Pay vs Place

North Hertfordshire vs Welwyn Hatfield: buying or renting a home

A typical terraced house costs £42,500 (11%) more in Welwyn Hatfield than in North Hertfordshire. Measured against local pay, buying is harder in Welwyn Hatfield: it takes 9.1× median annual pay, against 7.5× in North Hertfordshire.

North Hertfordshire, terraced
£370,000
Income typically needed: £74,000
Median full-time pay: £49,224
Welwyn Hatfield, terraced
£412,500
Income typically needed: £82,500
Median full-time pay: £45,145

At a glance

North Hertfordshire Welwyn Hatfield
Buying a home Expensive Expensive
Renting a home Expensive Very expensive
Recorded crime Low About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Welwyn Hatfield (£45,145) is 8% lower than in North Hertfordshire (£49,224), while a typical terraced house costs 11% more (£412,500 against £370,000). Set against local pay, North Hertfordshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.5× annual pay in North Hertfordshire and 9.1× in Welwyn Hatfield. Renting one takes 34% of pay in North Hertfordshire and 41% in Welwyn Hatfield. Both are harder in Welwyn Hatfield, and the gap is wider for buying.

Across all property types and measured against pay, North Hertfordshire is the 116th most expensive of 316 areas to buy in, and Welwyn Hatfield is the 70th most expensive of 316 areas. For renting against pay, North Hertfordshire is around the middle of 316 areas (130th most expensive) and Welwyn Hatfield is the 83rd most expensive of 316 areas.

Someone on £40,000 in North Hertfordshire would need about £44,500 in Welwyn Hatfield to be equally placed to buy a terraced house, and about £44,500 to be equally placed to rent one. Keeping the same pay after a move to Welwyn Hatfield would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 49.5 crimes per 1,000 residents in North Hertfordshire and 77.7 in Welwyn Hatfield, so recorded crime per resident is 57% higher in Welwyn Hatfield. The biggest difference is in vehicle offences: 2.9 per 1,000 in North Hertfordshire against 5.3 in Welwyn Hatfield.

Can a typical earner buy?

Terraced house North Hertfordshire Welwyn Hatfield
Median full-time pay £49,224 £45,145
House price ÷ pay 7.5× 9.1×
Median pay as a share of income typically needed to buy 67% 55%
Rent a year as a share of median pay 34% 41%

Buying, by property type

Type North Hertfordshire Welwyn Hatfield Difference
Detached £694,000 £793,500 +14% in Welwyn Hatfield
Semi-detached £499,975 £531,250 +6% in Welwyn Hatfield
Terraced £370,000 £412,500 +11% in Welwyn Hatfield
Flat £222,750 £245,000 +10% in Welwyn Hatfield

Renting, by property type

Type (average rent a month) North Hertfordshire Welwyn Hatfield Difference
Detached £1,939 £1,922 -1% in Welwyn Hatfield
Semi-detached £1,550 £1,669 +8% in Welwyn Hatfield
Terraced £1,379 £1,527 +11% in Welwyn Hatfield
Flat £1,158 £1,198 +3% in Welwyn Hatfield

Crime

Police recorded 49.5 crimes per 1,000 residents in North Hertfordshire and 77.7 in Welwyn Hatfield, so recorded crime per resident is 57% higher in Welwyn Hatfield.

Police recorded crime per 1,000 residents North Hertfordshire Welwyn Hatfield Difference
All recorded crime (excluding fraud) 49.5 77.7 +57% in Welwyn Hatfield
Violence against the person 20.7 30.6 +48% in Welwyn Hatfield
Sexual offences 2.4 3.1 +32% in Welwyn Hatfield
Robbery 0.4 1.2 +205% in Welwyn Hatfield
Residential burglary (per 1,000 households) 4.3 7.6 +76% in Welwyn Hatfield
Vehicle offences 2.9 5.3 +84% in Welwyn Hatfield
Theft from the person 0.3 1.1 +209% in Welwyn Hatfield
Criminal damage and arson 4.9 6.0 +23% in Welwyn Hatfield

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

North Hertfordshire: 203Welwyn Hatfield: 196
House prices in North Hertfordshire and Welwyn Hatfield since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. North Hertfordshire now 203, Welwyn Hatfield now 196.10015020025020052010201520202025House prices in North Hertfordshire and Welwyn Hatfield since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. North Hertfordshire now 203, Welwyn Hatfield now 196.10015020025020102020
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YearNorth HertfordshireWelwyn Hatfield
2005100100
2006107104
2007114112
2008112111
2009103102
2010112114
2011112114
2012115116
2013116119
2014130131
2015145146
2016164168
2017171174
2018178177
2019171177
2020175179
2021182186
2022193200
2023196197
2024194193
2025201193
12 months to July 2026203196

In 2005 the average home cost £204,727 in North Hertfordshire and £226,726 in Welwyn Hatfield. Now it is £416,551 and £444,673: North Hertfordshire is up 103% and Welwyn Hatfield is up 96%. Prices have risen faster in North Hertfordshire, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

North Hertfordshire: 8.4 years of payWelwyn Hatfield: 9.7 years of pay
Years of median pay needed to buy the average home in North Hertfordshire and Welwyn HatfieldNorth Hertfordshire now 8.4, Welwyn Hatfield now 9.7 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in North Hertfordshire and Welwyn HatfieldNorth Hertfordshire now 8.4, Welwyn Hatfield now 9.7 years of pay.0×5×10×15×20052010201520202025
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YearNorth HertfordshireWelwyn Hatfield
20057.8 years of pay8.9 years of pay
20107.4 years of pay8.4 years of pay
20158.6 years of pay11.0 years of pay
20209.0 years of pay11.9 years of pay
20258.4 years of pay9.7 years of pay

In 2005 a home cost 7.8 years of pay in North Hertfordshire and 8.9 years in Welwyn Hatfield. In 2025 it was 8.4 years and 9.7 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

North Hertfordshire: 171Welwyn Hatfield: 149
Rents in North Hertfordshire and Welwyn Hatfield since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. North Hertfordshire now 171, Welwyn Hatfield now 149.100120140160180201620182020202220242026Rents in North Hertfordshire and Welwyn Hatfield since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. North Hertfordshire now 171, Welwyn Hatfield now 149.100120140160180201520202025
Show the figures
YearNorth HertfordshireWelwyn Hatfield
2015100100
2016106104
2017115108
2018117109
2019118111
2020118111
2021122113
2022132117
2023139124
2024154132
2025162142
August 2026171149

In 2015 the average rent was £838 a month in North Hertfordshire and £1,018 in Welwyn Hatfield. Now it is £1,434 and £1,512: up 71% in North Hertfordshire and up 49% in Welwyn Hatfield. Rents have risen faster in North Hertfordshire.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from North Hertfordshire to Welwyn Hatfield

Earning in North Hertfordshire Equivalent to buy in Welwyn Hatfield Equivalent to rent in Welwyn Hatfield
£30,000 £33,500 £33,000
£40,000 £44,500 £44,500
£50,000 £55,500 £55,500
£60,000 £67,000 £66,500

Moving from Welwyn Hatfield to North Hertfordshire

Earning in Welwyn Hatfield Equivalent to buy in North Hertfordshire Equivalent to rent in North Hertfordshire
£30,000 £27,000 £27,000
£40,000 £36,000 £36,000
£50,000 £45,000 £45,000
£60,000 £54,000 £54,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All North Hertfordshire figures · All Welwyn Hatfield figures