Pay vs Place

Newcastle upon Tyne vs Stoke-on-Trent: buying or renting a home

A typical terraced house costs £65,000 (54%) more in Newcastle upon Tyne than in Stoke-on-Trent. Measured against local pay, buying is harder in Newcastle upon Tyne: it takes 5.2× median annual pay, against 3.7× in Stoke-on-Trent.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Stoke-on-Trent, terraced
£120,000
Income typically needed: £24,000
Median full-time pay: £32,622

At a glance

Newcastle upon Tyne Stoke-on-Trent
Buying a home Fairly affordable Affordable
Renting a home Very expensive Fairly affordable
Recorded crime Above average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Stoke-on-Trent (£32,622) is 8% lower than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 35% less (£120,000 against £185,000). Set against local pay, Stoke-on-Trent is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 3.7× in Stoke-on-Trent. Renting one takes 44% of pay in Newcastle upon Tyne and 27% in Stoke-on-Trent. Both are harder in Newcastle upon Tyne, and the gap is wider for renting.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Stoke-on-Trent is the 20th least expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Stoke-on-Trent is the 56th least expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £26,000 in Stoke-on-Trent to be equally placed to buy a terraced house, and about £22,500 to be equally placed to rent one. Keeping the same pay after a move to Stoke-on-Trent would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 111.0 in Stoke-on-Trent, so recorded crime per resident is 3% higher in Stoke-on-Trent. The biggest difference is in violence against the person: 36.6 per 1,000 in Newcastle upon Tyne against 45.1 in Stoke-on-Trent.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Stoke-on-Trent
Median full-time pay £35,446 £32,622
House price ÷ pay 5.2× 3.7×
Median pay as a share of income typically needed to buy 96% 136%
Rent a year as a share of median pay 44% 27%

Buying, by property type

Type Newcastle upon Tyne Stoke-on-Trent Difference
Detached £357,000 £265,000 -26% in Stoke-on-Trent
Semi-detached £215,000 £170,000 -21% in Stoke-on-Trent
Terraced £185,000 £120,000 -35% in Stoke-on-Trent

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Stoke-on-Trent Difference
Detached £1,697 £905 -47% in Stoke-on-Trent
Semi-detached £1,263 £763 -40% in Stoke-on-Trent
Terraced £1,293 £722 -44% in Stoke-on-Trent

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 111.0 in Stoke-on-Trent, so recorded crime per resident is 3% higher in Stoke-on-Trent.

Police recorded crime per 1,000 residents Newcastle upon Tyne Stoke-on-Trent Difference
All recorded crime (excluding fraud) 107.4 111.0 +3% in Stoke-on-Trent
Violence against the person 36.6 45.1 +23% in Stoke-on-Trent
Sexual offences 4.5 5.0 +12% in Stoke-on-Trent
Robbery 2.3 2.0 -13% in Stoke-on-Trent
Residential burglary (per 1,000 households) 9.0 8.8 -2% in Stoke-on-Trent
Vehicle offences 5.9 5.7 -4% in Stoke-on-Trent
Theft from the person 1.4 0.3 -75% in Stoke-on-Trent
Criminal damage and arson 10.3 10.7 +3% in Stoke-on-Trent

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Stoke-on-Trent: 179
House prices in Newcastle upon Tyne and Stoke-on-Trent since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Stoke-on-Trent now 179.7510012515017520020052010201520202025House prices in Newcastle upon Tyne and Stoke-on-Trent since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Stoke-on-Trent now 179.7510012515017520020102020
Show the figures
YearNewcastle upon TyneStoke-on-Trent
2005100100
2006108110
2007115119
2008110119
200999105
2010103106
201198101
201298102
201398103
2014101106
2015108110
2016111116
2017112121
2018114126
2019114129
2020115132
2021123147
2022132159
2023134163
2024137168
2025145176
12 months to July 2026148179

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £83,954 in Stoke-on-Trent. Now it is £204,282 and £150,629: Newcastle upon Tyne is up 48% and Stoke-on-Trent is up 79%. Prices have risen faster in Stoke-on-Trent, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payStoke-on-Trent: 4.5 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and Stoke-on-TrentNewcastle upon Tyne now 5.6, Stoke-on-Trent now 4.5 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and Stoke-on-TrentNewcastle upon Tyne now 5.6, Stoke-on-Trent now 4.5 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNewcastle upon TyneStoke-on-Trent
20056.6 years of pay4.6 years of pay
20106.4 years of pay4.2 years of pay
20155.6 years of pay4.2 years of pay
20205.5 years of pay4.1 years of pay
20255.6 years of pay4.5 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 4.6 years in Stoke-on-Trent. In 2025 it was 5.6 years and 4.5 years.

Affordability has worsened more in Stoke-on-Trent over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Stoke-on-Trent: 156
Rents in Newcastle upon Tyne and Stoke-on-Trent since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Stoke-on-Trent now 156.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Stoke-on-Trent since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Stoke-on-Trent now 156.100120140160180201520202025
Show the figures
YearNewcastle upon TyneStoke-on-Trent
2015100100
2016106102
2017113104
2018112107
2019113109
2020117110
2021123116
2022127120
2023137123
2024143133
2025160147
August 2026176156

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £458 in Stoke-on-Trent. Now it is £1,215 and £715: up 76% in Newcastle upon Tyne and up 56% in Stoke-on-Trent. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Stoke-on-Trent

Earning in Newcastle upon Tyne Equivalent to buy in Stoke-on-Trent Equivalent to rent in Stoke-on-Trent
£30,000 £19,500 £17,000
£40,000 £26,000 £22,500
£50,000 £32,500 £28,000
£60,000 £39,000 £33,500

Moving from Stoke-on-Trent to Newcastle upon Tyne

Earning in Stoke-on-Trent Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £46,500 £53,500
£40,000 £61,500 £71,500
£50,000 £77,000 £89,500
£60,000 £92,500 £107,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Stoke-on-Trent figures