Pay vs Place

Newcastle upon Tyne vs West Northamptonshire: buying or renting a home

A typical terraced house costs £53,750 (29%) more in West Northamptonshire than in Newcastle upon Tyne. Measured against local pay, buying is harder in West Northamptonshire: it takes 6.3× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
West Northamptonshire, terraced
£238,750
Income typically needed: £48,000
Median full-time pay: £38,000

At a glance

Newcastle upon Tyne West Northamptonshire
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Expensive
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in West Northamptonshire (£38,000) is 7% higher than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 29% more (£238,750 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 6.3× in West Northamptonshire. Renting one takes 44% of pay in Newcastle upon Tyne and 34% in West Northamptonshire. The two measures point different ways: buying is harder in West Northamptonshire, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and West Northamptonshire is around the middle of 316 areas (154th most expensive). For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and West Northamptonshire is around the middle of 316 areas (144th most expensive).

Someone on £40,000 in Newcastle upon Tyne would need about £51,500 in West Northamptonshire to be equally placed to buy a terraced house, and about £33,000 to be equally placed to rent one. Keeping the same pay after a move to West Northamptonshire would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 71.0 in West Northamptonshire, so recorded crime per resident is 34% lower in West Northamptonshire. The biggest difference is in criminal damage and arson: 10.3 per 1,000 in Newcastle upon Tyne against 5.4 in West Northamptonshire.

Can a typical earner buy?

Terraced house Newcastle upon Tyne West Northamptonshire
Median full-time pay £35,446 £38,000
House price ÷ pay 5.2× 6.3×
Median pay as a share of income typically needed to buy 96% 80%
Rent a year as a share of median pay 44% 34%

Buying, by property type

Type Newcastle upon Tyne West Northamptonshire Difference
Detached £357,000 £425,000 +19% in West Northamptonshire
Semi-detached £215,000 £281,000 +31% in West Northamptonshire
Terraced £185,000 £238,750 +29% in West Northamptonshire
Flat £155,000 £146,000 -6% in West Northamptonshire

Renting, by property type

Type (average rent a month) Newcastle upon Tyne West Northamptonshire Difference
Detached £1,697 £1,470 -13% in West Northamptonshire
Semi-detached £1,263 £1,107 -12% in West Northamptonshire
Terraced £1,293 £1,063 -18% in West Northamptonshire
Flat £993 £858 -14% in West Northamptonshire

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 71.0 in West Northamptonshire, so recorded crime per resident is 34% lower in West Northamptonshire.

Police recorded crime per 1,000 residents Newcastle upon Tyne West Northamptonshire Difference
All recorded crime (excluding fraud) 107.4 71.0 -34% in West Northamptonshire
Violence against the person 36.6 27.4 -25% in West Northamptonshire
Sexual offences 4.5 3.8 -16% in West Northamptonshire
Robbery 2.3 1.5 -32% in West Northamptonshire
Residential burglary (per 1,000 households) 9.0 6.3 -30% in West Northamptonshire
Vehicle offences 5.9 4.7 -21% in West Northamptonshire
Theft from the person 1.4 0.3 -76% in West Northamptonshire
Criminal damage and arson 10.3 5.4 -48% in West Northamptonshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148West Northamptonshire: 179
House prices in Newcastle upon Tyne and West Northamptonshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, West Northamptonshire now 179.7510012515017520020052010201520202025House prices in Newcastle upon Tyne and West Northamptonshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, West Northamptonshire now 179.7510012515017520020102020
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YearNewcastle upon TyneWest Northamptonshire
2005100100
2006108104
2007115112
2008110107
20099994
2010103101
201198100
201298101
201398104
2014101113
2015108121
2016111132
2017112142
2018114148
2019114147
2020115149
2021123158
2022132173
2023134174
2024137172
2025145178
12 months to July 2026148179

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £162,574 in West Northamptonshire. Now it is £204,282 and £291,495: Newcastle upon Tyne is up 48% and West Northamptonshire is up 79%. Prices have risen faster in West Northamptonshire, so the gap between the two has widened.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176West Northamptonshire: 160
Rents in Newcastle upon Tyne and West Northamptonshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, West Northamptonshire now 160.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and West Northamptonshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, West Northamptonshire now 160.100120140160180201520202025
Show the figures
YearNewcastle upon TyneWest Northamptonshire
2015100100
2016106105
2017113111
2018112115
2019113118
2020117120
2021123123
2022127128
2023137135
2024143144
2025160154
August 2026176160

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £678 in West Northamptonshire. Now it is £1,215 and £1,084: up 76% in Newcastle upon Tyne and up 60% in West Northamptonshire. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to West Northamptonshire

Earning in Newcastle upon Tyne Equivalent to buy in West Northamptonshire Equivalent to rent in West Northamptonshire
£30,000 £38,500 £24,500
£40,000 £51,500 £33,000
£50,000 £64,500 £41,000
£60,000 £77,500 £49,500

Moving from West Northamptonshire to Newcastle upon Tyne

Earning in West Northamptonshire Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £23,000 £36,500
£40,000 £31,000 £48,500
£50,000 £38,500 £61,000
£60,000 £46,500 £73,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All West Northamptonshire figures