Oxford vs South Oxfordshire: buying or renting a home
A typical terraced house costs £95,000 (26%) more in Oxford than in South Oxfordshire. Measured against local pay, buying is harder in Oxford: it takes 10.6× median annual pay, against 7.5× in South Oxfordshire.
At a glance
| Oxford | South Oxfordshire | |
|---|---|---|
| Buying a home | Expensive | Expensive |
| Renting a home | Very expensive | Expensive |
| Recorded crime | Above average | Low |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in South Oxfordshire (£48,525) is 12% higher than in Oxford (£43,289), while a typical terraced house costs 21% less (£365,000 against £460,000). Set against local pay, South Oxfordshire is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 10.6× annual pay in Oxford and 7.5× in South Oxfordshire. Renting one takes 56% of pay in Oxford and 33% in South Oxfordshire. Both are harder in Oxford, and the gap is wider for renting.
Across all property types and measured against pay, Oxford is the 43rd most expensive of 316 areas to buy in, and South Oxfordshire is the 77th most expensive of 316 areas. For renting against pay, Oxford is the 18th most expensive of 316 areas and South Oxfordshire is around the middle of 316 areas (135th most expensive).
Someone on £40,000 in Oxford would need about £31,500 in South Oxfordshire to be equally placed to buy a terraced house, and about £26,500 to be equally placed to rent one. Keeping the same pay after a move to South Oxfordshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 96.3 crimes per 1,000 residents in Oxford and 40.6 in South Oxfordshire, so recorded crime per resident is 58% lower in South Oxfordshire. The biggest difference is in residential burglary: 5.7 per 1,000 in Oxford against 2.6 in South Oxfordshire.
Can a typical earner buy?
| Terraced house | Oxford | South Oxfordshire |
|---|---|---|
| Median full-time pay | £43,289 | £48,525 |
| House price ÷ pay | 10.6× | 7.5× |
| Median pay as a share of income typically needed to buy | 47% | 66% |
| Rent a year as a share of median pay | 56% | 33% |
Buying, by property type
| Type | Oxford | South Oxfordshire | Difference |
|---|---|---|---|
| Detached | £922,500 | £685,000 | -26% in South Oxfordshire |
| Semi-detached | £479,500 | £420,250 | -12% in South Oxfordshire |
| Terraced | £460,000 | £365,000 | -21% in South Oxfordshire |
| Flat | £335,000 | £255,000 | -24% in South Oxfordshire |
Renting, by property type
| Type (average rent a month) | Oxford | South Oxfordshire | Difference |
|---|---|---|---|
| Detached | £2,593 | £2,026 | -22% in South Oxfordshire |
| Semi-detached | £2,188 | £1,553 | -29% in South Oxfordshire |
| Terraced | £2,022 | £1,330 | -34% in South Oxfordshire |
| Flat | £1,557 | £1,171 | -25% in South Oxfordshire |
Crime
Police recorded 96.3 crimes per 1,000 residents in Oxford and 40.6 in South Oxfordshire, so recorded crime per resident is 58% lower in South Oxfordshire.
| Police recorded crime per 1,000 residents | Oxford | South Oxfordshire | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 96.3 | 40.6 | -58% in South Oxfordshire |
| Violence against the person | 30.7 | 16.4 | -47% in South Oxfordshire |
| Sexual offences | 3.9 | 1.9 | -50% in South Oxfordshire |
| Robbery | 1.3 | 0.3 | -74% in South Oxfordshire |
| Residential burglary (per 1,000 households) | 5.7 | 2.6 | -55% in South Oxfordshire |
| Vehicle offences | 4.3 | 2.1 | -50% in South Oxfordshire |
| Theft from the person | 2.1 | 0.2 | -90% in South Oxfordshire |
| Criminal damage and arson | 6.6 | 3.9 | -41% in South Oxfordshire |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Oxford | South Oxfordshire |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 107 | 107 |
| 2007 | 118 | 120 |
| 2008 | 117 | 116 |
| 2009 | 105 | 107 |
| 2010 | 121 | 119 |
| 2011 | 119 | 119 |
| 2012 | 127 | 121 |
| 2013 | 131 | 127 |
| 2014 | 146 | 135 |
| 2015 | 164 | 147 |
| 2016 | 176 | 158 |
| 2017 | 180 | 164 |
| 2018 | 178 | 165 |
| 2019 | 178 | 166 |
| 2020 | 180 | 174 |
| 2021 | 187 | 182 |
| 2022 | 197 | 195 |
| 2023 | 197 | 195 |
| 2024 | 201 | 193 |
| 2025 | 199 | 197 |
| 12 months to July 2026 | 200 | 199 |
In 2005 the average home cost £241,793 in Oxford and £235,703 in South Oxfordshire. Now it is £483,054 and £470,058: Oxford is up 100% and South Oxfordshire is up 99%.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Oxford | South Oxfordshire |
|---|---|---|
| 2005 | 10.4 years of pay | 8.4 years of pay |
| 2010 | 11.0 years of pay | 8.9 years of pay |
| 2015 | 13.0 years of pay | 10.9 years of pay |
| 2020 | 12.8 years of pay | 10.6 years of pay |
| 2025 | 11.1 years of pay | 9.6 years of pay |
In 2005 a home cost 10.4 years of pay in Oxford and 8.4 years in South Oxfordshire. In 2025 it was 11.1 years and 9.6 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Oxford | South Oxfordshire |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 105 |
| 2017 | 108 | 110 |
| 2018 | 111 | 110 |
| 2019 | 113 | 109 |
| 2020 | 116 | 113 |
| 2021 | 116 | 114 |
| 2022 | 121 | 119 |
| 2023 | 127 | 123 |
| 2024 | 135 | 133 |
| 2025 | 148 | 141 |
| August 2026 | 156 | 145 |
In 2015 the average rent was £1,260 a month in Oxford and £967 in South Oxfordshire. Now it is £1,963 and £1,402: up 56% in Oxford and up 45% in South Oxfordshire. Rents have risen faster in Oxford.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Oxford to South Oxfordshire
| Earning in Oxford | Equivalent to buy in South Oxfordshire | Equivalent to rent in South Oxfordshire |
|---|---|---|
| £30,000 | £24,000 | £19,500 |
| £40,000 | £31,500 | £26,500 |
| £50,000 | £39,500 | £33,000 |
| £60,000 | £47,500 | £39,500 |
Moving from South Oxfordshire to Oxford
| Earning in South Oxfordshire | Equivalent to buy in Oxford | Equivalent to rent in Oxford |
|---|---|---|
| £30,000 | £38,000 | £45,500 |
| £40,000 | £50,500 | £61,000 |
| £50,000 | £63,000 | £76,000 |
| £60,000 | £75,500 | £91,000 |