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. South Gloucestershire now 178, South Hams now 148.100120140160180201620182020202220242026Rents in South Gloucestershire and South Hams since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. South Gloucestershire now 178, South Hams now 148.100120140160180201520202025
Show the figures
YearSouth GloucestershireSouth Hams
2015100100
2016106102
2017113104
2018116106
2019118108
2020120110
2021128114
2022137122
2023151130
2024162136
2025171142
August 2026178148

In 2015 the average rent was £822 a month in South Gloucestershire and £686 in South Hams. Now it is £1,464 and £1,012: up 78% in South Gloucestershire and up 48% in South Hams. Rents have risen faster in South Gloucestershire.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from South Gloucestershire to South Hams

Earning in South Gloucestershire Equivalent to buy in South Hams Equivalent to rent in South Hams
£30,000 £27,500 £19,500
£40,000 £36,500 £26,000
£50,000 £46,000 £32,500
£60,000 £55,000 £39,000

Moving from South Hams to South Gloucestershire

Earning in South Hams Equivalent to buy in South Gloucestershire Equivalent to rent in South Gloucestershire
£30,000 £32,500 £46,500
£40,000 £43,500 £62,000
£50,000 £54,500 £77,500
£60,000 £65,500 £93,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All South Gloucestershire figures · All South Hams figures