Pay vs Place

Newcastle upon Tyne vs Test Valley: buying or renting a home

A typical terraced house costs £110,000 (59%) more in Test Valley than in Newcastle upon Tyne. Measured against local pay, buying is harder in Test Valley: it takes 7.3× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Test Valley, terraced
£295,000
Income typically needed: £59,000
Median full-time pay: £40,576

At a glance

Newcastle upon Tyne Test Valley
Buying a home Fairly affordable Expensive
Renting a home Very expensive Expensive
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Test Valley (£40,576) is 14% higher than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 59% more (£295,000 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 7.3× in Test Valley. Renting one takes 44% of pay in Newcastle upon Tyne and 37% in Test Valley. The two measures point different ways: buying is harder in Test Valley, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Test Valley is the 96th most expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Test Valley is the 115th most expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £64,000 in Test Valley to be equally placed to buy a terraced house, and about £39,000 to be equally placed to rent one. Keeping the same pay after a move to Test Valley would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 52.2 in Test Valley, so recorded crime per resident is 51% lower in Test Valley. The biggest difference is in criminal damage and arson: 10.3 per 1,000 in Newcastle upon Tyne against 4.4 in Test Valley.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Test Valley
Median full-time pay £35,446 £40,576
House price ÷ pay 5.2× 7.3×
Median pay as a share of income typically needed to buy 96% 69%
Rent a year as a share of median pay 44% 37%

Buying, by property type

Type Newcastle upon Tyne Test Valley Difference
Detached £357,000 £564,500 +58% in Test Valley
Semi-detached £215,000 £355,000 +65% in Test Valley
Terraced £185,000 £295,000 +59% in Test Valley
Flat £155,000 £190,000 +23% in Test Valley

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Test Valley Difference
Detached £1,697 £1,739 +2% in Test Valley
Semi-detached £1,263 £1,369 +8% in Test Valley
Terraced £1,293 £1,257 -3% in Test Valley
Flat £993 £985 -1% in Test Valley

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 52.2 in Test Valley, so recorded crime per resident is 51% lower in Test Valley.

Police recorded crime per 1,000 residents Newcastle upon Tyne Test Valley Difference
All recorded crime (excluding fraud) 107.4 52.2 -51% in Test Valley
Violence against the person 36.6 21.7 -41% in Test Valley
Sexual offences 4.5 2.4 -47% in Test Valley
Robbery 2.3 0.4 -82% in Test Valley
Residential burglary (per 1,000 households) 9.0 4.6 -49% in Test Valley
Vehicle offences 5.9 2.8 -53% in Test Valley
Theft from the person 1.4 0.1 -89% in Test Valley
Criminal damage and arson 10.3 4.4 -58% in Test Valley

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Test Valley: 185
House prices in Newcastle upon Tyne and Test Valley since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Test Valley now 185.7510012515017520020052010201520202025House prices in Newcastle upon Tyne and Test Valley since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Test Valley now 185.7510012515017520020102020
Show the figures
YearNewcastle upon TyneTest Valley
2005100100
2006108105
2007115117
2008110114
200999102
2010103113
201198111
201298111
201398113
2014101121
2015108132
2016111141
2017112151
2018114154
2019114154
2020115159
2021123166
2022132185
2023134190
2024137184
2025145186
12 months to July 2026148185

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £201,013 in Test Valley. Now it is £204,282 and £372,261: Newcastle upon Tyne is up 48% and Test Valley is up 85%. Prices have risen faster in Test Valley, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payTest Valley: 9.2 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and Test ValleyNewcastle upon Tyne now 5.6, Test Valley now 9.2 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and Test ValleyNewcastle upon Tyne now 5.6, Test Valley now 9.2 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearNewcastle upon TyneTest Valley
20056.6 years of pay7.9 years of pay
20106.4 years of pay8.4 years of pay
20155.6 years of pay8.5 years of pay
20205.5 years of pay9.1 years of pay
20255.6 years of pay9.2 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 7.9 years in Test Valley. In 2025 it was 5.6 years and 9.2 years.

Affordability has worsened more in Test Valley over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Test Valley: 148
Rents in Newcastle upon Tyne and Test Valley since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Test Valley now 148.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Test Valley since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Test Valley now 148.100120140160180201520202025
Show the figures
YearNewcastle upon TyneTest Valley
2015100100
2016106104
2017113107
2018112109
2019113110
2020117112
2021123116
2022127121
2023137126
2024143133
2025160139
August 2026176148

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £832 in Test Valley. Now it is £1,215 and £1,235: up 76% in Newcastle upon Tyne and up 48% in Test Valley. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Test Valley

Earning in Newcastle upon Tyne Equivalent to buy in Test Valley Equivalent to rent in Test Valley
£30,000 £48,000 £29,000
£40,000 £64,000 £39,000
£50,000 £79,500 £48,500
£60,000 £95,500 £58,500

Moving from Test Valley to Newcastle upon Tyne

Earning in Test Valley Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £19,000 £31,000
£40,000 £25,000 £41,000
£50,000 £31,500 £51,500
£60,000 £37,500 £61,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Test Valley figures