Pay vs Place

Newcastle upon Tyne vs Torbay: buying or renting a home

A typical terraced house costs £35,000 (19%) more in Torbay than in Newcastle upon Tyne. Measured against local pay, buying is harder in Torbay: it takes 6.6× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Torbay, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £33,493

At a glance

Newcastle upon Tyne Torbay
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Torbay (£33,493) is 6% lower than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 19% more (£220,000 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 6.6× in Torbay. Renting one takes 44% of pay in Newcastle upon Tyne and 34% in Torbay. The two measures point different ways: buying is harder in Torbay, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Torbay is around the middle of 316 areas (178th most expensive). For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Torbay is around the middle of 316 areas (157th most expensive).

Someone on £40,000 in Newcastle upon Tyne would need about £47,500 in Torbay to be equally placed to buy a terraced house, and about £29,000 to be equally placed to rent one. Keeping the same pay after a move to Torbay would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 93.4 in Torbay, so recorded crime per resident is 13% lower in Torbay. The biggest difference is in residential burglary: 9.0 per 1,000 in Newcastle upon Tyne against 3.9 in Torbay.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Torbay
Median full-time pay £35,446 £33,493
House price ÷ pay 5.2× 6.6×
Median pay as a share of income typically needed to buy 96% 76%
Rent a year as a share of median pay 44% 34%

Buying, by property type

Type Newcastle upon Tyne Torbay Difference
Detached £357,000 £385,000 +8% in Torbay
Semi-detached £215,000 £271,500 +26% in Torbay
Terraced £185,000 £220,000 +19% in Torbay
Flat £155,000 £142,500 -8% in Torbay

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Torbay Difference
Detached £1,697 £1,216 -28% in Torbay
Semi-detached £1,263 £995 -21% in Torbay
Terraced £1,293 £938 -27% in Torbay
Flat £993 £713 -28% in Torbay

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 93.4 in Torbay, so recorded crime per resident is 13% lower in Torbay.

Police recorded crime per 1,000 residents Newcastle upon Tyne Torbay Difference
All recorded crime (excluding fraud) 107.4 93.4 -13% in Torbay
Violence against the person 36.6 44.1 +20% in Torbay
Sexual offences 4.5 4.5 -1% in Torbay
Robbery 2.3 0.7 -70% in Torbay
Residential burglary (per 1,000 households) 9.0 3.9 -56% in Torbay
Vehicle offences 5.9 2.7 -55% in Torbay
Theft from the person 1.4 0.8 -42% in Torbay
Criminal damage and arson 10.3 9.2 -11% in Torbay

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Torbay: 151
House prices in Newcastle upon Tyne and Torbay since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Torbay now 151.8010012014016018020052010201520202025House prices in Newcastle upon Tyne and Torbay since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Torbay now 151.8010012014016018020102020
Show the figures
YearNewcastle upon TyneTorbay
2005100100
2006108105
2007115112
2008110109
20099997
2010103102
20119899
20129899
201398100
2014101104
2015108109
2016111115
2017112120
2018114124
2019114124
2020115128
2021123142
2022132162
2023134163
2024137157
2025145153
12 months to July 2026148151

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £149,306 in Torbay. Now it is £204,282 and £225,769: Newcastle upon Tyne is up 48% and Torbay is up 51%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payTorbay: 6.8 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and TorbayNewcastle upon Tyne now 5.6, Torbay now 6.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and TorbayNewcastle upon Tyne now 5.6, Torbay now 6.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNewcastle upon TyneTorbay
20056.6 years of pay8.0 years of pay
20106.4 years of pay7.8 years of pay
20155.6 years of pay7.3 years of pay
20205.5 years of pay7.1 years of pay
20255.6 years of pay6.8 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 8.0 years in Torbay. In 2025 it was 5.6 years and 6.8 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Torbay: 140
Rents in Newcastle upon Tyne and Torbay since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Torbay now 140.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Torbay since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Torbay now 140.100120140160180201520202025
Show the figures
YearNewcastle upon TyneTorbay
2015100100
2016106100
2017113102
2018112104
2019113106
2020117109
2021123113
2022127118
2023137122
2024143127
2025160133
August 2026176140

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £657 in Torbay. Now it is £1,215 and £920: up 76% in Newcastle upon Tyne and up 40% in Torbay. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Torbay

Earning in Newcastle upon Tyne Equivalent to buy in Torbay Equivalent to rent in Torbay
£30,000 £35,500 £22,000
£40,000 £47,500 £29,000
£50,000 £59,500 £36,500
£60,000 £71,500 £43,500

Moving from Torbay to Newcastle upon Tyne

Earning in Torbay Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £25,000 £41,500
£40,000 £33,500 £55,000
£50,000 £42,000 £69,000
£60,000 £50,500 £82,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Torbay figures