Pay vs Place

Newcastle upon Tyne vs Plymouth: buying or renting a home

A typical terraced house costs £30,000 (16%) more in Plymouth than in Newcastle upon Tyne. Measured against local pay, buying is harder in Plymouth: it takes 6.1× median annual pay, against 5.2× in Newcastle upon Tyne.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
Plymouth, terraced
£215,000
Income typically needed: £43,000
Median full-time pay: £35,186

At a glance

Newcastle upon Tyne Plymouth
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Expensive
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Plymouth (£35,186) is 1% lower than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 16% more (£215,000 against £185,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 6.1× in Plymouth. Renting one takes 44% of pay in Newcastle upon Tyne and 36% in Plymouth. The two measures point different ways: buying is harder in Plymouth, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and Plymouth is the 91st least expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and Plymouth is around the middle of 316 areas (143rd most expensive).

Someone on £40,000 in Newcastle upon Tyne would need about £46,500 in Plymouth to be equally placed to buy a terraced house, and about £32,500 to be equally placed to rent one. Keeping the same pay after a move to Plymouth would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 93.1 in Plymouth, so recorded crime per resident is 13% lower in Plymouth. The biggest difference is in residential burglary: 9.0 per 1,000 in Newcastle upon Tyne against 4.0 in Plymouth.

Can a typical earner buy?

Terraced house Newcastle upon Tyne Plymouth
Median full-time pay £35,446 £35,186
House price ÷ pay 5.2× 6.1×
Median pay as a share of income typically needed to buy 96% 82%
Rent a year as a share of median pay 44% 36%

Buying, by property type

Type Newcastle upon Tyne Plymouth Difference
Detached £357,000 £396,500 +11% in Plymouth
Semi-detached £215,000 £263,000 +22% in Plymouth
Terraced £185,000 £215,000 +16% in Plymouth
Flat £155,000 £138,000 -11% in Plymouth

Renting, by property type

Type (average rent a month) Newcastle upon Tyne Plymouth Difference
Detached £1,697 £1,317 -22% in Plymouth
Semi-detached £1,263 £1,063 -16% in Plymouth
Terraced £1,293 £1,046 -19% in Plymouth
Flat £993 £799 -20% in Plymouth

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 93.1 in Plymouth, so recorded crime per resident is 13% lower in Plymouth.

Police recorded crime per 1,000 residents Newcastle upon Tyne Plymouth Difference
All recorded crime (excluding fraud) 107.4 93.1 -13% in Plymouth
Violence against the person 36.6 43.0 +18% in Plymouth
Sexual offences 4.5 5.1 +12% in Plymouth
Robbery 2.3 0.8 -65% in Plymouth
Residential burglary (per 1,000 households) 9.0 4.0 -56% in Plymouth
Vehicle offences 5.9 3.0 -49% in Plymouth
Theft from the person 1.4 0.7 -52% in Plymouth
Criminal damage and arson 10.3 8.9 -14% in Plymouth

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148Plymouth: 169
House prices in Newcastle upon Tyne and Plymouth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Plymouth now 169.8010012014016018020052010201520202025House prices in Newcastle upon Tyne and Plymouth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, Plymouth now 169.8010012014016018020102020
Show the figures
YearNewcastle upon TynePlymouth
2005100100
2006108106
2007115115
2008110110
20099999
2010103105
201198102
201298103
201398106
2014101111
2015108116
2016111120
2017112124
2018114128
2019114129
2020115132
2021123142
2022132159
2023134160
2024137161
2025145166
12 months to July 2026148169

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £128,302 in Plymouth. Now it is £204,282 and £217,021: Newcastle upon Tyne is up 48% and Plymouth is up 69%. Prices have risen faster in Plymouth, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payPlymouth: 6.1 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and PlymouthNewcastle upon Tyne now 5.6, Plymouth now 6.1 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and PlymouthNewcastle upon Tyne now 5.6, Plymouth now 6.1 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNewcastle upon TynePlymouth
20056.6 years of pay6.4 years of pay
20106.4 years of pay5.7 years of pay
20155.6 years of pay5.9 years of pay
20205.5 years of pay6.0 years of pay
20255.6 years of pay6.1 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 6.4 years in Plymouth. In 2025 it was 5.6 years and 6.1 years.

Affordability has worsened more in Plymouth over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176Plymouth: 148
Rents in Newcastle upon Tyne and Plymouth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Plymouth now 148.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and Plymouth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, Plymouth now 148.100120140160180201520202025
Show the figures
YearNewcastle upon TynePlymouth
2015100100
2016106101
2017113102
2018112104
2019113105
2020117107
2021123111
2022127116
2023137124
2024143133
2025160141
August 2026176148

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £678 in Plymouth. Now it is £1,215 and £1,004: up 76% in Newcastle upon Tyne and up 48% in Plymouth. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to Plymouth

Earning in Newcastle upon Tyne Equivalent to buy in Plymouth Equivalent to rent in Plymouth
£30,000 £35,000 £24,500
£40,000 £46,500 £32,500
£50,000 £58,000 £40,500
£60,000 £69,500 £48,500

Moving from Plymouth to Newcastle upon Tyne

Earning in Plymouth Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £26,000 £37,000
£40,000 £34,500 £49,500
£50,000 £43,000 £62,000
£60,000 £51,500 £74,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All Plymouth figures