Pay vs Place

Manchester vs Windsor and Maidenhead: buying or renting a home

A typical terraced house costs £219,000 (86%) more in Windsor and Maidenhead than in Manchester. Measured against local pay, buying is harder in Windsor and Maidenhead: it takes 10.0× median annual pay, against 7.1× in Manchester.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Windsor and Maidenhead, terraced
£475,000
Income typically needed: £95,000
Median full-time pay: £47,387

At a glance

Manchester Windsor and Maidenhead
Buying a home Fairly affordable Very expensive
Renting a home Very expensive Very expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Windsor and Maidenhead (£47,387) is 31% higher than in Manchester (£36,278), while a typical terraced house costs 86% more (£475,000 against £256,000). Set against local pay, Manchester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 10.0× in Windsor and Maidenhead. Renting one takes 46% of pay in Manchester and 46% in Windsor and Maidenhead. Buying is harder in Windsor and Maidenhead; renting is about the same.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Windsor and Maidenhead is the 28th most expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Windsor and Maidenhead is the 43rd most expensive of 316 areas.

Someone on £40,000 in Manchester would need about £74,000 in Windsor and Maidenhead to be equally placed to buy a terraced house, and about £52,000 to be equally placed to rent one. Keeping the same pay after a move to Windsor and Maidenhead would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 57.1 in Windsor and Maidenhead, so recorded crime per resident is 60% lower in Windsor and Maidenhead. The biggest difference is in sexual offences: 5.6 per 1,000 in Manchester against 2.0 in Windsor and Maidenhead.

Can a typical earner buy?

Terraced house Manchester Windsor and Maidenhead
Median full-time pay £36,278 £47,387
House price ÷ pay 7.1× 10.0×
Median pay as a share of income typically needed to buy 71% 50%
Rent a year as a share of median pay 46% 46%

Buying, by property type

Type Manchester Windsor and Maidenhead Difference
Detached £400,000 £880,000 +120% in Windsor and Maidenhead
Semi-detached £310,000 £550,000 +77% in Windsor and Maidenhead
Terraced £256,000 £475,000 +86% in Windsor and Maidenhead
Flat £210,000 £295,000 +40% in Windsor and Maidenhead

Renting, by property type

Type (average rent a month) Manchester Windsor and Maidenhead Difference
Detached £1,878 £2,522 +34% in Windsor and Maidenhead
Semi-detached £1,496 £1,938 +30% in Windsor and Maidenhead
Terraced £1,405 £1,821 +30% in Windsor and Maidenhead
Flat £1,147 £1,448 +26% in Windsor and Maidenhead

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 57.1 in Windsor and Maidenhead, so recorded crime per resident is 60% lower in Windsor and Maidenhead.

Police recorded crime per 1,000 residents Manchester Windsor and Maidenhead Difference
All recorded crime (excluding fraud) 142.7 57.1 -60% in Windsor and Maidenhead
Violence against the person 51.9 20.6 -60% in Windsor and Maidenhead
Sexual offences 5.6 2.0 -64% in Windsor and Maidenhead
Robbery 2.7 0.6 -79% in Windsor and Maidenhead
Residential burglary (per 1,000 households) 9.3 5.9 -37% in Windsor and Maidenhead
Vehicle offences 7.9 4.9 -38% in Windsor and Maidenhead
Theft from the person 3.9 0.8 -79% in Windsor and Maidenhead
Criminal damage and arson 10.0 5.0 -50% in Windsor and Maidenhead

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Windsor and Maidenhead: 201
House prices in Manchester and Windsor and Maidenhead since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Windsor and Maidenhead now 201.10015020025030020052010201520202025House prices in Manchester and Windsor and Maidenhead since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Windsor and Maidenhead now 201.10015020025030020102020
Show the figures
YearManchesterWindsor and Maidenhead
2005100100
2006117106
2007129118
2008125119
2009112104
2010115116
2011114118
2012115122
2013115128
2014125143
2015133156
2016145171
2017158178
2018167176
2019173170
2020178171
2021209182
2022231200
2023233196
2024241197
2025247203
12 months to July 2026251201

In 2005 the average home cost £100,202 in Manchester and £287,048 in Windsor and Maidenhead. Now it is £251,205 and £576,989: Manchester is up 151% and Windsor and Maidenhead is up 101%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payWindsor and Maidenhead: 12.3 years of pay
Years of median pay needed to buy the average home in Manchester and Windsor and MaidenheadManchester now 6.8, Windsor and Maidenhead now 12.3 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Manchester and Windsor and MaidenheadManchester now 6.8, Windsor and Maidenhead now 12.3 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearManchesterWindsor and Maidenhead
20054.8 years of pay8.7 years of pay
20105.0 years of pay9.6 years of pay
20155.4 years of pay12.1 years of pay
20206.3 years of pay11.9 years of pay
20256.8 years of pay12.3 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 8.7 years in Windsor and Maidenhead. In 2025 it was 6.8 years and 12.3 years.

Affordability has worsened more in Windsor and Maidenhead over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Windsor and Maidenhead: 142
Rents in Manchester and Windsor and Maidenhead since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Windsor and Maidenhead now 142.100120140160180201620182020202220242026Rents in Manchester and Windsor and Maidenhead since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Windsor and Maidenhead now 142.100120140160180201520202025
Show the figures
YearManchesterWindsor and Maidenhead
2015100100
2016101102
2017106106
2018112107
2019114107
2020117106
2021120106
2022127111
2023139117
2024156128
2025167140
August 2026174142

In 2015 the average rent was £790 a month in Manchester and £1,264 in Windsor and Maidenhead. Now it is £1,373 and £1,800: up 74% in Manchester and up 42% in Windsor and Maidenhead. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Windsor and Maidenhead

Earning in Manchester Equivalent to buy in Windsor and Maidenhead Equivalent to rent in Windsor and Maidenhead
£30,000 £55,500 £39,000
£40,000 £74,000 £52,000
£50,000 £93,000 £65,000
£60,000 £111,500 £78,000

Moving from Windsor and Maidenhead to Manchester

Earning in Windsor and Maidenhead Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £16,000 £23,000
£40,000 £21,500 £31,000
£50,000 £27,000 £38,500
£60,000 £32,500 £46,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Windsor and Maidenhead figures