Pay vs Place

Newcastle upon Tyne vs Rochdale: buying or renting a home

A typical terraced house costs £15,250 (9%) more in Newcastle upon Tyne than in Rochdale. Measured against local pay, buying is harder in Newcastle upon Tyne: it takes 5.2× median annual pay, against 4.9× in Rochdale.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Rochdale, terraced
£169,750
Income typically needed: £34,000
Median full-time pay: £34,660

At a glance

Newcastle upon Tyne Rochdale
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime Above average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Rochdale (£34,660) is 2% lower than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 8% less (£169,750 against £185,000). Set against local pay, Rochdale is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 4.9× in Rochdale. Renting one takes 44% of pay in Newcastle upon Tyne and 29% in Rochdale. Both are harder in Newcastle upon Tyne, and the gap is wider for renting.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Rochdale is the 70th least expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Rochdale is the 117th least expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £36,500 in Rochdale to be equally placed to buy a terraced house, and about £26,000 to be equally placed to rent one. Keeping the same pay after a move to Rochdale would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 104.6 in Rochdale, so recorded crime per resident is 3% lower in Rochdale. The biggest difference is in criminal damage and arson: 10.3 per 1,000 in Newcastle upon Tyne against 8.6 in Rochdale.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Rochdale
Median full-time pay £35,446 £34,660
House price ÷ pay 5.2× 4.9×
Median pay as a share of income typically needed to buy 96% 102%
Rent a year as a share of median pay 44% 29%

Buying, by property type

Type Newcastle upon Tyne Rochdale Difference
Detached £357,000 £350,000 -2% in Rochdale
Semi-detached £215,000 £230,000 +7% in Rochdale
Terraced £185,000 £169,750 -8% in Rochdale
Flat £155,000 £125,000 -19% in Rochdale

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Rochdale Difference
Detached £1,697 £1,271 -25% in Rochdale
Semi-detached £1,263 £947 -25% in Rochdale
Terraced £1,293 £841 -35% in Rochdale
Flat £993 £706 -29% in Rochdale

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 104.6 in Rochdale, so recorded crime per resident is 3% lower in Rochdale.

Police recorded crime per 1,000 residents Newcastle upon Tyne Rochdale Difference
All recorded crime (excluding fraud) 107.4 104.6 -3% in Rochdale
Violence against the person 36.6 44.2 +21% in Rochdale
Sexual offences 4.5 4.5 +1% in Rochdale
Robbery 2.3 1.2 -46% in Rochdale
Residential burglary (per 1,000 households) 9.0 7.6 -16% in Rochdale
Vehicle offences 5.9 5.7 -4% in Rochdale
Theft from the person 1.4 0.4 -71% in Rochdale
Criminal damage and arson 10.3 8.6 -17% in Rochdale

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Rochdale: 200
House prices in Newcastle upon Tyne and Rochdale since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Rochdale now 200.5010015020020052010201520202025House prices in Newcastle upon Tyne and Rochdale since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Rochdale now 200.5010015020020102020
Show the figures
YearNewcastle upon TyneRochdale
2005100100
2006108107
2007115118
2008110115
200999103
2010103103
20119898
20129898
20139898
2014101102
2015108104
2016111110
2017112113
2018114121
2019114128
2020115133
2021123151
2022132169
2023134176
2024137182
2025145194
12 months to July 2026148200

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £104,174 in Rochdale. Now it is £204,282 and £208,130: Newcastle upon Tyne is up 48% and Rochdale is up 100%. Prices have risen faster in Rochdale, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payRochdale: 5.8 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and RochdaleNewcastle upon Tyne now 5.6, Rochdale now 5.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and RochdaleNewcastle upon Tyne now 5.6, Rochdale now 5.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNewcastle upon TyneRochdale
20056.6 years of pay5.0 years of pay
20106.4 years of pay4.6 years of pay
20155.6 years of pay4.5 years of pay
20205.5 years of pay5.1 years of pay
20255.6 years of pay5.8 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 5.0 years in Rochdale. In 2025 it was 5.6 years and 5.8 years.

Affordability has worsened more in Rochdale over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Rochdale: 175
Rents in Newcastle upon Tyne and Rochdale since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Rochdale now 175.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Rochdale since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Rochdale now 175.100120140160180201520202025
Show the figures
YearNewcastle upon TyneRochdale
2015100100
2016106101
2017113102
2018112103
2019113105
2020117108
2021123116
2022127120
2023137131
2024143145
2025160159
August 2026176175

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £488 in Rochdale. Now it is £1,215 and £855: up 76% in Newcastle upon Tyne and up 75% in Rochdale.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Rochdale

Earning in Newcastle upon Tyne Equivalent to buy in Rochdale Equivalent to rent in Rochdale
£30,000 £27,500 £19,500
£40,000 £36,500 £26,000
£50,000 £46,000 £32,500
£60,000 £55,000 £39,000

Moving from Rochdale to Newcastle upon Tyne

Earning in Rochdale Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £32,500 £46,000
£40,000 £43,500 £61,500
£50,000 £54,500 £77,000
£60,000 £65,500 £92,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Rochdale figures