Pay vs Place

Portsmouth vs Southampton: buying or renting a home

A typical terraced house costs £2,500 (1%) more in Portsmouth than in Southampton. Measured against local pay, buying is about equally hard in both.

Portsmouth, terraced
£262,500
Income typically needed: £52,500
Median full-time pay: £36,022
Southampton, terraced
£260,000
Income typically needed: £52,000
Median full-time pay: £37,130

At a glance

Portsmouth Southampton
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime Above average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Southampton (£37,130) is 3% higher than in Portsmouth (£36,022), while a typical terraced house costs 1% less (£260,000 against £262,500).

Buying a terraced house takes 7.3× annual pay in Portsmouth and 7.0× in Southampton. Renting one takes 47% of pay in Portsmouth and 43% in Southampton. Renting is harder in Portsmouth; buying is about the same.

Across all property types and measured against pay, Portsmouth is around the middle of 316 areas (184th most expensive) to buy in, and Southampton is the 124th least expensive of 316 areas. For renting against pay, Portsmouth is the 44th most expensive of 316 areas and Southampton is the 79th most expensive of 316 areas.

Someone on £40,000 in Portsmouth would need about £39,500 in Southampton to be equally placed to buy a terraced house, and about £38,000 to be equally placed to rent one. Keeping the same pay after a move to Southampton would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 112.8 crimes per 1,000 residents in Portsmouth and 120.1 in Southampton, so recorded crime per resident is 6% higher in Southampton. The biggest difference is in residential burglary: 4.9 per 1,000 in Portsmouth against 9.1 in Southampton.

Can a typical earner buy?

Terraced house Portsmouth Southampton
Median full-time pay £36,022 £37,130
House price ÷ pay 7.3× 7.0×
Median pay as a share of income typically needed to buy 69% 71%
Rent a year as a share of median pay 47% 43%

Buying, by property type

Type Portsmouth Southampton Difference
Semi-detached £336,625 £300,000 -11% in Southampton
Terraced £262,500 £260,000 -1% in Southampton
Flat £169,000 £160,876 -5% in Southampton

Renting, by property type

Type (average rent a month) Portsmouth Southampton Difference
Semi-detached £1,562 £1,424 -9% in Southampton
Terraced £1,405 £1,329 -5% in Southampton
Flat £1,045 £1,000 -4% in Southampton

Crime

Police recorded 112.8 crimes per 1,000 residents in Portsmouth and 120.1 in Southampton, so recorded crime per resident is 6% higher in Southampton.

Police recorded crime per 1,000 residents Portsmouth Southampton Difference
All recorded crime (excluding fraud) 112.8 120.1 +6% in Southampton
Violence against the person 44.8 45.1 +1% in Southampton
Sexual offences 4.9 5.0 +2% in Southampton
Robbery 1.8 2.0 +13% in Southampton
Residential burglary (per 1,000 households) 4.9 9.1 +86% in Southampton
Vehicle offences 5.8 7.2 +23% in Southampton
Theft from the person 0.8 1.0 +19% in Southampton
Criminal damage and arson 8.1 9.3 +15% in Southampton

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Portsmouth: 172Southampton: 164
House prices in Portsmouth and Southampton since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Portsmouth now 172, Southampton now 164.8010012014016018020052010201520202025House prices in Portsmouth and Southampton since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Portsmouth now 172, Southampton now 164.8010012014016018020102020
Show the figures
YearPortsmouthSouthampton
2005100100
2006104102
2007113110
2008108107
20099796
2010104106
2011102103
2012103104
2013105104
2014113112
2015122121
2016130132
2017140139
2018145142
2019145141
2020148143
2021157151
2022173164
2023176166
2024171163
2025173164
12 months to July 2026172164

In 2005 the average home cost £143,878 in Portsmouth and £142,894 in Southampton. Now it is £247,436 and £233,804: Portsmouth is up 72% and Southampton is up 64%. Prices have risen faster in Portsmouth, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Portsmouth: 6.9 years of paySouthampton: 6.3 years of pay
Years of median pay needed to buy the average home in Portsmouth and SouthamptonPortsmouth now 6.9, Southampton now 6.3 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Portsmouth and SouthamptonPortsmouth now 6.9, Southampton now 6.3 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearPortsmouthSouthampton
20056.6 years of pay6.5 years of pay
20105.9 years of pay6.4 years of pay
20156.6 years of pay6.7 years of pay
20207.8 years of pay6.8 years of pay
20256.9 years of pay6.3 years of pay

In 2005 a home cost 6.6 years of pay in Portsmouth and 6.5 years in Southampton. In 2025 it was 6.9 years and 6.3 years.

Affordability has worsened more in Portsmouth over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Portsmouth: 162Southampton: 154
Rents in Portsmouth and Southampton since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Portsmouth now 162, Southampton now 154.100120140160180201620182020202220242026Rents in Portsmouth and Southampton since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Portsmouth now 162, Southampton now 154.100120140160180201520202025
Show the figures
YearPortsmouthSouthampton
2015100100
2016105105
2017110107
2018112108
2019113110
2020115111
2021117113
2022123119
2023137128
2024151140
2025158148
August 2026162154

In 2015 the average rent was £843 a month in Portsmouth and £817 in Southampton. Now it is £1,368 and £1,257: up 62% in Portsmouth and up 54% in Southampton. Rents have risen faster in Portsmouth.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Portsmouth to Southampton

Earning in Portsmouth Equivalent to buy in Southampton Equivalent to rent in Southampton
£30,000 £29,500 £28,500
£40,000 £39,500 £38,000
£50,000 £49,500 £47,500
£60,000 £59,500 £57,000

Moving from Southampton to Portsmouth

Earning in Southampton Equivalent to buy in Portsmouth Equivalent to rent in Portsmouth
£30,000 £30,500 £31,500
£40,000 £40,500 £42,500
£50,000 £50,500 £53,000
£60,000 £60,500 £63,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Portsmouth figures · All Southampton figures