Pay vs Place

Mole Valley vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £258,750 (140%) more in Mole Valley than in Newcastle upon Tyne. Measured against local pay, buying is harder in Mole Valley: it takes 10.3× median annual pay, against 5.2× in Newcastle upon Tyne.

Mole Valley, terraced
£443,750
Income typically needed: £89,000
Median full-time pay: £42,937
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Mole Valley Newcastle upon Tyne
Buying a home Very expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime Low Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 17% lower than in Mole Valley (£42,937), while a typical terraced house costs 58% less (£185,000 against £443,750). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 10.3× annual pay in Mole Valley and 5.2× in Newcastle upon Tyne. Renting one takes 41% of pay in Mole Valley and 44% in Newcastle upon Tyne. The two measures point different ways: buying is harder in Mole Valley, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Mole Valley is the 6th most expensive of 316 areas to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Mole Valley is the 57th most expensive of 316 areas and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Mole Valley would need about £16,500 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £35,500 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 54.4 crimes per 1,000 residents in Mole Valley and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 98% higher in Newcastle upon Tyne. The biggest difference is in sexual offences: 1.9 per 1,000 in Mole Valley against 4.5 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Mole Valley Newcastle upon Tyne
Median full-time pay £42,937 £35,446
House price ÷ pay 10.3× 5.2×
Median pay as a share of income typically needed to buy 48% 96%
Rent a year as a share of median pay 41% 44%

Buying, by property type

Type Mole Valley Newcastle upon Tyne Difference
Detached £875,000 £357,000 -59% in Newcastle upon Tyne
Semi-detached £580,000 £215,000 -63% in Newcastle upon Tyne
Terraced £443,750 £185,000 -58% in Newcastle upon Tyne
Flat £270,000 £155,000 -43% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Mole Valley Newcastle upon Tyne Difference
Detached £2,201 £1,697 -23% in Newcastle upon Tyne
Semi-detached £1,750 £1,263 -28% in Newcastle upon Tyne
Terraced £1,463 £1,293 -12% in Newcastle upon Tyne
Flat £1,271 £993 -22% in Newcastle upon Tyne

Crime

Police recorded 54.4 crimes per 1,000 residents in Mole Valley and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 98% higher in Newcastle upon Tyne.

Police recorded crime per 1,000 residents Mole Valley Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 54.4 107.4 +98% in Newcastle upon Tyne
Violence against the person 21.2 36.6 +73% in Newcastle upon Tyne
Sexual offences 1.9 4.5 +131% in Newcastle upon Tyne
Robbery 0.4 2.3 +423% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 5.9 9.0 +52% in Newcastle upon Tyne
Vehicle offences 2.7 5.9 +115% in Newcastle upon Tyne
Theft from the person 0.2 1.4 +585% in Newcastle upon Tyne
Criminal damage and arson 4.8 10.3 +113% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Mole Valley: 196Newcastle upon Tyne: 148
House prices in Mole Valley and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Mole Valley now 196, Newcastle upon Tyne now 148.7510012515017520020052010201520202025House prices in Mole Valley and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Mole Valley now 196, Newcastle upon Tyne now 148.7510012515017520020102020
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YearMole ValleyNewcastle upon Tyne
2005100100
2006108108
2007118115
2008121110
200910599
2010120103
201112098
201212398
201312798
2014143101
2015156108
2016168111
2017173112
2018173114
2019168114
2020170115
2021180123
2022192132
2023194134
2024189137
2025194145
12 months to July 2026196148

In 2005 the average home cost £281,829 in Mole Valley and £138,227 in Newcastle upon Tyne. Now it is £552,942 and £204,282: Mole Valley is up 96% and Newcastle upon Tyne is up 48%. Prices have risen faster in Mole Valley, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Mole Valley: 12.8 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Mole Valley and Newcastle upon TyneMole Valley now 12.8, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20×20052010201520202025Years of median pay needed to buy the average home in Mole Valley and Newcastle upon TyneMole Valley now 12.8, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20×20052010201520202025
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YearMole ValleyNewcastle upon Tyne
20058.8 years of pay6.6 years of pay
20109.4 years of pay6.4 years of pay
201514.2 years of pay5.6 years of pay
202015.6 years of pay5.5 years of pay
202512.8 years of pay5.6 years of pay

In 2005 a home cost 8.8 years of pay in Mole Valley and 6.6 years in Newcastle upon Tyne. In 2025 it was 12.8 years and 5.6 years.

Affordability has worsened more in Mole Valley over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Mole Valley: 135Newcastle upon Tyne: 176
Rents in Mole Valley and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Mole Valley now 135, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Mole Valley and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Mole Valley now 135, Newcastle upon Tyne now 176.100120140160180201520202025
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YearMole ValleyNewcastle upon Tyne
2015100100
2016103106
2017104113
2018103112
2019104113
2020105117
2021105123
2022109127
2023113137
2024122143
2025131160
August 2026135176

In 2015 the average rent was £1,152 a month in Mole Valley and £690 in Newcastle upon Tyne. Now it is £1,551 and £1,215: up 35% in Mole Valley and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Mole Valley to Newcastle upon Tyne

Earning in Mole Valley Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £12,500 £26,500
£40,000 £16,500 £35,500
£50,000 £21,000 £44,000
£60,000 £25,000 £53,000

Moving from Newcastle upon Tyne to Mole Valley

Earning in Newcastle upon Tyne Equivalent to buy in Mole Valley Equivalent to rent in Mole Valley
£30,000 £72,000 £34,000
£40,000 £96,000 £45,500
£50,000 £120,000 £56,500
£60,000 £144,000 £68,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Mole Valley is less reliable than most.

All Mole Valley figures · All Newcastle upon Tyne figures