Pay vs Place

Newcastle upon Tyne vs York: buying or renting a home

A typical terraced house costs £90,000 (49%) more in York than in Newcastle upon Tyne. Measured against local pay, buying is harder in York: it takes 6.8× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
York, terraced
£275,000
Income typically needed: £55,000
Median full-time pay: £40,496

At a glance

Newcastle upon Tyne York
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Expensive
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in York (£40,496) is 14% higher than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 49% more (£275,000 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 6.8× in York. Renting one takes 44% of pay in Newcastle upon Tyne and 35% in York. The two measures point different ways: buying is harder in York, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and York is around the middle of 316 areas (170th most expensive). For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and York is the 126th most expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £59,500 in York to be equally placed to buy a terraced house, and about £37,000 to be equally placed to rent one. Keeping the same pay after a move to York would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 65.7 in York, so recorded crime per resident is 39% lower in York. The biggest difference is in vehicle offences: 5.9 per 1,000 in Newcastle upon Tyne against 2.4 in York.

Can a typical earner buy?

Terraced house Newcastle upon Tyne York
Median full-time pay £35,446 £40,496
House price ÷ pay 5.2× 6.8×
Median pay as a share of income typically needed to buy 96% 74%
Rent a year as a share of median pay 44% 35%

Buying, by property type

Type Newcastle upon Tyne York Difference
Detached £357,000 £435,000 +22% in York
Semi-detached £215,000 £304,500 +42% in York
Terraced £185,000 £275,000 +49% in York
Flat £155,000 £192,000 +24% in York

Renting, by property type

Type (average rent a month) Newcastle upon Tyne York Difference
Detached £1,697 £1,561 -8% in York
Semi-detached £1,263 £1,287 +2% in York
Terraced £1,293 £1,191 -8% in York
Flat £993 £1,010 +2% in York

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 65.7 in York, so recorded crime per resident is 39% lower in York.

Police recorded crime per 1,000 residents Newcastle upon Tyne York Difference
All recorded crime (excluding fraud) 107.4 65.7 -39% in York
Violence against the person 36.6 24.3 -34% in York
Sexual offences 4.5 3.0 -33% in York
Robbery 2.3 0.9 -59% in York
Residential burglary (per 1,000 households) 9.0 4.1 -54% in York
Vehicle offences 5.9 2.4 -59% in York
Theft from the person 1.4 0.4 -71% in York
Criminal damage and arson 10.3 6.5 -37% in York

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148York: 183
House prices in Newcastle upon Tyne and York since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, York now 183.7510012515017520020052010201520202025House prices in Newcastle upon Tyne and York since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, York now 183.7510012515017520020102020
Show the figures
YearNewcastle upon TyneYork
2005100100
2006108105
2007115115
2008110109
200999101
2010103107
201198107
201298109
201398111
2014101119
2015108127
2016111135
2017112141
2018114144
2019114148
2020115151
2021123165
2022132180
2023134182
2024137184
2025145181
12 months to July 2026148183

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £168,002 in York. Now it is £204,282 and £307,747: Newcastle upon Tyne is up 48% and York is up 83%. Prices have risen faster in York, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payYork: 7.5 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and YorkNewcastle upon Tyne now 5.6, York now 7.5 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and YorkNewcastle upon Tyne now 5.6, York now 7.5 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearNewcastle upon TyneYork
20056.6 years of pay7.0 years of pay
20106.4 years of pay7.3 years of pay
20155.6 years of pay8.4 years of pay
20205.5 years of pay8.4 years of pay
20255.6 years of pay7.5 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 7.0 years in York. In 2025 it was 5.6 years and 7.5 years.

Affordability has worsened more in York over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176York: 153
Rents in Newcastle upon Tyne and York since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, York now 153.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and York since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, York now 153.100120140160180201520202025
Show the figures
YearNewcastle upon TyneYork
2015100100
2016106104
2017113106
2018112108
2019113112
2020117110
2021123113
2022127117
2023137126
2024143139
2025160143
August 2026176153

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £786 in York. Now it is £1,215 and £1,199: up 76% in Newcastle upon Tyne and up 53% in York. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to York

Earning in Newcastle upon Tyne Equivalent to buy in York Equivalent to rent in York
£30,000 £44,500 £27,500
£40,000 £59,500 £37,000
£50,000 £74,500 £46,000
£60,000 £89,000 £55,500

Moving from York to Newcastle upon Tyne

Earning in York Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £20,000 £32,500
£40,000 £27,000 £43,500
£50,000 £33,500 £54,500
£60,000 £40,500 £65,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All York figures