Pay vs Place

Plymouth vs Torridge: buying or renting a home

A typical terraced house costs £6,750 (3%) more in Plymouth than in Torridge. Measured against local pay, buying is about equally hard in both.

Plymouth, terraced
£215,000
Income typically needed: £43,000
Median full-time pay: £35,186
Torridge, terraced
£208,250
Income typically needed: £41,500
Median full-time pay: £34,425

At a glance

Plymouth Torridge
Buying a home Fairly affordable Fairly affordable
Renting a home Expensive Fairly affordable
Recorded crime About average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Torridge (£34,425) is 2% lower than in Plymouth (£35,186), while a typical terraced house costs 3% less (£208,250 against £215,000).

Buying a terraced house takes 6.1× annual pay in Plymouth and 6.0× in Torridge. Renting one takes 36% of pay in Plymouth and 27% in Torridge. Renting is harder in Plymouth; buying is about the same.

Across all property types and measured against pay, Plymouth is the 91st least expensive of 316 areas to buy in, and Torridge is around the middle of 316 areas (151st most expensive). For renting against pay, Plymouth is around the middle of 316 areas (143rd most expensive) and Torridge is the 78th least expensive of 316 areas.

Someone on £40,000 in Plymouth would need about £38,500 in Torridge to be equally placed to buy a terraced house, and about £30,000 to be equally placed to rent one. Keeping the same pay after a move to Torridge would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 93.1 crimes per 1,000 residents in Plymouth and 55.3 in Torridge, so recorded crime per resident is 41% lower in Torridge. The biggest difference is in vehicle offences: 3.0 per 1,000 in Plymouth against 1.1 in Torridge.

Can a typical earner buy?

Terraced house Plymouth Torridge
Median full-time pay £35,186 £34,425
House price ÷ pay 6.1× 6.0×
Median pay as a share of income typically needed to buy 82% 83%
Rent a year as a share of median pay 36% 27%

Buying, by property type

Type Plymouth Torridge Difference
Detached £396,500 £375,000 -5% in Torridge
Semi-detached £263,000 £250,000 -5% in Torridge
Terraced £215,000 £208,250 -3% in Torridge

Renting, by property type

Type (average rent a month) Plymouth Torridge Difference
Detached £1,317 £1,036 -21% in Torridge
Semi-detached £1,063 £859 -19% in Torridge
Terraced £1,046 £788 -25% in Torridge

Crime

Police recorded 93.1 crimes per 1,000 residents in Plymouth and 55.3 in Torridge, so recorded crime per resident is 41% lower in Torridge.

Police recorded crime per 1,000 residents Plymouth Torridge Difference
All recorded crime (excluding fraud) 93.1 55.3 -41% in Torridge
Violence against the person 43.0 24.6 -43% in Torridge
Sexual offences 5.1 3.3 -36% in Torridge
Robbery 0.8 0.4 -49% in Torridge
Residential burglary (per 1,000 households) 4.0 2.4 -40% in Torridge
Vehicle offences 3.0 1.1 -63% in Torridge
Theft from the person 0.7 0.3 -52% in Torridge
Criminal damage and arson 8.9 5.8 -36% in Torridge

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Plymouth: 169Torridge: 155
House prices in Plymouth and Torridge since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Plymouth now 169, Torridge now 155.8010012014016018020052010201520202025House prices in Plymouth and Torridge since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Plymouth now 169, Torridge now 155.8010012014016018020102020
Show the figures
YearPlymouthTorridge
2005100100
2006106105
2007115111
2008110112
20099999
2010105106
2011102102
2012103103
2013106103
2014111107
2015116115
2016120117
2017124121
2018128127
2019129130
2020132132
2021142145
2022159168
2023160169
2024161158
2025166155
12 months to July 2026169155

In 2005 the average home cost £128,302 in Plymouth and £170,563 in Torridge. Now it is £217,021 and £264,461: Plymouth is up 69% and Torridge is up 55%. Prices have risen faster in Plymouth, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Plymouth: 6.1 years of payTorridge: 7.7 years of pay
Years of median pay needed to buy the average home in Plymouth and TorridgePlymouth now 6.1, Torridge now 7.7 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Plymouth and TorridgePlymouth now 6.1, Torridge now 7.7 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearPlymouthTorridge
20056.4 years of pay9.9 years of pay
20105.7 years of pay9.0 years of pay
20155.9 years of pay8.4 years of pay
20206.0 years of pay8.4 years of pay
20256.1 years of pay7.7 years of pay

In 2005 a home cost 6.4 years of pay in Plymouth and 9.9 years in Torridge. In 2025 it was 6.1 years and 7.7 years.

Affordability has worsened more in Plymouth over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Plymouth: 148Torridge: 143
Rents in Plymouth and Torridge since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Plymouth now 148, Torridge now 143.100120140160201620182020202220242026Rents in Plymouth and Torridge since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Plymouth now 148, Torridge now 143.100120140160201520202025
Show the figures
YearPlymouthTorridge
2015100100
2016101101
2017102101
2018104103
2019105105
2020107109
2021111113
2022116118
2023124126
2024133134
2025141140
August 2026148143

In 2015 the average rent was £678 a month in Plymouth and £551 in Torridge. Now it is £1,004 and £789: up 48% in Plymouth and up 43% in Torridge.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Plymouth to Torridge

Earning in Plymouth Equivalent to buy in Torridge Equivalent to rent in Torridge
£30,000 £29,000 £22,500
£40,000 £38,500 £30,000
£50,000 £48,500 £37,500
£60,000 £58,000 £45,000

Moving from Torridge to Plymouth

Earning in Torridge Equivalent to buy in Plymouth Equivalent to rent in Plymouth
£30,000 £31,000 £40,000
£40,000 £41,500 £53,000
£50,000 £51,500 £66,500
£60,000 £62,000 £79,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Plymouth figures · All Torridge figures