Pay vs Place

Newcastle upon Tyne vs Torfaen: buying or renting a home

A typical terraced house costs £21,000 (13%) more in Newcastle upon Tyne than in Torfaen. Measured against local pay, buying is harder in Newcastle upon Tyne: it takes 5.2× median annual pay, against 4.2× in Torfaen.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Torfaen, terraced
£164,000
Income typically needed: £33,000
Median full-time pay: £39,170

At a glance

Newcastle upon Tyne Torfaen
Buying a home Fairly affordable Affordable
Renting a home Very expensive Fairly affordable
Recorded crime Above average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Torfaen (£39,170) is 11% higher than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 11% less (£164,000 against £185,000). Set against local pay, Torfaen is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 4.2× in Torfaen. Renting one takes 44% of pay in Newcastle upon Tyne and 25% in Torfaen. Both are harder in Newcastle upon Tyne, and the gap is wider for renting.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Torfaen is the 22nd least expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Torfaen is the 58th least expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £35,500 in Torfaen to be equally placed to buy a terraced house, and about £25,500 to be equally placed to rent one. Keeping the same pay after a move to Torfaen would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 102.5 in Torfaen, so recorded crime per resident is 5% lower in Torfaen. The biggest difference is in vehicle offences: 5.9 per 1,000 in Newcastle upon Tyne against 3.8 in Torfaen.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Torfaen
Median full-time pay £35,446 £39,170
House price ÷ pay 5.2× 4.2×
Median pay as a share of income typically needed to buy 96% 119%
Rent a year as a share of median pay 44% 25%

Buying, by property type

Type Newcastle upon Tyne Torfaen Difference
Detached £357,000 £340,000 -5% in Torfaen
Semi-detached £215,000 £212,000 -1% in Torfaen
Terraced £185,000 £164,000 -11% in Torfaen

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Torfaen Difference
Detached £1,697 £1,147 -32% in Torfaen
Semi-detached £1,263 £913 -28% in Torfaen
Terraced £1,293 £827 -36% in Torfaen

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 102.5 in Torfaen, so recorded crime per resident is 5% lower in Torfaen.

Police recorded crime per 1,000 residents Newcastle upon Tyne Torfaen Difference
All recorded crime (excluding fraud) 107.4 102.5 -5% in Torfaen
Violence against the person 36.6 40.8 +11% in Torfaen
Sexual offences 4.5 4.1 -8% in Torfaen
Robbery 2.3 0.7 -69% in Torfaen
Residential burglary (per 1,000 households) 9.0 7.1 -22% in Torfaen
Vehicle offences 5.9 3.8 -35% in Torfaen
Theft from the person 1.4 0.2 -82% in Torfaen
Criminal damage and arson 10.3 12.9 +25% in Torfaen

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Torfaen: 179
House prices in Newcastle upon Tyne and Torfaen since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Torfaen now 179.7510012515017520020052010201520202025House prices in Newcastle upon Tyne and Torfaen since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Torfaen now 179.7510012515017520020102020
Show the figures
YearNewcastle upon TyneTorfaen
2005100100
2006108108
2007115116
2008110110
200999101
2010103102
201198102
201298101
201398102
2014101105
2015108107
2016111112
2017112114
2018114125
2019114131
2020115137
2021123151
2022132166
2023134170
2024137172
2025145176
12 months to July 2026148179

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £111,176 in Torfaen. Now it is £204,282 and £199,532: Newcastle upon Tyne is up 48% and Torfaen is up 79%. Prices have risen faster in Torfaen, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payTorfaen: 5.0 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and TorfaenNewcastle upon Tyne now 5.6, Torfaen now 5.0 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and TorfaenNewcastle upon Tyne now 5.6, Torfaen now 5.0 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNewcastle upon TyneTorfaen
20056.6 years of pay4.8 years of pay
20106.4 years of pay4.8 years of pay
20155.6 years of pay4.7 years of pay
20205.5 years of pay5.2 years of pay
20255.6 years of pay5.0 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 4.8 years in Torfaen. In 2025 it was 5.6 years and 5.0 years.

Affordability has worsened more in Torfaen over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Torfaen: 161
Rents in Newcastle upon Tyne and Torfaen since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Torfaen now 161.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Torfaen since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Torfaen now 161.100120140160180201520202025
Show the figures
YearNewcastle upon TyneTorfaen
2015100100
2016106101
2017113100
2018112102
2019113105
2020117107
2021123108
2022127115
2023137133
2024143145
2025160157
August 2026176161

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £535 in Torfaen. Now it is £1,215 and £862: up 76% in Newcastle upon Tyne and up 61% in Torfaen. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Torfaen

Earning in Newcastle upon Tyne Equivalent to buy in Torfaen Equivalent to rent in Torfaen
£30,000 £26,500 £19,000
£40,000 £35,500 £25,500
£50,000 £44,500 £32,000
£60,000 £53,000 £38,500

Moving from Torfaen to Newcastle upon Tyne

Earning in Torfaen Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £34,000 £47,000
£40,000 £45,000 £62,500
£50,000 £56,500 £78,000
£60,000 £67,500 £94,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Torfaen figures