Pay vs Place

Newcastle upon Tyne vs North East Lincolnshire: buying or renting a home

A typical terraced house costs £80,000 (76%) more in Newcastle upon Tyne than in North East Lincolnshire. Measured against local pay, buying is harder in Newcastle upon Tyne: it takes 5.2× median annual pay, against 3.0× in North East Lincolnshire.

Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446
North East Lincolnshire, terraced
£105,000
Income typically needed: £21,000
Median full-time pay: £35,052

At a glance

Newcastle upon Tyne North East Lincolnshire
Buying a home Fairly affordable Affordable
Renting a home Very expensive Affordable
Recorded crime Above average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in North East Lincolnshire (£35,052) is 1% lower than in Newcastle upon Tyne (£35,446), while a typical terraced house costs 43% less (£105,000 against £185,000). Set against local pay, North East Lincolnshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.2× annual pay in Newcastle upon Tyne and 3.0× in North East Lincolnshire. Renting one takes 44% of pay in Newcastle upon Tyne and 22% in North East Lincolnshire. Both are harder in Newcastle upon Tyne, and the gap is wider for renting.

Across all property types and measured against pay, Newcastle upon Tyne is the 53rd least expensive of 316 areas to buy in, and North East Lincolnshire is the 11th least expensive of 316 areas. For renting against pay, Newcastle upon Tyne is the 70th most expensive of 316 areas and North East Lincolnshire is the 5th least expensive of 316 areas.

Someone on £40,000 in Newcastle upon Tyne would need about £22,500 in North East Lincolnshire to be equally placed to buy a terraced house, and about £20,000 to be equally placed to rent one. Keeping the same pay after a move to North East Lincolnshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 115.9 in North East Lincolnshire, so recorded crime per resident is 8% higher in North East Lincolnshire. The biggest difference is in criminal damage and arson: 10.3 per 1,000 in Newcastle upon Tyne against 13.9 in North East Lincolnshire.

Can a typical earner buy?

Terraced house Newcastle upon Tyne North East Lincolnshire
Median full-time pay £35,446 £35,052
House price ÷ pay 5.2× 3.0×
Median pay as a share of income typically needed to buy 96% 167%
Rent a year as a share of median pay 44% 22%

Buying, by property type

Type Newcastle upon Tyne North East Lincolnshire Difference
Detached £357,000 £266,000 -25% in North East Lincolnshire
Semi-detached £215,000 £170,000 -21% in North East Lincolnshire
Terraced £185,000 £105,000 -43% in North East Lincolnshire

Renting, by property type

Type (average rent a month) Newcastle upon Tyne North East Lincolnshire Difference
Detached £1,697 £861 -49% in North East Lincolnshire
Semi-detached £1,263 £703 -44% in North East Lincolnshire
Terraced £1,293 £641 -50% in North East Lincolnshire

Crime

Police recorded 107.4 crimes per 1,000 residents in Newcastle upon Tyne and 115.9 in North East Lincolnshire, so recorded crime per resident is 8% higher in North East Lincolnshire.

Police recorded crime per 1,000 residents Newcastle upon Tyne North East Lincolnshire Difference
All recorded crime (excluding fraud) 107.4 115.9 +8% in North East Lincolnshire
Violence against the person 36.6 44.0 +20% in North East Lincolnshire
Sexual offences 4.5 3.9 -15% in North East Lincolnshire
Robbery 2.3 1.1 -51% in North East Lincolnshire
Residential burglary (per 1,000 households) 9.0 9.6 +6% in North East Lincolnshire
Vehicle offences 5.9 5.0 -15% in North East Lincolnshire
Theft from the person 1.4 0.3 -77% in North East Lincolnshire
Criminal damage and arson 10.3 13.9 +34% in North East Lincolnshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Newcastle upon Tyne: 148North East Lincolnshire: 163
House prices in Newcastle upon Tyne and North East Lincolnshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, North East Lincolnshire now 163.8010012014016018020052010201520202025House prices in Newcastle upon Tyne and North East Lincolnshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Newcastle upon Tyne now 148, North East Lincolnshire now 163.8010012014016018020102020
Show the figures
YearNewcastle upon TyneNorth East Lincolnshire
2005100100
2006108111
2007115122
2008110120
200999110
2010103114
201198107
201298106
201398106
2014101111
2015108113
2016111118
2017112124
2018114126
2019114128
2020115132
2021123145
2022132158
2023134157
2024137158
2025145160
12 months to July 2026148163

In 2005 the average home cost £138,227 in Newcastle upon Tyne and £89,980 in North East Lincolnshire. Now it is £204,282 and £146,762: Newcastle upon Tyne is up 48% and North East Lincolnshire is up 63%. Prices have risen faster in North East Lincolnshire, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Newcastle upon Tyne: 5.6 years of payNorth East Lincolnshire: 4.1 years of pay
Years of median pay needed to buy the average home in Newcastle upon Tyne and North East LincolnshireNewcastle upon Tyne now 5.6, North East Lincolnshire now 4.1 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Newcastle upon Tyne and North East LincolnshireNewcastle upon Tyne now 5.6, North East Lincolnshire now 4.1 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearNewcastle upon TyneNorth East Lincolnshire
20056.6 years of pay4.5 years of pay
20106.4 years of pay4.6 years of pay
20155.6 years of pay4.3 years of pay
20205.5 years of pay4.2 years of pay
20255.6 years of pay4.1 years of pay

In 2005 a home cost 6.6 years of pay in Newcastle upon Tyne and 4.5 years in North East Lincolnshire. In 2025 it was 5.6 years and 4.1 years.

Affordability has worsened more in North East Lincolnshire over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Newcastle upon Tyne: 176North East Lincolnshire: 137
Rents in Newcastle upon Tyne and North East Lincolnshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, North East Lincolnshire now 137.100120140160180201620182020202220242026Rents in Newcastle upon Tyne and North East Lincolnshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Newcastle upon Tyne now 176, North East Lincolnshire now 137.100120140160180201520202025
Show the figures
YearNewcastle upon TyneNorth East Lincolnshire
2015100100
2016106101
2017113103
2018112103
2019113105
2020117106
2021123107
2022127110
2023137117
2024143121
2025160127
August 2026176137

In 2015 the average rent was £690 a month in Newcastle upon Tyne and £470 in North East Lincolnshire. Now it is £1,215 and £643: up 76% in Newcastle upon Tyne and up 37% in North East Lincolnshire. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Newcastle upon Tyne to North East Lincolnshire

Earning in Newcastle upon Tyne Equivalent to buy in North East Lincolnshire Equivalent to rent in North East Lincolnshire
£30,000 £17,000 £15,000
£40,000 £22,500 £20,000
£50,000 £28,500 £25,000
£60,000 £34,000 £29,500

Moving from North East Lincolnshire to Newcastle upon Tyne

Earning in North East Lincolnshire Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £53,000 £60,500
£40,000 £70,500 £80,500
£50,000 £88,000 £101,000
£60,000 £105,500 £121,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Newcastle upon Tyne figures · All North East Lincolnshire figures